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PARBAM

Active
Public limited companyfounded 201411 yrs activeBorsbeeksebrug 22, 2600 Antwerpen, BelgiumKBO/BCE: BE 0505.875.586
Summary

PARBAM has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69,197 and a net result of €35,679. Equity is shrinking by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 17% of 4613 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability42▼-3
Solvency29▼-4
Growth22=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.09 in 2024; short-term debt: 96.4% and cash: 0.1% of total assets), and 96.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
3.6%
Return on assets
1.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 11 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 4613 sector peers (2025).
NBB · sector comparison
Position among 4613 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
87 d early
2024
87 d early
2023
97 d early
2022
55 d early
2021
19 d early
2020
1 d early
2019
3 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 May (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PARBAM was incorporated on 2 December 2014.1 Revenue fell from EUR 93 million in 2019 to EUR 255,548 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2021

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Financials · fiscal year 2025, full schema

Turnover
€255,548▼ 32.3%
2020 · €377,457
EBIT margin
35.2%▲ 0.3pp
2020 · 34.9%
Net result
€35,679▼ 37.4%
2024 · €57,009
Working capital
€69,197▼ 54.9%
2024 · €153,517
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€255,548▼ 32.3%
Operating result€89,880▼ 31.8%-€6,222-€8,748▼ 40.6%-€6,930▲ 20.8%-€6,637▲ 4.2%
Net result€72,012within the sector's middle half▼ 32.7%€443within the sector's middle half▼ 99.4%€48,657within the sector's middle half▲ 10,894%€57,009within the sector's middle half▲ 17.2%€35,679within the sector's middle half▼ 37.4%
EBIT margin35.2%▲ 0.3pp
Equity€247,408within the sector's middle half▲ 41.1%€247,851within the sector's middle half▲ 0.2%€96,508within the sector's middle half▼ 61.1%€153,517within the sector's middle half▲ 59.1%€69,197below the sector's middle half▼ 54.9%
Total assets€2.4mwithin the sector's middle half▼ 27.4%€2.1mwithin the sector's middle half▼ 14.6%€2.1mwithin the sector's middle half▲ 1.9%€1.9mwithin the sector's middle half▼ 9.8%€1.9mwithin the sector's middle half▲ 0.8%
Debt€2.2m▼ 31.2%€1.8m▼ 16.3%€2.0m▲ 10.4%€1.8m▼ 13.1%€1.9m▲ 5.6%
Working capital€247,408within the sector's middle half▲ 41.1%€247,851within the sector's middle half▲ 0.2%€96,508within the sector's middle half▼ 61.1%€153,517within the sector's middle half▲ 59.1%€69,197within the sector's middle half▼ 54.9%
Solvency10.2%within the sector's middle half▲ 4.9pp11.9%within the sector's middle half▲ 1.8pp4.6%below the sector's middle half▼ 7.4pp8.0%within the sector's middle half▲ 3.5pp3.6%below the sector's middle half▼ 4.4pp
Current ratio1.11within the sector's middle half▲ 0.061.14within the sector's middle half▲ 0.021.05within the sector's middle half▼ 0.091.09within the sector's middle half▲ 0.041.04within the sector's middle half▼ 0.05
Return on assets (ROA)3.0%within the sector's middle half▼ 0.2pp0.0%within the sector's middle half▼ 2.9pp2.3%within the sector's middle half▲ 2.3pp3.0%within the sector's middle half▲ 0.7pp1.9%within the sector's middle half▼ 1.1pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000€100,000Operating result 2021: €89,880€89,880Net result 2021: €72,012€72,012Operating result 2022: -€6,222-€6,222Net result 2022: €443€443Operating result 2023: -€8,748-€8,748Net result 2023: €48,657€48,657Operating result 2024: -€6,930-€6,930Net result 2024: €57,009€57,009Operating result 2025: -€6,637-€6,637Net result 2025: €35,679€35,67920212022202320242025-€20,000€0€20,000€40,000€60,000Operating result 2023: -€8,748-€8,750Net result 2023: €48,657€48,700Operating result 2024: -€6,930-€6,930Net result 2024: €57,009€57,000Operating result 2025: -€6,637-€6,640Net result 2025: €35,679€35,700202320242025
The operating result stays negative: a loss of €6,637 in 2025 against €6,930 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.9m
Equity €69,197 ▼ 54.9%
Debt €1.9m ▲ 5.6%
Debt's share of the balance-sheet total rises from 92.0% to 96.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
26.82▲
2024 · 11.44
ROE
51.6%▲
2024 · 37.1%
Debt ≤ 1 year
€1.9m▲
2024 · €1.8m
Income taxes
€11,093▼
2024 · €19,067
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,447 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 96% are still going.

