PASCAL OHN
ActiveSummary
PASCAL OHN has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €136,207 and a net result of €46,514. Equity is growing by ~58.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability89▲+5
Solvency72▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.07 in 2023; short-term debt: 42.4% and cash: 3.6% of total assets), but 53.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-10-2025, 72 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
72 d late
2023
307 d late
2022
68 d late
2021
78 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 131 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2024, unclassified schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€46,514▲ 43.6%
2023 · €32,400
Working capital
€152,286▲ 28.8%
2023 · €118,258
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€9,948-€32,222▲ 224%€53,052▲ 64.6%€68,146▲ 28.4%
Net result€7,539-€24,754▲ 228%€32,400▲ 30.9%€46,514▲ 43.6%
Equity€32,539-€57,294▲ 76.1%€89,693▲ 56.6%€136,207▲ 51.9%
Total assets€185,663-€187,397▲ 0.9%€238,418▲ 27.2%€292,251▲ 22.6%
Debt€153,123-€130,104▼ 15.0%€148,724▲ 14.3%€156,044▲ 4.9%
Working capital€40,772-€67,488▲ 65.5%€118,258▲ 75.2%€152,286▲ 28.8%
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 28% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €292,251
Fixed assets
€15,910 ▲ 66.6%
Current assets
€276,341 ▲ 20.7%
Equity and liabilities €292,251
Equity
€136,207 ▲ 51.9%
Debt
€156,044 ▲ 4.9%
Debt's share of the balance-sheet total falls from 62.4% to 53.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€72,108▲
2023 · €54,889
Cash flow
€50,476▲
2023 · €34,236
Current ratio
2.23▲
2023 · 2.07
Quick ratio
1.26▲
2023 · 0.63
Debt to equity
1.15▼
2023 · 1.66
ROE
34.1%▼
2023 · 36.1%
ROA
15.9%▲
2023 · 13.6%
Interest coverage
13.29▲
2023 · 5.81
Debt ≤ 1 year
€124,055▲
2023 · €110,611
Debt > 1 year
€6,018▼
2023 · €16,219
Income taxes
€16,384▲
2023 · €11,747
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,378 | €1,793 | €1,836 | €3,962 | ▲ 116% |
| Other operating charges640/8 | €4,854 | €6,011 | €6,170 | €6,313 | ▲ 2.3% |
| Gross operating margin9900 | €16,180 | €40,026 | €61,058 | €78,421 | ▲ 28.4% |
| Operating profit (loss)9901 | €9,948 | €32,222 | €53,052 | €68,146 | ▲ 28.4% |
| Financial income75/76B | €143 | €159 | €544 | €177 | ▼ 67.5% |
| Recurring financial income75 | €143 | €159 | €544 | €177 | ▼ 67.5% |
| Financial charges65/66B | €39 | €183 | €9,449 | €5,424 | ▼ 42.6% |
| Recurring financial charges65 | €39 | €183 | €9,449 | €5,424 | ▼ 42.6% |
| Profit (loss) for the period before taxes9903 | €10,052 | €32,198 | €44,147 | €62,898 | ▲ 42.5% |
| Income taxes67/77 | €2,513 | €7,444 | €11,747 | €16,384 | ▲ 39.5% |
| Profit (loss) for the period9904 | €7,539 | €24,754 | €32,400 | €46,514 | ▲ 43.6% |
| Profit (loss) for the period to be appropriated9905 | €7,539 | €24,754 | €32,400 | €46,514 | ▲ 43.6% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €185,663 | €187,397 | €238,418 | €292,251 | ▲ 22.6% |
| Fixed assets21/28 | €11,567 | €10,806 | €9,549 | €15,910 | ▲ 66.6% |
| Tangible fixed assets22/27 | €11,567 | €10,806 | €9,549 | €15,910 | ▲ 66.6% |
| Land and buildings22 | - | €1,019 | - | - | - |
| Plant, machinery and equipment23 | €11,567 | €9,787 | €8,006 | €6,693 | ▼ 16.4% |
| Furniture and vehicles24 | - | - | - | €4,915 | - |
| Other tangible fixed assets26 | - | - | €1,542 | €4,303 | ▲ 179% |
