Summary
PARENT ASSURANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €653,862 and a net result of €35,359. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 75% of 493 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
49 d late
2024
66 d late
2023
16 d late
2022
63 d late
2021
96 d late
2020
59 d late
2019
146 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 71 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 October (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Equity
€653,862▲ 0.7%
2024 · €649,118
Net result
€35,359
2024 · -€4,288
Total assets
€953,533▲ 9.7%
2024 · €869,262
Solvency
68.6%▼ 6.1pp
2024 · 74.7%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€276,595▼ 2.2%€287,935€333,985▲ 16.0%€353,673▲ 5.9%
Operating result€8,195▼ 86.2%-€1,091-€20,090▼ 1,741%€17,297€30,090▲ 74.0%
Net result€7,636within the sector's middle half▼ 87.2%-€21,363below the sector's middle half-€28,541below the sector's middle half▼ 33.6%-€4,288below the sector's middle half▲ 85.0%€35,359within the sector's middle half
Equity€703,671above the sector's middle half▲ 1.1%€682,308within the sector's middle half▼ 3.0%€653,767within the sector's middle half▼ 4.2%€649,118within the sector's middle half▼ 0.7%€653,862within the sector's middle half▲ 0.7%
Total assets€1.0mabove the sector's middle half▲ 28.7%€871,429within the sector's middle half▼ 14.0%€799,175within the sector's middle half▼ 8.3%€869,262within the sector's middle half▲ 8.8%€953,533within the sector's middle half▲ 9.7%
Debt€309,276▲ 241%€189,121▼ 38.9%€145,409▼ 23.1%€220,144▲ 51.4%€299,671▲ 36.1%
Working capital€394,126above the sector's middle half▼ 6.8%€452,591above the sector's middle half▲ 14.8%€431,382within the sector's middle half▼ 4.7%€406,273within the sector's middle half▼ 5.8%€412,468within the sector's middle half▲ 1.5%
Solvency69.5%within the sector's middle half▼ 19.0pp78.3%above the sector's middle half▲ 8.8pp81.8%above the sector's middle half▲ 3.5pp74.7%above the sector's middle half▼ 7.1pp68.6%above the sector's middle half▼ 6.1pp
Current ratio2.58within the sector's middle half▼ 4.856.24above the sector's middle half▲ 3.668.21above the sector's middle half▲ 1.973.92above the sector's middle half▼ 4.292.96above the sector's middle half▼ 0.96
Return on assets (ROA)0.8%below the sector's middle half▼ 6.8pp-2.5%below the sector's middle half▼ 3.2pp-3.6%below the sector's middle half▼ 1.1pp-0.5%below the sector's middle half▲ 3.1pp3.7%within the sector's middle half▲ 4.2pp
Staff (FTE)1below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 74% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €953,533
Fixed assets
€330,707 ▲ 2.0%
Current assets
€622,825 ▲ 14.2%
Equity and liabilities €953,533
Equity
€653,862 ▲ 0.7%
Debt
€299,671 ▲ 36.1%
Debt's share of the balance-sheet total rises from 25.3% to 31.4%. Equity and debt are higher.
