Financials
- Fiscal year
- 2025
- Total assets
- €1.1m
- Profit
- €17,301
- Solvency
- 28.8%
Total assets▼ 3.4%
Net result
20182025
Derboven
ActiveSummary
Derboven has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €324,323 and a net result of €17,301. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 35% of 9010 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201Joinery installation NACE 43320
1 site
Size
€1.1mtotal assets 2025
- Staff
- 1 FTE
- Equity
- €324,323
- Profit
- €17,301
Turnover not published (abridged schema)
Structure
Accounts 39 d early0 of 4 deeds read
Why 89- Sector Construction of residential and non-residential buildings (NACE 41)+ Size: total assets €1.1m+ Founded in 1984+ Figures for FY 2025 (filed 22-06-2026)Show the evidence
Checked score
Score 2025
89
/ 100
Excellent
Probability in this band: under 0.55%
Better than 47% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
54+3
equity 28.8% of total assets
Liquidity
57+5
short-term debt 8.7% · cash 5.2%
Profitability
71+39
return on assets 1.5%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.3%▼ -48.8% vs 11-2024
01-2025: 0.3%● 0.0% vs 12-2024
02-2025: 0.3%▲ +0.6% vs 01-2025
03-2025: 0.3%▲ +0.6% vs 02-2025
04-2025: 0.4%▲ +8.4% vs 03-2025
05-2025: 0.4%▲ +6.1% vs 04-2025
06-2025: 0.4%▼ -4.4% vs 05-2025
07-2025: 0.3%▼ -10.9% vs 06-2025
08-2025: 0.3%● 0.0% vs 07-2025
09-2025: 0.3%● 0.0% vs 08-2025
10-2025: 0.3%● 0.0% vs 09-2025
11-2025: 0.3%● 0.0% vs 10-2025
12-2025: 0.3%● 0.0% vs 11-2025
01-2026: 0.3%● 0.0% vs 12-2025
02-2026: 0.3%▲ +1.2% vs 01-2026
03-2026: 0.3%● 0.0% vs 02-2026
04-2026: 0.4%▲ +8.7% vs 03-2026
05-2026: 0.4%▲ +6.6% vs 04-2026
06-2026: 0.4%▼ -4.4% vs 05-2026
07-2026: 0.5%▲ +23.9% vs 06-2026
08-2026: 0.6%▲ +41.2% vs 07-2026
09-2026: 0.8%▲ +29.3% vs 08-2026highest value
10-2026: 0.2%▼ -79.6% vs 09-2026lowest value
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Size: total assets €1.1m lowers the probability for this profile
- Founded in 1984 lowers the probability for this profile
- Figures for FY 2025 (filed 22-06-2026) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 0.59 in 2024; short-term debt: 8.7% and cash: 5.2% of total assets), and 71.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 36%, liquidity 61%, profitability 43%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
37 d early
2023
33 d early
2022
27 d early
2021
16 d late
2019
70 d late
2018
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €17,301
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2016
- 22-06-2026Annual accounts filed
- 31-12-2025Back to profit
- 23-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 16-07-1984
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies
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