Parfimo
ActiveSummary
Parfimo has been active since 1969 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.1m and a net result of €561,159, of which €398,020 non-recurring income. Equity remains stable across the filed financial years (±0% per year). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €4.1m
- Profit
- €561,159
- Parent
- Groep De Keyser · 99.88%
- Board
- 4 members
- DE KEYSER Hendrik AdriaanManaging director
Why 94raises riskLiquidity: current ratio 3.48, cash €63,943, halvedlowers riskSize: total assets €5.7mEquity €4.1m (72.0% of total assets)Founded in 1969Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small): better than 61% on solvency, 28% on liquidity, 89% on profitability and 45% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 29 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · full…
- Reappointment: Grant Thorrtor Bedrijfsrevisoren (statutory auditor)Permanent representative: Stefaan De Coninck
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2025, full format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result recovers in 2025; 2025 is 25% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 20,139 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95.0% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,139 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €0.003m | - | - | €0.4m | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.09m | €0.03m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.008m | ▼ 66.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | €0.005m | - | -€0.005m | - |
| Other operating charges640/8 | - | - | - | €0.001m | €0.001m | €0.001m | €0.003m | €0.006m | ▲ 113% |
| Non-recurring operating charges66A | - | - | - | €0.001m | - | €210 | - | €322 | - |
| Gross operating margin9900 | €0.5m | €0.7m | €1.0m | €1.4m | €2.4m | €1.5m | €0.6m | €0.8m | ▲ 21.7% |
| Operating profit (loss)9901 | €0.4m | €0.7m | €1.0m | €1.3m | €2.4m | €1.4m | €0.6m | €0.8m | ▲ 25.3% |
| Financial income75/76B | - | - | - | €0.004m | - | - | - | €0.005m | - |
| Recurring financial income75 | €0.002m | €0.001m | €0.002m | €0.004m | - | - | - | €0.005m | - |
| Financial charges65/66B | - | - | - | €0.007m | €0.02m | €0.07m | €0.04m | €0.02m | ▼ 42.6% |
| Recurring financial charges65 | €0.05m | €0.03m | €0.01m | €0.007m | €0.02m | €0.07m | €0.04m | €0.02m | ▼ 42.6% |
| Profit (loss) for the period before taxes9903 | €0.4m | €0.6m | €1.0m | €1.3m | €2.3m | €1.4m | €0.6m | €0.7m | ▲ 31.1% |
| Income taxes67/77 | €0.1m | €0.2m | €0.3m | €0.3m | €0.6m | €0.3m | €0.1m | €0.2m | ▲ 31.1% |
| Profit (loss) for the period9904 | €0.3m | €0.4m | €0.8m | €1.0m | €1.8m | €1.0m | €0.4m | €0.6m | ▲ 31.1% |
| Profit (loss) for the period to be appropriated9905 | €0.3m | €0.4m | €0.8m | €1.0m | €1.8m | €1.0m | €0.4m | €0.6m | ▲ 31.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €7.7m | €5.0m | €4.9m | €6.5m | €9.2m | €8.9m | €8.3m | €5.7m | ▼ 31.1% |
| Fixed assets21/28 | €2.5m | €0.9m | €0.6m | €0.6m | €0.6m | €0.6m | €0.5m | €0.2m | ▼ 65.4% |
| Tangible fixed assets22/27 | €2.5m | €0.9m | €0.6m | €0.6m | €0.6m | €0.6m | €0.5m | €0.2m | ▼ 65.4% |
| Other tangible fixed assets26 | - | - | - | €0.6m | €0.6m | €0.6m | €0.5m | €0.2m | ▼ 65.4% |
