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PASCAL OHN

Active
Private limited companyfounded 2021active for 5 yearsRue de Herbesthal 46, 4700 Eupen, BelgiumKBO/BCE: BE 0762.551.642
Summary

The computed 12-month bankruptcy probability of PASCAL OHN is 4.3% (elevated). The 2024 annual accounts show equity of €136,207 and a net result of €46,514. Equity is growing by about 59% per year across the filed financial years. The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311
1 site
Size
€292,251total assets 2024
Equity
€136,207
Profit
€46,514
Financial health
49 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
4.3%
Structure
Accounts 78 days overdue0 of 1 deed read
Why 49raises risk1 financial year not filed after the legal deadline; latest accounts 72 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 13-10-2025)Founded in 2021Size: total assets €292,251Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 61% of its sector peers (NACE 95, micro)
Financial strength · tick = 2023
Strong
Solvency 72+9
equity 46.6% of total assets
Liquidity 34-5
short-term debt 42.4% · cash 3.6%
Profitability 89+5
return on assets 15.9%
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,127 companies, NACE 95, micro)
Last 24 months 11-2024: 4.5% 12-2024: 5.4%▲ +0.9 percentage points vs 11-2024 01-2025: 7.5%▲ +2.1 percentage points vs 12-2024 02-2025: 7.5%● unchanged vs 01-2025 03-2025: 7.8%▲ +0.3 percentage points vs 02-2025 04-2025: 7.2%▼ -0.6 percentage points vs 03-2025 05-2025: 7.2%● unchanged vs 04-2025 06-2025: 7.0%▼ -0.2 percentage points vs 05-2025 07-2025: 5.2%▼ -1.8 percentage points vs 06-2025 08-2025: 6.0%▲ +0.8 percentage points vs 07-2025 09-2025: 6.2%▲ +0.2 percentage points vs 08-2025 10-2025: 7.8%▲ +1.6 percentage points vs 09-2025highest value 11-2025: 2.6%▼ -5.2 percentage points vs 10-2025 12-2025: 2.6%● unchanged vs 11-2025 01-2026: 2.5%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.5%● unchanged vs 02-2026 04-2026: 2.6%▲ +0.1 percentage points vs 03-2026 05-2026: 2.5%▼ -0.1 percentage points vs 04-2026 06-2026: 2.6%▲ +0.1 percentage points vs 05-2026 07-2026: 2.6%● unchanged vs 06-2026 08-2026: 3.0%▲ +0.4 percentage points vs 07-2026 09-2026: 3.1%▲ +0.1 percentage points vs 08-2026 10-2026: 4.3%▲ +1.2 percentage points vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 2.23, compared with 2.07 in 2023, above the usual 1.5; short-term debt: 42.4% and cash: 3.6% of total assets), but 53.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 57% on solvency, 26% on liquidity, 78% on profitability and 85% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · 1 financial year not filed after the legal deadline; latest accounts 72 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 13-10-2025)
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €292,251
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-10-2025, 72 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
72 days late
2023
307 days late
2022
68 days late
2021
78 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 131 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · unclassified…
  2. Annual accounts filedfinancial year 2023 · unclassified…
  3. Highest result from 2021 to 2024net €46,514 ▲43.6%

Financials · financial year 2024, unclassified schema

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 17 October 2026.

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€46,514▲ 43.6%
2023 · €32,400
Working capital
€152,286▲ 28.8%
2023 · €118,258
Trend over the years

2021 to 2024, 4 financial years

The operating result has risen three years in a row; 2024 is 28% above 2023 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€68,146 2024 Net result€46,514 2024

