Paraplu
Paraplu is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.76M and a net result of €-187k. Its solvency ranks better than 23% of 487 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1.76M |
| Net result | €-187k |
| Staff (FTE) | 2 |
| Better than sector | 23% |
Fragile profile, watch health in particular.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 18.1% | 42.7% | |
| Net result | €-187k | €71k | |
| Equity | €1.76M | €483k | |
| Gross operating margin | €241k | €87k | |
| Staff costs | €217k | €72k |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-187k |
| Cash flow | n/a |
| Staff costs | €217k |
| Income taxes | €385 |
| Dividends | - |
| Total assets | €9.72M |
| Equity | €1.76M |
| Debt | €7.97M |
| of which ≤ 1y | €974k |
| of which > 1y | €6.99M |
| Working capital | n/a |
| Employees (FTE) | 2.0 |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 18.1% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -1.9% |
| ROE | -10.7% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €9.72M |
| Fixed assets | 21/28 | €9.18M |
| Formation expenses | 20 | €349k |
| Financial fixed assets | 28 | €9.18M |
| Current assets | 29/58 | €190k |
| Amounts receivable within one year | 40/41 | €183k |
| Cash & bank | 54/58 | €8k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €9.72M |
| Equity | 10/15 | €1.76M |
| Contributions / capital | 10/11 | €1.94M |
| Accumulated profits (losses) | 14 | €-187k |
| Amounts payable | 17/49 | €7.97M |
| Amounts payable after one year | 17 | €6.99M |
| Amounts payable within one year | 42/48 | €974k |
| Trade debts payable within one year | 44 | €57k |
| Income statement | ||
| Gross operating margin | 9900 | €241k |
| Operating result | 9901 | €-66k |
| Financial charges | 65 | €121k |
| Result before taxes | 9903 | €-187k |
| Income taxes | 67/77 | €385 |
| Net result for the period | 9904 | €-187k |
| Result to be appropriated | 9905 | €-187k |
-
Current19-09-2024 → present
-
Current19-09-2024 → present
-
NoirLegal entityDirector· perm. rep.: BOSSUYT Ruth StephanieState Gazette act 24433557 (03-10-2024)Current19-09-2024 → present
-
Current19-09-2024 → present
Former directors (3)
-
Former- → 16-07-2025
-
Former19-09-2024 → 16-07-2025
2 events
- 16-07-2025 Resigned· Director
- 19-09-2024 Appointed· Director
-
Former- → 19-09-2024
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 23-04-2024 |
| Status | Active |
| Postal code | 8000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31807I0539/00W002 | Flanders | 2,688 m² | 1 · 669 m² | 24.4 m · 8 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
23-01-2026 Publication in the Belgian Official Gazette, Minor change
Technical details
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"special_procuration": null,
"single_shareholder_declaration": null
}21-08-2025 2 resigning
- Bram Couvreur, Bestuurder
- Chloë Craeye, Bestuurder
Technical details
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},
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"kind": "director_out",
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"evidence_quote": "De bestuurders en de Vennootschap hebben kennis genomen van ... de ontslagbrief van Chlo\u00EB Craeye als bestuurder van de Vennootschap ... met ingang vanaf 16 juli 2025."
}
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}03-10-2024 5 directors appointed, 1 resigning
- DE VLIEGHERE Kurt, Bestuurder
- CRAEYE Chloë, Bestuurder
- BOSSUYT Ruth Stephanie, Bestuurder
- DELAERE Jan, Bestuurder
- DE BREE Luc, Bestuurder
- VIAENE Thomas, Bestuurder
Technical details
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"kind": "director_out",
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"name": "VIAENE Thomas",
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},
"effective_date": "2024-09-19",
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"evidence_quote": "met ingang van 19 september 2024 te benoemen : * tot A-Bestuurder voor de duur van de vennootschap, behoudens herroeping door de algemene vergadering met gewone meerderheid: ... o Mevrouw CRAEYE Chlo\u00EB;"
},
{
"kind": "director_in",
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"kbo": "0704876234",
"name": "NOIR",
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"effective_date": "2024-09-19",
"evidence_quote": "met ingang van 19 september 2024 te benoemen : * tot A-Bestuurder voor de duur van de vennootschap, behoudens herroeping door de algemene vergadering met gewone meerderheid: ... o De commanditaire vennootschap \u201CNOIR\u201D, gevestigd te 8000 Brugge, Krakeleweg 39 bus 401, ingeschreven in het rechtspersone"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "DELAERE Jan",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": "0665794538",
"name": "DELAERE HOLDING",
"address": null,
"country": null,
"legal_form": null
},
"effective_date": "2024-09-19",
"evidence_quote": "met ingang van 19 september 2024 te benoemen : * tot B-Bestuurder voor de duur van de vennootschap, behoudens herroeping door de algemene vergadering met gewone meerderheid: o De besloten vennootschap \u0022DELAERE HOLDING\u0022, gevestigd te 8870 Izegem, Tinnenpotstraat 71, ingeschreven in het rechtspersonen"
},
{
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"person": {
"rrn": null,
"name": "DE BREE Luc",
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"kbo": "0716636295",
"name": "LBL-INVEST",
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"effective_date": "2024-09-19",
"evidence_quote": "met ingang van 19 september 2024 te benoemen : * tot B-Bestuurder voor de duur van de vennootschap, behoudens herroeping door de algemene vergadering met gewone meerderheid: ... o De commanditaire vennootschap \u0022LBL-INVEST\u0022, gevestigd te 8620 Nieuwpoort, Floribert Gheeraertlaan 4, ingeschreven in het"
}
],
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"subject_company": {
"kbo": "1008.696.268",
"name_full": "PARAPLU",
"legal_form": "BV"
}
}25-04-2024 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "8800 Roeselare, Ovenhoek 5",
"schema": "v3.2",
"act_meta": {
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"founders": [
{
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"kind": "natural_person",
"person": {
"dob": null,
"name": "COUVREUR Bram Krisjna Marianne",
"niss": null,
"address": "8800 Roeselare, Hoogstraat 127"
},
"share_class": "A",
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"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": "COUVREUR Bram Krisjna Marianne",
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"n_shares_subscribed": 44500000,
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"kind": "natural_person",
"person": {
"dob": null,
"name": "VIAENE Thomas Gilbert Fernande",
"niss": null,
"address": "8490 Jabbeke, Watermolenstraat 22"
},
"share_class": "B",
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"n_shares_subscribed": 61000000,
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},
{
"org": {
"kbo": "0684.725.869",
"name": "NONDEDJU"
},
"kind": "rechtspersoon",
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"share_class": "C",
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],
"capital_eur": 1110000,
"subject_company": {
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"initial_directors": [],
"incorporation_date": "2024-04-22",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Paraplu |