  • Small
  • 10 to 20 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.9% went bankrupt
2.0% stopped otherwise
96% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,447 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.9m€1.9m▲
Current assets29/58€1.9m€1.9m▲
Amounts receivable within one year40/41€1.9m€1.9m▲
Trade receivables40-€33
Other amounts receivable41€1.9m€1.9m▲
Cash at bank and in hand54/58€4,205€1,001▼
Equity and liabilities
Total equity and liabilities10/49€1.9m€1.9m▲
Equity10/15€153,517€69,197▼
Contributions10/11€61,500€61,500=
Capital10€61,500€61,500=
Issued capital100€61,500€61,500=
Reserves13€6,150€6,150=
Non-distributable reserves130/1€6,150€6,150=
Legal reserve130€6,150€6,150=
Profit (loss) carried forward14€85,867€1,547▼
Amounts payable17/49€1.8m€1.9m▲
Amounts payable within one year42/48€1.8m€1.9m▲
Trade debts44€1.7m€1.7m▼
Suppliers440/4€1.7m€1.7m▼
Taxes, remuneration and social security45€17,713€0▼
Taxes450/3€17,713€0▼
Other amounts payable47/48-€120,000
Income statement Code20242025
Operating charges60/66A€6,930€6,637▼
Services and other goods61€5,963€5,518▼
Other operating charges640/8€968€1,118▲
Operating profit (loss)9901-€6,930-€6,637▲
Financial income75/76B€84,213€54,902▼
Recurring financial income75€84,213€54,902▼
Income from current assets751€84,213€54,902▼
Financial charges65/66B€1,207€1,494▲
Recurring financial charges65€1,207€1,494▲
Debt charges650-€94
Other financial charges652/9€1,207€1,400▲
Profit (loss) for the period before taxes9903€76,076€46,772▼
Income taxes67/77€19,067€11,093▼
Taxes670/3€19,100€12,600▼
Tax adjustments and reversals of tax provisions77€33€1,507▲
Profit (loss) for the period9904€57,009€35,679▼
Profit (loss) for the period to be appropriated9905€57,009€35,679▼
Appropriation of the result
Profit (loss) to be appropriated9906€85,867€121,547▲
Profit (loss) brought forward from the previous period14P€28,858€85,867▲
Profit to be distributed694/7-€120,000
Return on contributions (dividend)694-€120,000