| Current assets29/58 | €5.2m | €4.2m | €4.3m | €5.8m | €8.6m | €8.3m | €7.7m | €5.5m | ▼ 28.8% |
| Stocks and contracts in progress3 | €5.2m | €4.1m | €4.0m | €5.6m | €7.7m | €7.4m | €7.4m | €5.4m | ▼ 26.3% |
| Stocks30/36 | - | - | - | €5.6m | €7.7m | €7.4m | €7.4m | €5.4m | ▼ 26.3% |
| Amounts receivable within one year40/41 | - | €25 | €0.3m | - | €0.9m | €0.7m | €0.02m | €0.01m | ▼ 29.0% |
| Trade receivables40 | - | - | - | - | €0.9m | €0.7m | €0.003m | €0.001m | ▼ 59.5% |
| Other amounts receivable41 | - | - | - | - | - | €0.01m | €0.02m | €0.01m | ▼ 23.7% |
| Cash at bank and in hand54/58 | €0.03m | €0.03m | €0.05m | €0.2m | €0.07m | €0.2m | €0.3m | €0.06m | ▼ 81.6% |
| Deferred charges and accrued income490/1 | - | - | - | €0.002m | €0.01m | €0.002m | €0.001m | €0.002m | ▲ 20.8% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €7.7m | €5.0m | €4.9m | €6.5m | €9.2m | €8.9m | €8.3m | €5.7m | ▼ 31.1% |
| Equity10/15 | €4.1m | €4.1m | €4.1m | €4.1m | €4.1m | €4.1m | €4.1m | €4.1m | = |
| Contributions10/11 | €1.4m | €1.4m | €1.4m | €1.4m | €1.4m | €1.4m | €1.4m | €1.4m | = |
| Capital10 | - | - | - | €1.4m | €1.4m | €1.4m | €1.4m | €1.4m | = |
| Issued capital100 | - | - | - | €1.4m | €1.4m | €1.4m | €1.4m | €1.4m | = |
| Reserves13 | €2.6m | €2.6m | €2.6m | €2.6m | €2.6m | €2.7m | €2.7m | €2.7m | = |
| Non-distributable reserves130/1 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Legal reserve130 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Distributable reserves133 | - | - | - | €2.5m | €2.5m | €2.5m | €2.5m | €2.5m | ▲ 0.1% |
| Amounts payable17/49 | €3.7m | €0.9m | €0.8m | €2.4m | €5.1m | €4.8m | €4.2m | €1.6m | ▼ 61.8% |
| Amounts payable within one year42/48 | €3.6m | €0.9m | €0.8m | €1.7m | €5.1m | €4.8m | €4.2m | €1.6m | ▼ 61.9% |
| Financial debts43 | - | - | - | - | - | €0.5m | - | - | - |
| Credit institutions430/8 | - | - | - | - | - | €0.5m | - | - | - |
| Trade debts44 | €197 | €0.4m | €324 | €127 | €71 | €186 | €0.001m | €51 | ▼ 96.1% |
| Suppliers440/4 | - | - | - | €127 | €71 | €186 | €0.001m | €51 | ▼ 96.1% |
| Advances received on contracts in progress46 | - | - | - | - | - | - | €0.09m | €0.02m | ▼ 78.5% |
| Taxes, remuneration and social security45 | - | - | - | €0.2m | €0.1m | - | - | - | - |
| Taxes450/3 | - | - | - | €0.2m | €0.1m | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €1.5m | €5.0m | €4.3m | €4.1m | €1.6m | ▼ 61.5% |
| Accrued charges and deferred income492/3 | - | - | - | €0.7m | €0.008m | €0.02m | €0.009m | €0.008m | ▼ 11.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.3m | €0.4m | €0.8m | €1.0m | €1.8m | €1.0m | €0.4m | €0.6m | ▲ 31.1% |
| + Depreciation and write-downs630 | €0.09m | €0.03m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.008m | ▼ 66.2% |
| Operating cash flow (approximation) | €0.3m | €0.5m | €0.8m | €1.0m | €1.8m | €1.0m | €0.5m | €0.6m | ▲ 26.1% |
| Investment in fixed assets (approximation) | - | €1.6m | €0.2m | €0.003m | €0.009m | €0.001m | €0 | €0.3m | - |
| Change in cash | - | -€472 | €0.02m | €0.2m | -€0.2m | €0.1m | €0.2m | -€0.3m | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 49 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 17-06-2026 | 2026-00173856 |
| 31-12-2024 | abbreviated format | 18-06-2025 | 2025-00159061 |
