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Par-Terre

Active
Private limited companyfounded 2011active for 14 yearsMaenhoutstraat 12, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0841.984.942
Summary

Par-Terre has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €716,483 and a net result of €129,681. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 90% of 12,724 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
Par-TerreActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of other household articles
NACE 47559Retail sale of women's outerwear NACE 47711
1 site
Size
≈ €1.4mturnover 2025, estimated
Staff
0.6 FTE
Equity
€716,483
Profit
€129,681
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 2 days early1 of 2 deeds summarised
Why 96raises riskSector: Retail trade (NACE 47)lowers riskSize: total assets €877,082Founded in 2011Equity €716,483 (81.7% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 81.7% of total assets
Liquidity 54-42
short-term debt 17.5% · cash 6.6%
Profitability 87-3
return on assets 14.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,263 companies, NACE 47, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024 02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: 0.1%▲ +0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026highest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.87, compared with 5.0 in 2024, above the usual 1.5; short-term debt: 17.5% and cash: 6.6% of total assets), and 18.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 59% on liquidity, 82% on profitability and 56% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €877,082
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2011
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €716,483 (81.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
2 days early
2023
on the day
2022
28 days late
2021
11 days late
2020
18 days late
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end30-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: Among the best 10% on solvencysector median 36.6% · 12,724 companies 81.7% View
  • Positive: 7 profitable years in a rowprofit 2025: €129,681 7 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€877,082
Profit
€129,681
Solvency
81.7%
Total assets▲ 9.3%
Net result
20192025
Go to Financials

Timeline

Events
16
Since
2014
Next accounts
by 31-01-2027
  1. 30-06-2023Highest result from 2019 to 2025
  2. 30-06-2023Equity above €500,000
  3. 01-06-2023Appointments: MAEBE,NathalieMartineRoberte (statutairbestuurder) and Nathalie MAEBE (statutory…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of other household articlesNACE 47559
Founded
07-12-2011
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Par-Terre

What is the company number of Par-Terre?
0841.984.942. In Belgium the VAT number is the company number with BE in front: BE 0841.984.942.
Where is Par-Terre based?
The registered office is at Maenhoutstraat 12, 9830 Sint-Martens-Latem.Company details
What does Par-Terre do?
According to the KBO register, the main activity is retail sale of other household articles (NACE 47559).
What is the legal form of Par-Terre?
Private limited company (BV).
When was Par-Terre founded?
On 07-12-2011.
Is Par-Terre still active?
Yes, Par-Terre is an active enterprise in the KBO register.
How many employees does Par-Terre have?
On average 0.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Par-Terre?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Par-Terre profitable?
In financial year 2025, Par-Terre made a profit of €129,681.
Where can I find the annual accounts of Par-Terre?
Par-Terre filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Par-Terre due?
By 31-01-2027, for financial year 2026.Timeline

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