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A€353,286€31----
Turnover70€255,548-----
Other operating income74€97,738€31----
Operating charges60/66A€263,406€6,253€8,748€6,930€6,637▼ 4.2%
Goods for resale, raw materials and consumables60€257,964€2,452----
Purchases600/8€230€2,452----
Change in stocks: decrease (increase)609€257,735-----
Services and other goods61€4,574€2,932€7,787€5,963€5,518▼ 7.5%
Other operating charges640/8€868€868€960€968€1,118▲ 15.6%
Operating profit (loss)9901€89,880-€6,222-€8,748-€6,930-€6,637▲ 4.2%
Financial income75/76B€9,409€7,711€76,346€84,213€54,902▼ 34.8%
Recurring financial income75€9,409€7,711€76,346€84,213€54,902▼ 34.8%
Income from current assets751€9,408€7,711€76,346€84,213€54,902▼ 34.8%
Other financial income752/9€0-----
Financial charges65/66B€1,062€886€1,224€1,207€1,494▲ 23.8%
Recurring financial charges65€1,062€886€1,224€1,207€1,494▲ 23.8%
Debt charges650€37€28€0-€94-
Other financial charges652/9€1,025€858€1,224€1,207€1,400▲ 16.0%
Profit (loss) for the period before taxes9903€98,227€603€66,374€76,076€46,772▼ 38.5%
Income taxes67/77€26,214€161€17,716€19,067€11,093▼ 41.8%
Taxes670/3€26,215€161€17,716€19,100€12,600▼ 34.0%
Tax adjustments and reversals of tax provisions77€0€0-€33€1,507▲ 4,424%
Profit (loss) for the period9904€72,012€443€48,657€57,009€35,679▼ 37.4%
Profit (loss) for the period to be appropriated9905€72,012€443€48,657€57,009€35,679▼ 37.4%
Line20212022202320242025Change
Assets
Total assets20/58€2.4m€2.1m€2.1m€1.9m€1.9m▲ 0.8%
Current assets29/58€2.4m€2.1m€2.1m€1.9m€1.9m▲ 0.8%
Amounts receivable within one year40/41€2.4m€2.0m€2.1m€1.9m€1.9m▲ 0.9%
Trade receivables40€35,706€20,777€18,044-€33-
Other amounts receivable41€2.4m€2.0m€2.1m€1.9m€1.9m▲ 0.9%
Cash at bank and in hand54/58€22,963€46,510€12,616€4,205€1,001▼ 76.2%
Equity and liabilities
Total equity and liabilities10/49€2.4m€2.1m€2.1m€1.9m€1.9m▲ 0.8%
Equity10/15€247,408€247,851€96,508€153,517€69,197▼ 54.9%
Contributions10/11€61,500€61,500€61,500€61,500€61,500=
Capital10€61,500€61,500€61,500€61,500€61,500=
Issued capital100€61,500€61,500€61,500€61,500€61,500=
Reserves13€6,150€6,150€6,150€6,150€6,150=
Non-distributable reserves130/1€6,150€6,150€6,150€6,150€6,150=
Legal reserve130€6,150€6,150€6,150€6,150€6,150=
Profit (loss) carried forward14€179,758€180,201€28,858€85,867€1,547▼ 98.2%
Amounts payable17/49€2.2m€1.8m€2.0m€1.8m€1.9m▲ 5.6%
Amounts payable within one year42/48€2.2m€1.8m€2.0m€1.8m€1.9m▲ 5.6%
Trade debts44€2.2m€1.8m€1.8m€1.7m€1.7m▼ 0.2%
Suppliers440/4€2.2m€1.8m€1.8m€1.7m€1.7m▼ 0.2%
Taxes, remuneration and social security45€26,215€26,375€17,713€17,713€0▼ 100%
Taxes450/3€26,215€26,375€17,713€17,713€0▼ 100%
Other amounts payable47/48€220-€200,000-€120,000-
Line20212022202320242025Change
Profit (loss) for the period9904€72,012€443€48,657€57,009€35,679▼ 37.4%
Operating cash flow (approximation)€72,012€443€48,657€57,009€35,679▼ 37.4%
Change in cash-€23,547-€33,894-€8,411-€3,204▲ 61.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
State Gazette act Resignation: Ernst & Young Bedrijfsrevisoren BV (statutory auditor)
Appointment: KPMG Bedrijfsrevisoren BV/SRL (statutory auditor) · Permanent representatives: Robin Huybrechts and Christophe Van Parys5 facts ▸
  • General meeting, 19-04-2026
  • Auditor resignation, Ernst & Young Bedrijfsrevisoren BV
  • Auditor appointment, KPMG Bedrijfsrevisoren BV/SRL
  • Permanent representative, Robin Huybrechts (permanent representative)
  • Permanent representative, Christophe Van Parys (permanent representative)
05-05
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
05-05
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Equity above €150,000Eq €153,517 ▲59.1%
7 profitable years in a row build equity to €153,517.
25-04
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
06-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Weakest financial yearnet €443 ▼99.4%
Net result drops to €443, the lowest in the series; recovery starts the following year.
12-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Equity above €200,000Eq €247,408 ▲41.1%
4 profitable years in a row build equity to €247,408.
30-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Equity above €150,000Eq €175,396 ▲156%
3 profitable years in a row build equity to €175,396.
03-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 3 days late
Show earlier events
2019
23-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
05-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts

Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

Statutory auditor 1

KPMG Bedrijfsrevisoren BV/SRL
Auditor · since 19-04-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
3.5 ha
Building footprint
2,793 m²
Volume, LiDAR
5 m³
2 parcels, Brussels, Flanders · tallest building 0.9 m. Linked by address, not a title deed.
177 companies at this address See who is registered here
1 establishment unit
PARBAM
Antoon van Osslaan 1, 1120 BrusselReal estate development
since 20142.242.473.912
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
11302A0095/00E008 Flanders 2.4 ha 1 · 2,699 m² -
21819A0099/00M012 Brussels 1.2 ha 1 · 94 m² 0.9 m
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Statutory auditor
Mandates per person, with start and end dates
Name Functions and periods
KPMG Bedrijfsrevisoren BV/SRL
  • Auditor, from 19-04-2026 to date
See the board, name and seat on a given date →

Structure & network

Part of the group Koninklijke BAM Groep N.V. 25 companies Group, risk and exposure

Owners and holdings

1 owner

Chain of control

  1. Koninklijke BAM Groep N.V.NL 100%
  2. BAM BELGIUM 100%
  3. LANDSBEECK 100%
  4. KAIROS 60%
  5. PARBAM

Highest known parent: Koninklijke BAM Groep N.V. (Netherlands). The sources do not say who stands above it.

Owners 1

Stated earlier (1)

An older source named these owners; newer accounts no longer list them.

Holdings 0

The accounts to 31-12-2025 list no holdings, and no other source names one.

According to the 2025 annual accounts of PARBAM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,489 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded02-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68321Property management for co-owned buildings (syndics)
E-invoicing
Reachable via Peppol
Peppol ID 0208:0505875586
Also 9925:BE0505875586
Registered 03-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.