| 31-12-2023 | abbreviated format | 03-07-2024 | 2024-00220976 |
| 31-12-2022 | abbreviated format | 05-07-2023 | 2023-00210594 |
| 31-12-2021 | abbreviated format | 04-07-2022 | 2022-20126696 |
| 31-12-2020 | abbreviated format | 25-06-2021 | 2021-25300057 |
| 31-12-2019 | abbreviated format | 03-08-2020 | 2020-38700403 |
| 31-12-2018 | abbreviated format | 24-06-2019 | 2019-22500478 |
| 31-12-2017 | abbreviated format | 27-06-2018 | 2018-24200234 |
| 31-12-2016 | abbreviated format | 04-07-2017 | 2017-27700431 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 4
Day-to-day management 4
Permanent representatives 2
Statutory auditor 1
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- Day-to-day management
- Statutory auditor
- began earlier
| Name | Functions and periods |
|---|---|
| DE KEYSER Hendrik Adriaan |
|
| Groep De Keyser |
|
| MINTEN Michaël Gaston Marcel |
|
| SAVEC |
|
| GRANT THORNTON BEDRIJFSREVISOREN - REVISEURS D'ENTREPRISES |
|
Owners and capital
Owners
1 ownerChain of control
- Groep De Keyser
- Parfimo
Highest known parent: Groep De Keyser. The sources do not say who stands above it.
Owners 1
- Groep De Keyserparent99.88%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- 21-12-2023 Capital stated in the deed · €1,447,698.18 · 2,522 shares
Group and network
Connections & network
3 connected companiesHistory
Acts, filings and financial milestones
05-09
Gazette deed
Reappointment: Grant Thorrtor Bedrijfsrevisoren (statutory auditor)Permanent representative: Stefaan De Coninck3 facts ▸
- General meeting, 10-06-2025
- Auditor reappointment, Grant Thorrtor Bedrijfsrevisoren (statutory auditor)
- Permanent representative, Stefaan De Coninck
21-12
Gazette deed
Reappointments: DE KEYSER Hendrik Adriaan, GROEP DE KEYSER and 2 othersPermanent representatives: DE KEYSER Wendy and DE KEYSER Sven · Amendment of the articles · Capital15 facts ▸
- General meeting, 08-12-2023
- Amendment of the articles
- Capital, €1,447,698.18
- General meeting, 23-06-2023
- Director reappointment, DE KEYSER Hendrik Adriaan (director)
- Director reappointment, GROEP DE KEYSER (director)
- Permanent representative, DE KEYSER Wendy
- Director reappointment, SAVEC (director)
- Permanent representative, DE KEYSER Sven
- Director reappointment, MINTEN Michaël Gaston Marcel (director)
- Board meeting, 23-06-2023
- Director reappointment, DE KEYSER Hendrik Adriaan (managing director)
- +3 further facts in this act
About the unread acts
Of the 11 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 9 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13502D0033/00L002 | Flanders | 9,032 m² | 1 · 1,212 m² | 8.4 m · 3 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- PARFIMO
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “7. VERTEGENWOORDIGING Onverminderd de algemene vertegenwoordigingsmacht van de raad van bestuur als college, zijn alle akten die de…”
- Board ruleHow the board is made up, meets and takes decisions.
- “3, wanneer plaats openvalt vóór einde mandaat, hebben overblijvende bestuurders recht nieuwe bestuurder te coöpteren” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “8. JAARVERGADERING Ieder jaar wordt een gewone algemene vergadering van aandeelhouders gehouden op de zetel of op een in de oproeping aan te…” (deed in Dutch)