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line2021202220232024
Operating result€9,948-€32,222▲ 224%€53,052▲ 64.6%€68,146▲ 28.4%
Net result€7,539-€24,754▲ 228%€32,400▲ 30.9%€46,514▲ 43.6%
Equity€32,539-€57,294▲ 76.1%€89,693▲ 56.6%€136,207▲ 51.9%
Total assets€185,663-€187,397▲ 0.9%€238,418▲ 27.2%€292,251▲ 22.6%
Debt€153,123-€130,104▼ 15.0%€148,724▲ 14.3%€156,044▲ 4.9%
Working capital€40,772-€67,488▲ 65.5%€118,258▲ 75.2%€152,286▲ 28.8%
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €292,251
Fixed assets €15,910 ▲ 66.6%
Current assets €276,341 ▲ 20.7%
Equity and liabilities €292,251
Equity €136,207 ▲ 51.9%
Debt €156,044 ▲ 4.9%
Debt's share of the balance-sheet total falls from 62.4% to 53.4%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€72,108▲
2023 · €54,889
Cash flow
€50,476▲
2023 · €34,236
Current ratio
2.23▲
2023 · 2.07
Quick ratio
1.26▲
2023 · 0.63
Debt to equity
1.15▼
2023 · 1.66
ROE
34.1%▼
2023 · 36.1%
ROA
15.9%▲
2023 · 13.6%
Interest coverage
13.29▲
2023 · 5.81
Debt ≤ 1 year
€124,055▲
2023 · €110,611
Debt > 1 year
€6,018▼
2023 · €16,219
Income taxes
€16,384▲
2023 · €11,747
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet Code20232024
Assets
Total assets20/58€238,418€292,251▲
Fixed assets21/28€9,549€15,910▲
Tangible fixed assets22/27€9,549€15,910▲
Plant, machinery and equipment23€8,006€6,693▼
Furniture and vehicles24-€4,915
Other tangible fixed assets26€1,542€4,303▲
Current assets29/58€228,869€276,341▲
Stocks and contracts in progress3€158,962€120,345▼
Stocks30/36€158,962€120,345▼
Amounts receivable within one year40/41€45,287€144,681▲
Trade receivables40€45,287€144,667▲
Other amounts receivable41-€14
Cash at bank and in hand54/58€23,287€10,402▼
Deferred charges and accrued income490/1€1,332€913▼
Equity and liabilities
Total equity and liabilities10/49€238,418€292,251▲
Equity10/15€89,693€136,207▲
Contributions10/11€25,000€25,000=
Profit (loss) carried forward14€64,693€111,207▲
Amounts payable17/49€148,724€156,044▲
Amounts payable after more than one year17€16,219€6,018▼
Financial debts170/4€16,219€6,018▼
Amounts payable within one year42/48€110,611€124,055▲
Current portion of amounts payable after more than one year42€10,046€10,201▲
Financial debts43€30,000€41,754▲
Credit institutions430/8€30,000€41,754▲
Trade debts44€13,197€2,856▼
Suppliers440/4€13,197€2,856▼
Taxes, remuneration and social security45€18,082€35,041▲
Taxes450/3€18,082€35,041▲
Other amounts payable47/48€39,285€34,203▼
Accrued charges and deferred income492/3€21,894€25,970▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,836€3,962▲
Other operating charges640/8€6,170€6,313▲
Gross operating margin9900€61,058€78,421▲
Operating profit (loss)9901€53,052€68,146▲
Financial income75/76B€544€177▼
Recurring financial income75€544€177▼
Financial charges65/66B€9,449€5,424▼
Recurring financial charges65€9,449€5,424▼
Profit (loss) for the period before taxes9903€44,147€62,898▲
Income taxes67/77€11,747€16,384▲
Profit (loss) for the period9904€32,400€46,514▲
Profit (loss) for the period to be appropriated9905€32,400€46,514▲
Appropriation of the result
Profit (loss) to be appropriated9906€64,693€111,207▲
Profit (loss) brought forward from the previous period14P€32,294€64,693▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,378€1,793€1,836€3,962▲ 116%
Other operating charges640/8€4,854€6,011€6,170€6,313▲ 2.3%
Gross operating margin9900€16,180€40,026€61,058€78,421▲ 28.4%
Operating profit (loss)9901€9,948€32,222€53,052€68,146▲ 28.4%
Financial income75/76B€143€159€544€177▼ 67.5%
Recurring financial income75€143€159€544€177▼ 67.5%
Financial charges65/66B€39€183€9,449€5,424▼ 42.6%
Recurring financial charges65€39€183€9,449€5,424▼ 42.6%
Profit (loss) for the period before taxes9903€10,052€32,198€44,147€62,898▲ 42.5%
Income taxes67/77€2,513€7,444€11,747€16,384▲ 39.5%
Profit (loss) for the period9904€7,539€24,754€32,400€46,514▲ 43.6%
Profit (loss) for the period to be appropriated9905€7,539€24,754€32,400€46,514▲ 43.6%
Line2021202220232024Change
Assets
Total assets20/58€185,663€187,397€238,418€292,251▲ 22.6%
Fixed assets21/28€11,567€10,806€9,549€15,910▲ 66.6%
Tangible fixed assets22/27€11,567€10,806€9,549€15,910▲ 66.6%
Land and buildings22-€1,019---
Plant, machinery and equipment23€11,567€9,787€8,006€6,693▼ 16.4%
Furniture and vehicles24---€4,915-
Other tangible fixed assets26--€1,542€4,303▲ 179%
Current assets29/58€174,095€176,592€228,869€276,341▲ 20.7%
Stocks and contracts in progress3€110,487€106,022€158,962€120,345▼ 24.3%
Stocks30/36€110,487€106,022€158,962€120,345▼ 24.3%
Amounts receivable within one year40/41€24,231€35,480€45,287€144,681▲ 219%
Trade receivables40€24,231€35,480€45,287€144,667▲ 219%
Other amounts receivable41---€14-
Cash at bank and in hand54/58€38,388€33,846€23,287€10,402▼ 55.3%
Deferred charges and accrued income490/1€989€1,244€1,332€913▼ 31.4%
Equity and liabilities
Total equity and liabilities10/49€185,663€187,397€238,418€292,251▲ 22.6%
Equity10/15€32,539€57,294€89,693€136,207▲ 51.9%
Contributions10/11€25,000€25,000€25,000€25,000=
Profit (loss) carried forward14€7,539€32,294€64,693€111,207▲ 71.9%
Amounts payable17/49€153,123€130,104€148,724€156,044▲ 4.9%
Amounts payable after more than one year17--€16,219€6,018▼ 62.9%
Financial debts170/4--€16,219€6,018▼ 62.9%
Amounts payable within one year42/48€133,323€109,104€110,611€124,055▲ 12.2%
Current portion of amounts payable after more than one year42--€10,046€10,201▲ 1.5%
Financial debts43--€30,000€41,754▲ 39.2%
Credit institutions430/8--€30,000€41,754▲ 39.2%
Trade debts44€12,418€15,191€13,197€2,856▼ 78.4%
Suppliers440/4€12,418€15,191€13,197€2,856▼ 78.4%
Taxes, remuneration and social security45€6,913€15,334€18,082€35,041▲ 93.8%
Taxes450/3€6,913€15,334€18,082€35,041▲ 93.8%
Other amounts payable47/48€113,993€78,579€39,285€34,203▼ 12.9%
Accrued charges and deferred income492/3€19,800€21,000€21,894€25,970▲ 18.6%
Line2021202220232024Change
Profit (loss) for the period9904€7,539€24,754€32,400€46,514▲ 43.6%
+ Depreciation and write-downs630€1,378€1,793€1,836€3,962▲ 116%
Operating cash flow (approximation)€8,917€26,547€34,236€50,476▲ 47.4%
Investment in fixed assets (approximation)--€1,031-€580-€10,323▼ 1,681%
Change in cash--€4,542-€10,558-€12,885▼ 22.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2024 unclassified schema 11-10-2025 2025-00540223
31-12-2023 unclassified schema 03-06-2025 2025-00118006
31-12-2022 unclassified schema 07-10-2023 2023-00479770
31-12-2021 unclassified schema 17-10-2022 2022-20462798