Key figures and ratios
ROE
5.4%▲
2024 · -0.7%
Debt ≤ 1 year
€210,357▲
2024 · €138,913
Debt > 1 year
€89,314▲
2024 · €81,232
Staff costs
€56,081▼
2024 · €60,675
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €276,595 | - | €287,935 | €333,985 | €353,673 | ▲ 5.9% |
| Goods, raw materials, services and sundry goods60/61 | €150,658 | - | €205,094 | €200,106 | €219,006 | ▲ 9.4% |
| Remuneration, social security and pensions62 | €80,009 | €55,479 | €56,779 | €60,675 | €56,081 | ▼ 7.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,541 | €45,339 | €42,873 | €45,226 | €44,718 | ▼ 1.1% |
| Other operating charges640/8 | €11,193 | €3,569 | €3,279 | €10,681 | €3,777 | ▼ 64.6% |
| Gross operating margin9900 | €125,938 | €103,296 | €82,841 | €133,879 | €134,666 | ▲ 0.6% |
| Operating profit (loss)9901 | €8,195 | -€1,091 | -€20,090 | €17,297 | €30,090 | ▲ 74.0% |
| Financial income75/76B | €0 | €6 | €166 | €908 | €5,399 | ▲ 495% |
| Recurring financial income75 | €0 | €6 | €166 | €908 | €5,399 | ▲ 495% |
| Financial charges65/66B | €559 | €9,404 | €3,501 | €10,770 | €130 | ▼ 98.8% |
| Recurring financial charges65 | €559 | €9,404 | €432 | €10,770 | €130 | ▼ 98.8% |
| Non-recurring financial charges66B | - | - | €3,070 | - | - | - |
| Profit (loss) for the period before taxes9903 | €7,636 | -€10,489 | -€23,425 | €7,435 | €35,359 | ▲ 376% |
| Income taxes67/77 | - | €10,873 | €5,116 | €11,723 | - | - |
| Profit (loss) for the period9904 | €7,636 | -€21,363 | -€28,541 | -€4,288 | €35,359 | ▲ 925% |
| Profit (loss) for the period to be appropriated9905 | €7,636 | -€21,363 | -€28,541 | -€4,288 | €35,359 | ▲ 925% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €871,429 | €799,175 | €869,262 | €953,533 | ▲ 9.7% |
| Fixed assets21/28 | €369,421 | €332,492 | €307,985 | €324,076 | €330,707 | ▲ 2.0% |
| Intangible fixed assets21 | €0 | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €320,849 | €283,921 | €259,414 | €275,505 | €330,707 | ▲ 20.0% |
| Land and buildings22 | €216,376 | €201,204 | €207,059 | €190,869 | €175,837 | ▼ 7.9% |
| Plant, machinery and equipment23 | €7,815 | €9,263 | €8,791 | €7,970 | €6,325 | ▼ 20.6% |
| Furniture and vehicles24 | €96,658 | €73,453 | €43,564 | €76,666 | €148,546 | ▲ 93.8% |
| Financial fixed assets28 | €48,571 | €48,571 | €48,571 | €48,571 | €0 | ▼ 100% |
| Current assets29/58 | €643,525 | €538,937 | €491,190 | €545,186 | €622,825 | ▲ 14.2% |
| Amounts receivable after more than one year29 | - | €8,495 | - | - | - | - |
| Other amounts receivable291 | - | €8,495 | - | - | - | - |
| Amounts receivable within one year40/41 | €323,738 | €269,606 | €276,480 | €254,833 | €259,747 | ▲ 1.9% |
| Trade receivables40 | €199,409 | €172,811 | €162,705 | €155,264 | €159,201 | ▲ 2.5% |
| Other amounts receivable41 | €124,329 | €96,794 | €113,775 | €99,569 | €100,546 | ▲ 1.0% |
| Current investments50/53 | €553 | €850 | €850 | €850 | €49,421 | ▲ 5,716% |
| Cash at bank and in hand54/58 | €318,758 | €258,997 | €205,735 | €264,156 | €229,126 | ▼ 13.3% |
| Deferred charges and accrued income490/1 | €477 | €989 | €8,125 | €25,347 | €84,531 | ▲ 233% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €871,429 | €799,175 | €869,262 | €953,533 | ▲ 9.7% |
| Equity10/15 | €703,671 | €682,308 | €653,767 | €649,118 | €653,862 | ▲ 0.7% |
| Contributions10/11 | €108,592 | €108,592 | €108,592 | €108,592 | €108,592 | = |
| Capital10 | €108,592 | €108,592 | €108,592 | €108,592 | €108,592 | = |
| Issued capital100 | €108,592 | €108,592 | €108,592 | €108,592 | €108,592 | = |
| Reserves13 | €122,543 | €122,543 | €122,543 | €122,183 | €121,568 | ▼ 0.5% |
| Non-distributable reserves130/1 | €7,161 | €7,161 | €7,161 | €7,161 | €7,161 | = |
| Legal reserve130 | €7,161 | €7,161 | €7,161 | €7,161 | €7,161 | = |
