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PARTNERS UNION

Active
Private limited company (pre-2019)founded 200422 yrs activeKonkelstraat 214, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0863.807.665
Summary

PARTNERS UNION has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€27,814) and a net result of €3,431. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 15% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisWatch ReportCompare
PARTNERS UNIONActiveChecked score 39/100
Risk analysis ReportCompare

Overview

What they do
Agents in non-specialised wholesale trade
NACE 46190Wholesale of perfume and cosmetics NACE 46450NACE 51190
1 site
How big
€86,623turnover 2025
Equity
-€27,814
Profit
€3,431
Financially healthy?
39 Weak Checked score 2025
Bankruptcy chance 12 m
1.2%
Who decides
Accounts 178 d early0 of 4 deeds read
Why 39- Higher-failure-rate region- Annual accounts: weaker financial profile- Higher-failure-rate sector- Weak solvency vs sector+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2025
39 / 100
Weak
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+29
Solvency4▲+4
Growth41▲+19
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.8 against 0.71 in 2024; short-term debt: 121% and cash: 19.7% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 22 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-21%
Return on assets
2.6%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 12348 sector peers (2025).
NBB · sector comparison
Position among 12348 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-08-2025, 178 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
178 d early
2024
4 d late
2023
on the day
2022
2 d early
2021
on the day
2019
13 d late
2017
19 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €3,431
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€27,814 View
  • Caution: Among the weakest 12% on equitysector median €58,742 · 12,380 companies -€27,814 View
  • Turnover 20256 fiscal years filed €86,623 View

By topic

Financials

Fiscal year
2025
Turnover
€86,623
Profit
€3,431
Solvency
-21.0%
Turnover▲ 33.9%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2015
Next accounts
by 31-01-2027
  1. 06-08-2025Annual accounts filed
  2. 30-06-2025Back to profit
  3. 04-02-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
03-03-2004
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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