Equity
Pascal Extra paid out €833 in dividends in a year with a loss of €6,108.
Pascal Extra paid out €833 in dividends in a year with a loss of €6,108.
The accounts state no turnover.
Of this, €81,959 falls due within a year.
The last five annual accounts were filed 30 to 66 days before the end of the period.
Lower net result than 85% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 21% of them on solvency, 21% on liquidity, 21% on profitability and 17% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,548 companies had the same profile as Pascal Extra has now. Each dot stands for 4 companies, two years later.
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Pascal Extra itself: 1.3% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,548 companies, not a prediction for Pascal Extra. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.17 (1.14 in 2024), below the usual 1.5. Short-term debt is 67.2% and cash 14.8% of total assets. 80.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 44 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Pascal Extra La Calamine | €121,896 | €23,051 | 19.8% | - |
| TEGELWERK WL Ninove | €130,723 | €20,396 | 63.2% | - |
| Vloerwerken Bryan Breye Lendelede | €134,879 | €22,778 | 63.7% | - |
| COP-RENOV Mouscron | €114,016 | €24,116 | 72.8% | - |
| SDPFLOORDESIGN Aarschot | €116,465 | €22,465 | 71.3% | - |
| Henri MOSSAY Thimister-Clermont | €145,035 | €24,161 | 3.7% | - |
| MARCORENOV Sint-Pieters-Leeuw | €116,555 | €29,972 | 34.8% | - |
These companies have the same main activity as Pascal Extra: floor and wall tiling (NACE 43331). They are comparable in size and age: total assets between €114,000 and €145,000, founded between 2020 and 2022.
Pascal Extra files the micro format. That format states no turnover. The gross margin rose from €12,443 in 2021 to €23,051 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €230,000. Estimated: probably between €140,000 and €490,000.
Higher than 22% of 35,136 companies in 2025.
Higher than 28% of 34,510 companies in 2025.
Higher than 16% of 34,711 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
121,896 | 148,389 | 137,010 | 104,877 | 62,487 | |
20 |
- | - | - | - | 259 | |
21/28 |
25,954 | 34,414 | 50,500 | 29,324 | 37,579 | |
22/27 |
25,954 | 34,414 | 50,500 | 29,324 | 37,579 | |
23 |
6,512 | 4,481 | 6,574 | 3,535 | 1,280 | |
24 |
1,640 | 822 | 3,507 | 1,155 | 1,176 | |
25 |
17,802 | 29,111 | 40,419 | 24,634 | 35,123 | |
29/58 |
95,941 | 113,975 | 86,511 | 75,553 | 24,650 | |
3 |
21,498 | - | - | - | 12,000 | |
37 |
21,498 | - | - | - | 12,000 | |
40/41 |
55,874 | 100,345 | 62,149 | 26,190 | 4,844 | |
40 |
48,319 | 92,412 | 61,574 | 24,833 | 4,230 | |
41 |
7,555 | 7,933 | 574 | 1,357 | 614 | |
54/58 |
18,048 | 13,035 | 22,246 | 48,023 | 6,539 | |
490/1 |
521 | 595 | 2,116 | 1,341 | 1,267 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
121,896 | 148,389 | 137,010 | 104,877 | 62,487 | |
10/15 |
24,109 | 31,050 | 20,528 | 20,756 | 6,359 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | 5,000 | |
14 |
19,109 | 26,050 | 15,528 | 15,756 | 1,359 | |
17/49 |
97,787 | 117,339 | 116,483 | 84,121 | 56,129 | |
17 |
14,677 | 17,608 | 28,947 | 12,115 | 19,204 | |
170/4 |
14,677 | 17,608 | 28,947 | 12,115 | 19,204 | |
42/48 |
81,959 | 99,730 | 87,535 | 72,006 | 36,925 | |
42 |
7,979 | 11,339 | 10,989 | 6,549 | 11,257 | |
44 |
38,601 | 46,528 | 35,160 | 37,451 | 19,862 | |
440/4 |
38,601 | 46,528 | 35,160 | 37,451 | 19,862 | |
45 |
27,695 | 37,189 | 41,386 | 23,685 | 4,086 | |
450/3 |
27,185 | 36,326 | 37,671 | 23,685 | 4,086 | |
454/9 |
510 | 863 | 3,716 | - | - | |
47/48 |
7,685 | 4,675 | - | 4,321 | 1,719 | |
492/3 |
1,150 | - | - | - | - | |
| Income statement | ||||||
9900 |
