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JOVILUX

Active
Private limited companyfounded 1986active for 40 yearsLeupegemstraat 32, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0428.986.656
Summary

JOVILUX has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €245,569 and a net result of €17,047. Equity has been stable since 2018 (±2% per year). Its solvency ranks better than 33% of 9,850 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 09-06-1986 Normal situation
Activity
Wholesale of perfume and cosmetics NACE 46450and 4 others
Joint committees
207 Paritair Comité voor de bedienden uit de scheikundige nijverheid
116 Paritair Comité voor de scheikundige nijverheid · annual accounts 2025
Establishment unit
2.036.594.974 9700 Oudenaarde, since 24-06-1986
Financial year end
31 December
Peppol
Reachable since 06-12-2025

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€378,125
▲ 0.6%
Turnover
≈ €1.9m
estimated
Profit
€17,047
Equity
€245,569
▼ 38.9%
Total assets
€929,444
▼ 15.9%
Employees on 31-12-2025
5
▼ 16.7%
Score breakdownraises risk1 of the last 3 accounts lateSize: 5.3 FTE, total assets €929,444lowers riskFounded in 1986Liquidity: current ratio 1.44, cash €108,028Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 35% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 51-10
equity 26.4% of total assets
Liquidity 46-5
short-term debt 39.2% · cash 11.6%
Profitability 59+38
return on assets 1.8%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.5%▼ -0.4 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.44 (1.8 in 2024), below the usual 1.5. Short-term debt is 39.2% and cash 11.6% of total assets. 73.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 37% of them on solvency, 45% on liquidity, 44% on profitability and 12% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1986
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Size: 5.3 FTE, total assets €929,444
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.44, cash €108,028
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
9 days early
2023
65 days late
2022
55 days early
2021
51 days early
2020
88 days late
2019
112 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 June (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €72,680 in 2024 €17,047 View

Recent changes

  1. · Gazette deed Change of role: MONTÉ Caroline Margriet Andrée, from manager to director1,250 shares · Director discharge: MONTÉ Caroline Margriet Andrée · Registered office clause: Leupegemstraat 32, 9700 Oudenaarde
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as JOVILUX: wholesale of perfume and cosmetics (NACE 46450). They are comparable in size and age: total assets between €892,000 and €1.5m, founded between 1974 and 1989.

CompanyTotal assetsGross margin
JOVILUX Oudenaarde€0.9m€0.4m
Corrective Cosmetics Belgium Herk-de-Stad€0.9m€0.3m
DIACOSMO BELGIUM Heusden-Zolder€1.0m€0.6m
RENBOW BELGIUM Sint-Laureins€1.5m€0.6m
A.M.'s Schaarbeek€1.0m€0.2m
BEAUTYLUX Grâce-Hollogne€1.4m€0.3m
DIOTIMA Braine-le-Château€1.0m€0.5m
Full comparison

Key facts about JOVILUX

What is the company number of JOVILUX?
The company number of JOVILUX is 0428.986.656. The VAT number is the same number with BE in front: BE 0428.986.656.
Where is JOVILUX based?
The registered office is at Leupegemstraat 32, 9700 Oudenaarde.Company details
What does JOVILUX do?
According to the KBO register, the main activity is wholesale of perfume and cosmetics (NACE 46450).
What is the legal form of JOVILUX?
The legal form of JOVILUX is Private limited company (BV).
When was JOVILUX founded?
JOVILUX was founded on 09-06-1986.
Is JOVILUX still active?
Yes, JOVILUX is an active enterprise in the KBO register.
How many employees does JOVILUX have?
JOVILUX had an average of 5.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does JOVILUX fall under?
In its 2025 annual accounts, JOVILUX states joint committees 207 (Paritair Comité voor de bedienden uit de scheikundige nijverheid) and 116 (Paritair Comité voor de scheikundige nijverheid).
What is the turnover of JOVILUX?
The turnover in financial year 2025 is ≈ €1.9m. This figure is estimated from the gross margin of €378,125 and 35 comparable companies (NACE 464). It probably lies between €1.3m and €2.7m.
Is JOVILUX profitable?
In financial year 2025, JOVILUX made a profit of €17,047.
Where can I find the annual accounts of JOVILUX?
JOVILUX filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JOVILUX due?
JOVILUX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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