PARFUMERIE PEETERS
ActivePARFUMERIE PEETERS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €243k and a net result of €-103k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 19% of 9039 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
38
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability11▼-5
Solvency40▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity tight (current ratio 1.04 against 1.14 in 2023; short-term debt: 77.2% and cash: 2.9% of total assets), and 84.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.2%
Return on assets
-6.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-103k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9039 sector peers (2024).
NBB · sector comparisonPosition among 9039 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
28 d late
2022
30 d late
2021
31 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€243k▼ 29.8%
2023 · €346k
2018: €390k
2019: €395k
2020: €406k
2021: €413k
2022: €418k
2023: €346k
2018 → 2024
Total assets
€1.60M▼ 12.4%
2023 · €1.83M
2018: €2.20M
2019: €2.19M
2020: €1.98M
2021: €1.87M
2022: €1.93M
2023: €1.83M
2018 → 2024
Net result
€-103k▼ 42.7%
2023 · €-72k
2018: €8k
2019: €4k
2020: €11k
2021: €7k
2022: €5k
2023: €-72k
2018 → 2024
Working capital
€45k▼ 74.4%
2023 · €176k
2018: €295k
2019: €282k
2020: €334k
2021: €332k
2022: €280k
2023: €176k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€406k-€413k▲ 1.8%€418k▲ 1.3%€346k▼ 17.3%€243k▼ 29.8%
Operating result€48k-€43k▼ 10.2%€36k▼ 16.3%€-25k€-62k▼ 147%
Net result€11k-€7k▼ 35.2%€5k▼ 25.9%€-72k€-103k▼ 42.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €62k in 2024 against €25k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.60M
Fixed assets
€319k▼ 9.8%
Current assets
€1.28M▼ 13.0%
Equity and liabilities €1.60M
Equity
€243k▼ 29.8%
Debt
€1.36M▼ 8.3%
The debt ratio rises from 81.1% to 84.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-28k▼
2023 · €12k
Cash flow
€-69k▼
2023 · €-35k
Solvency
15.2%▼
2023 · 18.9%
Current ratio
1.04▼
2023 · 1.14
Quick ratio
0.05▼
2023 · 0.11
Debt / equity
5.59▲
2023 · 4.28
ROE
-42.5%▼
2023 · -20.9%
ROA
-6.5%▼
2023 · -4.0%
Interest coverage
-0.70▼
2023 · 0.25
Debt
€1.36M▼
2023 · €1.48M
Debt ≤ 1 year
€1.24M▼
2023 · €1.30M
Debt > 1 year
€122k▼
2023 · €184k
Income taxes
€661=
2023 · €661
Staff costs
€355k▼
2023 · €384k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.83M€1.60M▼
Fixed assets21/28€354k€319k▼
Tangible fixed assets22/27€353k€318k▼
Land and buildings22€274k€264k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€2k€53▼
Other tangible fixed assets26€70k€50k▼
Financial fixed assets28€1k€1k=
Current assets29/58€1.47M€1.28M▼
Stocks and contracts in progress3€1.32M€1.22M▼
Stocks30/36€1.32M€1.22M▼
Amounts receivable within one year40/41€30k€1k▼
Trade receivables40€30k€692▼
Other amounts receivable41€498€601▲
Cash at bank and in hand54/58€93k€47k▼
Deferred charges and accrued income490/1€25k€14k▼
Equity and liabilities
Total equity and liabilities10/49€1.83M€1.60M▼
Equity10/15€346k€243k▼
Contributions10/11€124k€124k=
Capital10€124k€124k=
Issued capital100€124k€124k=
Reserves13€222k€119k▼
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Distributable reserves133€209k€106k▼
Amounts payable17/49€1.48M€1.36M▼
Amounts payable after more than one year17€184k€122k▼
Financial debts170/4€184k€122k▼
Amounts payable within one year42/48€1.30M€1.24M▼
Current portion of amounts payable after more than one year42€60k€62k▲
Financial debts43€648k€665k▲
Credit institutions430/8€472k€489k▲
Other loans439€176k€176k=
Trade debts44€407k€289k▼
Suppliers440/4€407k€289k▼
Taxes, remuneration and social security45€126k€100k▼
Taxes450/3€74k€52k▼
Remuneration and social security454/9€52k€48k▼
Other amounts payable47/48€56k€118k▲
Income statement
Code20232024
Remuneration, social security and pensions62€384k€355k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€34k▼
Other operating charges640/8€7k€7k▼
Gross operating margin9900€403k€334k▼
Operating profit (loss)9901€-25k€-62k▼
Financial income75/76B€65€14▼
Recurring financial income75€65€14▼
Financial charges65/66B€46k€40k▼
Recurring financial charges65€46k€40k▼
Profit (loss) for the period before taxes9903€-72k€-102k▼
Income taxes67/77€661€661=
Profit (loss) for the period9904€-72k€-103k▼
Profit (loss) for the period to be appropriated9905€-72k€-103k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-72k€-103k▼
Transfer from equity791/2€72k€103k▲
Social balance
Average headcount (FTE)90879.18.2▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-103k
Net result drops to €-103k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €11k ▲163%
Net result €11k, the highest in the series.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 2 establishment units since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beverstraat 209400 NinoveGround area
1,191 m²
Building footprint
719 m²
Volume, LiDAR
3,587 m³
3 parcels, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PARFUMERIE PEETERS
since 19892.143.191.046
PARFUMERIE PEETERS
since 19892.042.788.920
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41362B1009/00V000 | Flanders | 665 m² | 1 · 252 m² | 5.3 m · 1 fl. |
| 41362B0997/00C000 | Flanders | 306 m² | 1 · 300 m² | 11.7 m · 1 fl. |
| 11902F0118/00Z000 | Flanders | 220 m² | 1 · 167 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
5 endedSimilar companies · same sector, comparable size
PIRLA
BE 0466.922.366
Sainte-Ode · Eq €241k
JOVILUX
BE 0428.986.656
Oudenaarde · Eq €246k
MaTiBe
BE 0751.968.645
Holsbeek · Eq €238k
HEW PHARMA
BE 0681.590.393
Kalmthout · Eq €249k
ANTWERP COSMETICS DISTRIBUTION COMPANY
BE 0431.218.151
Brasschaat · Eq €250k
Of 798 companies in sector 46450 we hold annual accounts for 452. 326 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-03-1989
Fiscal year end31-12
Activities, NACEBEL
46450Wholesale of perfume and cosmetics
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.