| Current assets29/58 | €174,095 | €176,592 | €228,869 | €276,341 | ▲ 20.7% |
| Stocks and contracts in progress3 | €110,487 | €106,022 | €158,962 | €120,345 | ▼ 24.3% |
| Stocks30/36 | €110,487 | €106,022 | €158,962 | €120,345 | ▼ 24.3% |
| Amounts receivable within one year40/41 | €24,231 | €35,480 | €45,287 | €144,681 | ▲ 219% |
| Trade receivables40 | €24,231 | €35,480 | €45,287 | €144,667 | ▲ 219% |
| Other amounts receivable41 | - | - | - | €14 | - |
| Cash at bank and in hand54/58 | €38,388 | €33,846 | €23,287 | €10,402 | ▼ 55.3% |
| Deferred charges and accrued income490/1 | €989 | €1,244 | €1,332 | €913 | ▼ 31.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €185,663 | €187,397 | €238,418 | €292,251 | ▲ 22.6% |
| Equity10/15 | €32,539 | €57,294 | €89,693 | €136,207 | ▲ 51.9% |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Profit (loss) carried forward14 | €7,539 | €32,294 | €64,693 | €111,207 | ▲ 71.9% |
| Amounts payable17/49 | €153,123 | €130,104 | €148,724 | €156,044 | ▲ 4.9% |
| Amounts payable after more than one year17 | - | - | €16,219 | €6,018 | ▼ 62.9% |
| Financial debts170/4 | - | - | €16,219 | €6,018 | ▼ 62.9% |
| Amounts payable within one year42/48 | €133,323 | €109,104 | €110,611 | €124,055 | ▲ 12.2% |
| Current portion of amounts payable after more than one year42 | - | - | €10,046 | €10,201 | ▲ 1.5% |
| Financial debts43 | - | - | €30,000 | €41,754 | ▲ 39.2% |
| Credit institutions430/8 | - | - | €30,000 | €41,754 | ▲ 39.2% |
| Trade debts44 | €12,418 | €15,191 | €13,197 | €2,856 | ▼ 78.4% |
| Suppliers440/4 | €12,418 | €15,191 | €13,197 | €2,856 | ▼ 78.4% |
| Taxes, remuneration and social security45 | €6,913 | €15,334 | €18,082 | €35,041 | ▲ 93.8% |
| Taxes450/3 | €6,913 | €15,334 | €18,082 | €35,041 | ▲ 93.8% |
| Other amounts payable47/48 | €113,993 | €78,579 | €39,285 | €34,203 | ▼ 12.9% |
| Accrued charges and deferred income492/3 | €19,800 | €21,000 | €21,894 | €25,970 | ▲ 18.6% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,539 | €24,754 | €32,400 | €46,514 | ▲ 43.6% |
| + Depreciation and write-downs630 | €1,378 | €1,793 | €1,836 | €3,962 | ▲ 116% |
| Operating cash flow (approximation) | €8,917 | €26,547 | €34,236 | €50,476 | ▲ 47.4% |
| Investment in fixed assets (approximation) | - | -€1,031 | -€580 | -€10,323 | ▼ 1,681% |
| Change in cash | - | -€4,542 | -€10,558 | -€12,885 | ▼ 22.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-10
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema · 72 days late
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 307 days late
2024
31-12
Financial
Highest result since 2021net €46,514 ▲43.6%
Operating result €68,146, net result €46,514, both a record.
31-12
Financial
Equity above €100,000Eq €136,207 ▲51.9%
4 profitable years in a row build equity to €136,207.
2023
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 68 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 78 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2021
Ground area
617 m²
Building footprint
92 m²
Volume, LiDAR
830 m³
Parcel 63302G0011/00A002, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PASCAL OHN
since 20212.313.535.815
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63302G0011/00A002 | Wallonia | 617 m² | 1 · 92 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,962. 2,364 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID
0208:0762551642
Registered
12-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.