Equity
€45,675 from €159,824 in 2021
Equity fell by 71% in 4 years.
ES CONSULT
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2002peak €3.4m (2006)
€4,841▼ 41.8%
lowest -€281,027 (2006)
-€23,206▲ €7,665
peak €159,824 (2021)
€45,675▼ 33.7%
€35,900▼ 17.8%
Documentsfilings and deeds
27-07-20264 days before the deadline
2025abbreviated format
Gross margin from €8,315 to €4,841Loss of €23,206Equity from €68,881 to €45,675Debts from €43,661 to €35,900Cash from €15,220 to €8,477
Key points
from the 2025 annual accountsChecked score
70
Healthy
Financially stronger than 39% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -0.4 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.6%▲ +0.2 percentage points vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €23,206, the second in a row (financial year 2025)
lowers risk
Founded in 2001
Equity €45,675 (56.0% of total assets)
Size: total assets €81,575
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 63% of them on solvency, 40% on liquidity, 39% on profitability and 14% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as ES CONSULT has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ES CONSULT itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for ES CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.34 (0.44 in 2024), below 1. Short-term debt is 44% and cash 10.4% of total assets. 44% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€23,206
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
1 day early
2023
2 days early
2022
31 days early
2021
34 days early
2020
26 days early
2019
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0474217261
First establishment
Hoging 114, Lede
Incorporation
published on 10-03-2001 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ES CONSULT Lede | €81,575 | €4,841 | 56.0% | - |
| LEM et CO Uccle | €74,200 | €4,415 | -95.3% | - |
| S.A.L.E.S. Wevelgem | €70,836 | €5,448 | 96.7% | - |
| RTI LOUISE Uccle | €103,568 | €5,367 | 97.0% | - |
| LATHIOOR Koksijde | €69,287 | €3,380 | 62.3% | - |
| E.I.M.D. Berchem-Sainte-Agathe | €75,627 | €2,725 | 77.2% | - |
| MUWAD Wielsbeke | €84,576 | €8,271 | -7.2% | - |
These companies have the same main activity as ES CONSULT: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €69,300 and €104,000, founded between 1996 and 2002.
Official details
Source: KBO- Status
- Active since 01-03-2001Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190
- Establishment unit
- 2.163.551.6439340 Lede, since 11-04-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 25-07-2025
Annual accounts 2025
- ≈ €30,000estimated
- €81,575▼ 27.5%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on ES CONSULT
ES CONSULT files the abbreviated format. That format states no turnover. The gross margin fell from €3.4m in 2006 to €4,841 in 2025.
The balance sheet grew most in 2013 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ES CONSULT
- What is the company number of ES CONSULT?
- The company number of ES CONSULT is 0474.217.261. The VAT number is the same number with BE in front: BE 0474.217.261.
- Where is ES CONSULT based?
- The registered office is at Hoging 114, 9340 Lede.Company details
- What does ES CONSULT do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of ES CONSULT?
- ES CONSULT is a private limited company (pre-2019) (BVBA).
- When was ES CONSULT founded?
- ES CONSULT was founded on 01-03-2001.
- Is ES CONSULT still active?
- Yes, ES CONSULT is an active enterprise in the KBO register.
- What is the turnover of ES CONSULT?
- The turnover in financial year 2025 is ≈ €30,000. This figure is estimated from the gross margin of €4,841 and 37 comparable companies (NACE 46190). It probably lies between €18,000 and €67,000. It is a rough estimate.Financials
- Is ES CONSULT profitable?
- In financial year 2025, ES CONSULT made a loss of €23,206.
- Where can I find the annual accounts of ES CONSULT?
- ES CONSULT filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ES CONSULT due?
- ES CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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