Similar companies · same sector, comparable size

Of the 7,279 active companies whose main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311), figures are known for 2,968. 2,362 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 27 January 2021, PASCAL OHN was incorporated as a private limited company.1 Total assets went from €185,663 in 2021 to €292,251 in 2024.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2024

Acts, filings and financial milestones

2025
11-10
NBB filing Annual accounts filed
financial year 2024 · unclassified schema · 72 days late
03-06
NBB filing Annual accounts filed
financial year 2023 · unclassified schema · 307 days late
2024
31-12
Financial Highest result from 2021 to 2024net €46,514 ▲43.6%
Operating result €68,146, net result €46,514, both a record.
31-12
Financial Equity above €100,000equity €136,207 ▲51.9%
A profit in every financial year since 2021 builds equity to €136,207.
2023
07-10
NBB filing Annual accounts filed
financial year 2022 · unclassified schema · 68 days late
2022
17-10
NBB filing Annual accounts filed
financial year 2021 · unclassified schema · 78 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded27-01-2021
Financial year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID 0208:0762551642
Registered 12-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 17 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
617 m²
Building footprint
92 m²
Building volume
830 m³
Parcel 63302G0011/00A002, Wallonia · tallest building 10.8 m. Linked by address, not a title deed.
1 establishment unit
PASCAL OHN
Rue de Herbesthal 46, 4700 EupenGeneral maintenance and repair of cars and light vans (up to 3.5 tonnes)
since 2021unit no. 2.313.535.815
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
63302G0011/00A002 Wallonia 617 m² 1 · 92 m² 10.8 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.