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PERMAFUNGI

Active
Public limited companyfounded 201412 years activeLusambostraat 53, 1190 Vorst, BelgiumKBO/BCE: BE 0546.704.074
Summary

The computed 12-month bankruptcy probability of PERMAFUNGI is 4.9% (elevated). The 2024 annual accounts show equity of €760,169 and a net result of -€6,951. Equity is growing by ~62.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 6,550 sector peers (NACE 47, fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of other household articles
NACE 47559Growing of vegetables, melons, roots and tubers NACE 01130
1 site
Size
€2.7mtotal assets 2024
Staff
9.6 FTE
Equity
€760,169
Loss
-€6,951
Financial health
40 Weak Checked score 2024
Bankruptcy probability, 12 months
4.9%
Structure
Board
1 member
Accounts 68 days overdue1 of 10 deeds read
Why 40- Figures for FY 2024 (filed 19-02-2025)- 1 change of registered office in 24 months- Size: 9.6 FTE, total assets €2.7m+ Founded in 2014Show the evidence

Checked score

Score 2024
40 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 64% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Strong
Solvency 53+19
equity 28.4% of total assets
Liquidity 60+6
short-term debt 9.1% · cash 7.9%
Profitability 68-5
return on assets -0.3%
Bankruptcy probability, 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.4%▼ -0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025lowest value 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026lowest value 03-2026: 0.8%▲ +0.4 percentage points vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.1%▲ +0.2 percentage points vs 04-2026 06-2026: 1.2%▲ +0.1 percentage points vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026 08-2026: 2.3%▲ +1.0 percentage point vs 07-2026 09-2026: 2.9%▲ +0.6 percentage points vs 08-2026 10-2026: 4.9%▲ +2.0 percentage points vs 09-2026highest value
Credit up to €30,000 at 30 days only on tighter terms
Liquidity ample (current ratio 6.95 against 28.9 in 2023; short-term debt: 9.1% and cash: 7.9% of total assets), but 71.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 44% on solvency, 66% on liquidity, 48% on profitability and 96% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 19-02-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Size: 9.6 FTE, total assets €2.7m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2014
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-02-2025, 162 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
162 days early
2023
30 days late
2022
39 days early
2021
75 days late
2020
44 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 26 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Resignation: Julien Jacquet (director)Permanent representative: Julien Jacquet ·…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Weakest financial yearnet -€6,951

Key points

  • Caution: From profit to loss in 2024after €86,929 in 2023 -€6,951 View
  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View
  • Caution: Board changedlatest change 16-02-2026 · 1 in office 1 joined · 1 left View
  • EU supportawarded 2022 €2.1m View

By topic

Financials

Fiscal year
2024
Total assets
€2.7m
Loss
-€6,951
Solvency
28.4%
Total assets▼ 3.9%
Net result
20182024
Go to Financials

Timeline

Events
17
Since
2016
  1. 31-12-2024Equity above €500,000
  2. 30-08-2024Annual accounts filed
  3. 31-12-2023Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of other household articlesNACE 47559
Founded
19-02-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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