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PARKETCREATIES

Active
Private limited companyfounded 20223 yrs activeKorenstraat 20, 2560 Nijlen, BelgiumKBO/BCE: BE 0795.532.632

The computed 12-month bankruptcy probability of PARKETCREATIES is 2.9% (moderate). The 2025 annual accounts show equity of €325k and a net result of €118k. Equity is growing by ~59.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 27407 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
86 / 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86▼-14
Growth78=
Stability94
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.96 against 4.27 in 2024), but 58.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.5%
Return on assets
15%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
3 d early
2024
2 d early
2023
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€325k▲ 56.8%
2024 · €207k
2023: €77k 2024: €207k
2023 → 2025
Total assets
€782k▲ 191%
2024 · €269k
2023: €168k 2024: €269k
2023 → 2025
Net result
€118k▼ 9.5%
2024 · €130k
2023: €62k 2024: €130k
2023 → 2025
Working capital
€228k▲ 14.9%
2024 · €198k
2023: €67k 2024: €198k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€77k-€207k▲ 169%€325k▲ 56.8%
Operating result€79k-€184k▲ 133%€166k▼ 9.8%
Net result€62k-€130k▲ 109%€118k▼ 9.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150k€200kOperating result 2023: €79k€79kNet result 2023: €62k€62kOperating result 2024: €184k€184kNet result 2024: €130k€130kOperating result 2025: €166k€166kNet result 2025: €118k€118k202320242025
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €782k
Fixed assets €439k▲ 4,237%
Current assets €344k▲ 32.9%
Equity and liabilities €782k
Equity €325k▲ 56.8%
Debt €458k▲ 641%
The debt ratio rises from 23.0% to 58.5%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€182k
2024 · €191k
Cash flow
€134k
2024 · €137k
Solvency
41.5%
2024 · 77.0%
Current ratio
2.96
2024 · 4.27
Quick ratio
2.64
2024 · 3.90
Debt / equity
1.41
2024 · 0.30
ROE
36.2%
2024 · 62.8%
ROA
15.0%
2024 · 48.3%
Interest coverage
20.15
2024 · 727.63
Debt
€458k
2024 · €62k
Debt ≤ 1 year
€116k
2024 · €61k
Debt > 1 year
€342k
2024 · €1k
Income taxes
€39k
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€269k€782k
Fixed assets21/28€10k€439k
Tangible fixed assets22/27€10k€439k
Land and buildings22-€419k
Plant, machinery and equipment23€6k€19k
Furniture and vehicles24€2k-
Other tangible fixed assets26€2k€427
Current assets29/58€259k€344k
Stocks and contracts in progress3€23k€38k
Stocks30/36€23k€38k
Amounts receivable within one year40/41€119k€129k
Trade receivables40€89k€80k
Other amounts receivable41€29k€50k
Cash at bank and in hand54/58€116k€174k
Deferred charges and accrued income490/1€1k€3k
Equity and liabilities
Total equity and liabilities10/49€269k€782k
Equity10/15€207k€325k
Contributions10/11€15k€15k=
Reserves13€189k€307k
Distributable reserves133€189k€307k
Profit (loss) carried forward14€3k€3k
Amounts payable17/49€62k€458k
Amounts payable after more than one year17€1k€342k
Financial debts170/4€1k€342k
Amounts payable within one year42/48€61k€116k
Trade debts44€35k€87k
Suppliers440/4€35k€87k
Taxes, remuneration and social security45€24k€26k
Taxes450/3€24k€26k
Other amounts payable47/48€2k€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€16k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€913€2k
Non-recurring operating charges66A-€3k
Gross operating margin9900€192k€189k
Operating profit (loss)9901€184k€166k
Financial income75/76B€995€125
Recurring financial income75€995€125
Financial charges65/66B€262€9k
Recurring financial charges65€262€9k
Non-recurring financial charges66B-€270
Profit (loss) for the period before taxes9903€185k€157k
Income taxes67/77€55k€39k
Profit (loss) for the period9904€130k€118k
Profit (loss) for the period to be appropriated9905€130k€118k
Appropriation of the result
Profit (loss) to be appropriated9906€132k€121k
Profit (loss) brought forward from the previous period14P€2k€3k
Transfer to equity691/2€129k€118k
To other reserves6921€129k€118k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2023net €130k ▲109%
Operating result €184k, net result €130k, both a record.
31-12
Financial Liquidity doublescurrent ratio 4.27
Current ratio from 1.77 to 4.27; short-term debt falls from €87k to €61k.
31-12
Financial Equity above €200kEq €207k ▲169%
2 profitable years in a row build equity to €207k.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 2 establishment units since 2022
establishment approximate All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Korenstraat 202560 Nijlen
Ground area
3,095 m²
Building footprint
382 m²
Volume, LiDAR
1,053 m³
2 parcels, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PARKETCREATIES
Korenstraat 20, 2560 NijlenLaying of wooden floor and wall coverings
since 20222.339.753.826
PARKETCREATIES
Oostmalsesteenweg 254, 2520 RanstJoinery installation
since 20252.381.960.902
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11015A0082/00B002 Flanders 1,690 m² 1 · 199 m² 12.9 m · 1 fl.
12026A0464/00L000 Flanders 1,405 m² 1 · 183 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,530 EUR awarded · 2,530 EUR paid
Year Entries awardedpaid
2025 1 2,530 EUR2,530 EUR
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
1 entry · 2,530 EUR · 2,530 EUR paid · Vlaams Energie- en Klimaatagentschap

Similar companies · same sector, comparable size

Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 6,737 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-12-2022
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43332Laying of wooden floor and wall coverings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.