Financials
- Fiscal year
- 2024
- Total assets
- €2.7m
- Loss
- -€6,951
- Solvency
- 28.4%
Total assets▼ 3.9%
Net result
20182024
PERMAFUNGI
ActiveSummary
The computed 12-month bankruptcy probability of PERMAFUNGI is 4.9% (elevated). The 2024 annual accounts show equity of €760,169 and a net result of -€6,951. Equity is growing by ~62.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 6550 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of other household articles
NACE 47559Growing of vegetables, melons, roots and tubers NACE 01130NACE 47599
1 site
Size
€2.7mtotal assets 2024
- Staff
- 9.6 FTE
- Equity
- €760,169
- Loss
- -€6,951
Structure
- Board
- 1 member
Accounts 68 d overdue1 of 10 deeds read
Why 40- Figures for FY 2024 (filed 19-02-2025)- 1 change of registered office in 24 months- Size: 9.6 FTE, total assets €2.7m+ Founded in 2014Show the evidence
Checked score
Score 2024
40
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 64% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
53+19
equity 28.4% of total assets
Liquidity
60+6
short-term debt 9.1% · cash 7.9%
Profitability
68-5
return on assets -0.3%
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%▲ +1.0% vs 11-2024
01-2025: 0.4%▼ -0.7% vs 12-2024
02-2025: 0.4%▼ -0.7% vs 01-2025
03-2025: 0.5%▲ +12.5% vs 02-2025
04-2025: 0.5%● 0.0% vs 03-2025
05-2025: 0.5%● 0.0% vs 04-2025
06-2025: 0.4%▼ -5.0% vs 05-2025
07-2025: 0.4%● 0.0% vs 06-2025
08-2025: 0.4%● 0.0% vs 07-2025
09-2025: 0.4%● 0.0% vs 08-2025
10-2025: 0.4%● 0.0% vs 09-2025
11-2025: 0.4%● 0.0% vs 10-2025
12-2025: 0.4%▼ -9.6% vs 11-2025lowest value
01-2026: 0.4%● 0.0% vs 12-2025lowest value
02-2026: 0.4%● 0.0% vs 01-2026lowest value
03-2026: 0.8%▲ +93.9% vs 02-2026
04-2026: 0.9%▲ +18.1% vs 03-2026
05-2026: 1.1%▲ +25.4% vs 04-2026
06-2026: 1.2%▲ +2.7% vs 05-2026
07-2026: 1.3%▲ +10.9% vs 06-2026
08-2026: 2.3%▲ +79.3% vs 07-2026
09-2026: 2.9%▲ +27.2% vs 08-2026
10-2026: 4.9%▲ +67.8% vs 09-2026highest value
- Figures for FY 2024 (filed 19-02-2025) raises the probability
- 1 change of registered office in 24 months raises the probability
- Size: 9.6 FTE, total assets €2.7m raises the probability for this profile
- Founded in 2014 lowers the probability for this profile
Credit up to €30,000 at 30 days only on tighter terms
Liquidity ample (current ratio 6.95 against 28.9 in 2023; short-term debt: 9.1% and cash: 7.9% of total assets), but 71.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 44%, liquidity 66%, profitability 48%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-02-2025, 162 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
162 d early
2023
30 d late
2022
39 d early
2021
75 d late
2020
44 d early
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 26 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Resignation: Julien Jacquet (director)Permanent representative: Julien Jacquet ·…
- Annual accounts filedfiscal year 2024 · full…
- Weakest financial yearnet -€6,951
Key points
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 17
- Since
- 2016
- 16-02-2026Resignation: Julien Jacquet (director)
- 19-02-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Retail sale of other household articlesNACE 47559
- Founded
- 19-02-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.