| Tax-exempt reserves132 | €67,383 | €67,383 | €67,383 | €67,383 | €67,383 | = |
| Distributable reserves133 | €48,000 | €48,000 | €48,000 | €47,640 | €47,024 | ▼ 1.3% |
| Profit (loss) carried forward14 | €472,535 | €451,173 | €422,631 | €418,343 | €423,702 | ▲ 1.3% |
| Amounts payable17/49 | €309,276 | €189,121 | €145,409 | €220,144 | €299,671 | ▲ 36.1% |
| Amounts payable after more than one year17 | €41,531 | €89,008 | €85,600 | €81,232 | €89,314 | ▲ 9.9% |
| Financial debts170/4 | €41,531 | €89,008 | €85,600 | €81,232 | €89,314 | ▲ 9.9% |
| Amounts payable within one year42/48 | €249,400 | €86,346 | €59,809 | €138,913 | €210,357 | ▲ 51.4% |
| Current portion of amounts payable after more than one year42 | €7,886 | €7,891 | - | €18,510 | €16,101 | ▼ 13.0% |
| Trade debts44 | €201,847 | €77,709 | €2,353 | €115,875 | €135,509 | ▲ 16.9% |
| Suppliers440/4 | €201,847 | €77,709 | €2,353 | €115,875 | €135,509 | ▲ 16.9% |
| Taxes, remuneration and social security45 | - | €746 | €57,455 | €4,528 | €43,747 | ▲ 866% |
| Taxes450/3 | - | €746 | €43,795 | €4,528 | €18,647 | ▲ 312% |
| Remuneration and social security454/9 | - | - | €13,660 | - | €25,100 | - |
| Other amounts payable47/48 | €39,667 | - | - | - | €15,000 | - |
| Accrued charges and deferred income492/3 | €18,345 | €13,767 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,636 | -€21,363 | -€28,541 | -€4,288 | €35,359 | ▲ 925% |
| + Depreciation and write-downs630 | €26,541 | €45,339 | €42,873 | €45,226 | €44,718 | ▼ 1.1% |
| Operating cash flow (approximation) | €34,177 | €23,976 | €14,332 | €40,938 | €80,077 | ▲ 95.6% |
| Investment in fixed assets (approximation) | - | -€8,410 | -€18,366 | -€61,318 | -€51,349 | ▲ 16.3% |
| Change in cash | - | -€59,760 | -€53,262 | €58,421 | -€35,030 | ▼ 160% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 49 days late
2025
31-12
Financial
Back to profitnet €35,359
Net result €35,359 after 3 loss-making years.
05-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 66 days late
2024
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 16 days late
2023
31-12
Financial
Weakest financial yearnet -€28,541
Net result drops to -€28,541, the lowest in the series; recovery starts the following year.
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 63 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 6.24
Current ratio from 2.58 to 6.24; short-term debt falls from €249,400 to €86,346.
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 96 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 59 days late
2020
24-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 146 days late
2019
31-12
Financial
Highest result since 2018net €64,367 ▲259%
Net result €64,367, the highest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 52 days late
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Dour · 1 establishment unit since 2001
Ground area
5,124 m²
Building footprint
978 m²
Volume, LiDAR
1,844 m³
2 parcels, Wallonia · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
PARENT ASSURANCES SPRL
since 20012.101.304.565
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53020A1307/00N000 | Wallonia | 2,605 m² | 1 · 718 m² | - |
| 53020A0537/00L000 | Wallonia | 2,519 m² | 1 · 261 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600JJO5HLWDMK2C79
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Of 4,671 companies in this sector we hold annual accounts for 3,221. 2,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded27-03-2001
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
Contact
E-mail
sophie.parent@parentassur.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474421060
Also
9925:BE0474421060
Registered
01-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.