23,051 | 41,984 | 23,347 | 34,410 | 12,443 | |
62 |
9,958 | 7,773 | 5,525 | 2,717 | 297 | |
630 |
15,513 | 16,852 | 15,912 | 12,621 | 9,497 | |
640/8 |
375 | 437 | 426 | 276 | 168 | |
9901 |
-2,795 | 16,923 | 1,484 | 18,796 | 2,481 | |
75/76B |
180 | 242 | 320 | 115 | 227 | |
75 |
180 | 242 | 320 | 115 | 227 | |
65/66B |
3,493 | 2,502 | 1,232 | 1,439 | 1,350 | |
65 |
3,493 | 2,502 | 1,232 | 1,439 | 1,350 | |
9903 |
-6,108 | 14,664 | 572 | 17,472 | 1,359 | |
67/77 |
- | 3,342 | - | 2,275 | - | |
9904 |
-6,108 | 11,322 | 572 | 15,197 | 1,359 | |
9905 |
-6,108 | 11,322 | 572 | 15,197 | 1,359 | |
| Appropriation of the result | ||||||
9906 |
19,942 | 26,850 | 16,328 | 16,556 | 1,359 | |
14P |
26,050 | 15,528 | 15,756 | 1,359 | - | |
694/7 |
833 | 800 | 800 | 800 | - | |
694 |
833 | 800 | 800 | 800 | - | |
| Social balance sheet | ||||||
9087 |
1 | 0.4 | 0.2 | 0.2 | - | |
Hours worked1013 |
1,840 | 792 | 186 | 208 | - | |
| Document | ||||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 25-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 25-06-2026 | 2026-00229742 | |
| 31-12-2024 | unclassified schema | 19-06-2025 | 2025-00177691 | |
| 31-12-2023 | unclassified schema | 14-06-2024 | 2024-00134490 | |
| 31-12-2022 | unclassified schema | 26-05-2023 | 2023-00095786 | |
| 31-12-2021 | unclassified schema | 01-07-2022 | 2022-20139899 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 12,718 | 33,775 | 17,396 | 31,417 | 11,978 | ||
| 9,405 | 28,174 | 16,484 | 27,818 | 10,856 | ||
| 7,053 | 766 | 52,377 | 4,108 | 46,292 | ||
| 5,014 | -9,211 | -25,777 | 41,484 | - | ||
| 13,982 | 14,245 | -1,025 | 3,547 | -12,275 | ||
| 19.8% | 20.9% | 15.0% | 19.8% | 10.2% | ||
| 1.17 | 1.14 | 0.99 | 1.05 | 0.67 | ||
| 0.91 | 1.14 | 0.99 | 1.05 | 0.34 | ||
| 4.06 | 3.78 | 5.67 | 4.05 | 8.83 | ||
| -25.3% | 36.5% | 2.8% | 73.2% | 21.4% | ||
| -5.0% | 7.6% | 0.4% | 14.5% | 2.2% | ||
| 3.64 | 13.50 | 14.12 | 21.84 | 8.87 |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | - | - |
| full-time | 1 | 1 | - | - |
| in full-time equivalents | 1 | 1 | - | - |
| 1 | 0.4 | 0.2 | 0.2 | |
| Joined | - | 3 | 2 | 1 |
| Left | - | 2 | 2 | 1 |
Source: social balance sheet in the 2022 to 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Pledge on other assets, amount secured | €17,116 | €28,947 | €39,936 | €18,664 | €30,461 |
| Carrying value of the other pledged assets | €17,802 | €29,111 | €40,419 | €24,634 | €35,123 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €7,053 | €766 | €52,377 | €4,108 | €46,292 |
| €15,513 | €16,852 | €15,912 | €12,621 | €9,497 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €2,795, after a profit of €16,923 in 2024. It is the lowest result since 2021.
Debt's share of the balance-sheet total rises from 79.1% to 80.2%. Equity and debt are lower.
Pascal Extra has no parent and no holdings in its annual accounts. EXTRA Pascal is the only director. Pascal Extra shares no director with another company.
| Extra, Pascal (sole trader)
establishment since 01-05-2010 |
founded in 2010 0825.344.492 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
On 18 March 2021, Pascal Extra was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12 EXTRA Pascal is director of the company, appointed by deed of 22-03-2021.2 Total assets went from €62,487 in 2021 to €121,896 in 2025 and headcount from 0.2 full-time equivalents in 2022 to 1 in 2025.3
| Establishment | Since | Unit number |
|---|---|---|
| Rue de la Carrière 56 registered office 4720 La Calamine | 26-03-2021 | 2.314.656.461 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 63040A1151/00L000 | 441 m² | 1 · 68 m² | 9.6 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0765.349.794
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