Parelvisser
Parelvisser is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €27k and a net result of €2k. Its solvency ranks better than 20% of 3139 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €27k |
| Net result | €2k |
| Better than sector | 20% |
| Active | 3 yrs |
Fragile profile, watch health in particular.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 14.0% | 52.5% | |
| Net result | €2k | €32k | |
| Equity | €27k | €75k | |
| Gross operating margin | €9k | €52k | |
| Total assets | €191k | €192k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €2k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €630 |
| Dividends | - |
| Total assets | €191k |
| Equity | €27k |
| Debt | €164k |
| of which ≤ 1y | €48k |
| of which > 1y | €116k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 14.0% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 0.9% |
| ROE | 6.3% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €191k |
| Fixed assets | 21/28 | €129k |
| Financial fixed assets | 28 | €129k |
| Current assets | 29/58 | €62k |
| Amounts receivable within one year | 40/41 | €59k |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €191k |
| Equity | 10/15 | €27k |
| Contributions / capital | 10/11 | €25k |
| Reserves | 13 | €2k |
| Amounts payable | 17/49 | €164k |
| Amounts payable after one year | 17 | €116k |
| Amounts payable within one year | 42/48 | €48k |
| Trade debts payable within one year | 44 | €19k |
| Income statement | ||
| Gross operating margin | 9900 | €9k |
| Operating result | 9901 | €7k |
| Financial income | 75 | €3 |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €2k |
| Income taxes | 67/77 | €630 |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
Former directors (2)
-
Former01-06-2024 → 31-12-2025
2 events
- 31-12-2025 Resigned· Director
- 01-06-2024 Appointed· Director
-
Former- → 01-06-2024
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 07-07-2023 |
| Status | Active |
| Postal code | 9000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44806F0553/00W000 | Flanders | 349 m² | 1 · 245 m² | 21.5 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
21-05-2026 General meeting · Officer appointment · Mandate term · Mandate compensation
- Filing: 2026-05-07 · Parelvisser
- General meeting: 2026-02-25 · Parelvisser
- Officer appointment: role: niet-statutaire bestuurder, start_date: 2026-02-25 · Fien Vandemoortele
- Mandate term: onbepaalde duur · Fien Vandemoortele
- Mandate compensation: onbezoldigd · Fien Vandemoortele
- Power of attorney: scope: uitvoering en verwerking en publicatie van de beslissingen van deze vergadering, duration: voor onbepaalde tijd en tot aan de uitdrukkelijke herroeping · Parelvisser
- Publication: 2026-05-21 · Parelvisser
- Act object: Benoemingen
- Power of attorney: role: Bestuurder · Parelvisser
Technical details
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}04-02-2026 Raphaël Monteiro Calisto resigns as director
- Raphaël Monteiro Calisto, Bestuurder
Technical details
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}26-06-2024 1 director appointed, 1 resigning
- Raphaël Monteiro Calisto, Bestuurder
- Oscar Claus, Bestuurder
Technical details
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}11-07-2023 Incorporation of a new BV
Technical details
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"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Parelvisser |