PAQUIN Philippe

Active

Private limited company (pre-2019)founded 200421 yrs activeRue Saint-Roch 9, 6870 Saint-Hubert, BelgiumKBO/BCE: BE 0867.642.729

PAQUIN Philippe has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 7719 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

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Checked score

Score 2025

57 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability58▼-42

Solvency41▲+6

Growth78=

Track record100

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7719 sector peers (2025).

NBB · sector comparison

Position among 7719 sector peers

Solvency

better than 17%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

28 d late

2024

27 d late

2023

22 d late

2022

22 d late

2021

29 d late

2020

25 d late

2019

81 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

18-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€2k▼ 78.9%

2024 · €11k

2018: €-302 2019: €10k 2020: €-197 2021: €-4k 2022: €-4k 2023: €-677 2024: €11k

2018 → 2025

Working capital

€-9k▼ 114%

2024 · €-4k

2018: €-10k 2019: €-1k 2020: €-558 2021: €-5k 2022: €-16k 2023: €-16k 2024: €-4k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-5k-€-8k▼ 81.6%€-9k▼ 8.1%€2k€5k▲ 105%

Operating result€-4k-€-2k▲ 40.9%€-508▲ 79.1%€11k€8k▼ 34.0%

Net result€-4k-€-4k▲ 14.3%€-677▲ 82.1%€11k€2k▼ 78.9%

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 34% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €29k

46.5%

53.5%

Fixed assets €13k▲ 111%

Current assets €15k▼ 9.2%

Equity and liabilities €29k

16.2%

83.8%

Equity €5k▲ 105%

Debt €24k▲ 14.7%

The debt ratio falls from 90.2% to 83.8%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€11k▼

2024 · €16k

Cash flow

€6k▼

2024 · €16k

Solvency

16.2%▲

2024 · 9.8%

Current ratio

0.64▼

2024 · 0.81

Quick ratio

0.62▼

2024 · 0.78

Debt / equity

5.16▼

2024 · 9.23

ROE

51.3%▼

2024 · 499.3%

ROA

8.3%▼

2024 · 48.8%

Debt

€24k▲

2024 · €21k

Debt ≤ 1 year

€24k▲

2024 · €21k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€23k€29k▲

Fixed assets21/28€6k€13k▲

Tangible fixed assets22/27€6k€13k▲

Plant, machinery and equipment23€6k€13k▲

Current assets29/58€17k€15k▼

Stocks and contracts in progress3€473€545▲

Stocks30/36€473€545▲

Amounts receivable within one year40/41€428€5k▲

Other amounts receivable41€428€5k▲

Cash at bank and in hand54/58€16k€10k▼

Equity and liabilities

Total equity and liabilities10/49€23k€29k▲

Equity10/15€2k€5k▲

Contributions10/11€6k€6k=

Capital10-€6k

Issued capital100-€6k

Profit (loss) carried forward14€-4k€-2k▲

Amounts payable17/49€21k€24k▲

Amounts payable within one year42/48€21k€24k▲

Trade debts44€722€2k▲

Suppliers440/4€722€2k▲

Other amounts payable47/48€20k€22k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼

Non-recurring operating charges66A-€169

Gross operating margin9900€16k€12k▼

Operating profit (loss)9901€11k€8k▼

Financial charges65/66B€140-

Recurring financial charges65€140-

Profit (loss) for the period before taxes9903€11k€8k▼

Transfer to deferred taxes680-€5k

Profit (loss) for the period9904€11k€2k▼

Profit (loss) for the period to be appropriated9905€11k€2k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-4k€-2k▲

Profit (loss) brought forward from the previous period14P€-15k€-4k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

28-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 28 days late

2025

27-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 27 days late

2024

31-12

Financial Back to profitnet €11k

Net result €11k after 4 loss-making years.

22-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 22 days late

2023

22-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 22 days late

2022

29-08

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 29 days late

2021

31-12

Financial Weakest financial yearnet €-4k

Net result drops to €-4k, the lowest in the series; recovery starts the following year.

25-08

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 25 days late

2020

20-10

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 81 days late

2019

31-12

Financial Back to profitnet €10k

Net result €10k after one loss-making year.

26-08

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 26 days late

02-05

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 275 days late

2017

06-11

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 98 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Saint-Hubert · 1 establishment unit since 2004

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Saint-Roch 96870 Saint-Hubert

Ground area

3,614 m²

Building footprint

70 m²

Volume, LiDAR

767 m³

2 parcels, Wallonia · tallest building 12.0 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

SPRL PAQUIN PHILIPPE

Route de Poix 102, 6870 Saint-HubertNACE 45220

since 20042.142.148.691

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
84059A0968/00M000	Wallonia	3,489 m²	-	-
84059A0156/00K000	Wallonia	126 m²	1 · 70 m²	12.0 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Beyne-Heusay · Eq €5k

MIC Rénovation & Construction

Of 8,564 companies in sector 43410 we hold annual accounts for 4,354. 1,378 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company (pre-2019)

Founded06-10-2004

Fiscal year end31-12

Activities, NACEBEL

43410Roofing work

45220

Sources

Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

Phone:061/61.40.59

Establishment Saint-Hubert 2.142.148.691

Fax:061/61.40.59

Establishment Saint-Hubert 2.142.148.691