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Papaver

Active
Cooperative companyfounded 20233 yrs activeOverijsesteenweg 1-3, 1560 Hoeilaart, BelgiumKBO/BCE: BE 0799.890.506
Summary

Papaver has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221,901 and a net result of -€59,305. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 1596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
PapaverActiveChecked score 46/100
Risk analysis ReportCompare

Overview

What they do
Manufacture of food products
NACE 10711Artisanal bread and fresh pastry making NACE 10712
1 site
How big
€697,392total assets 2025
Staff
6.8 FTE
Equity
€221,901
Loss
-€59,305
Turnover not published (abridged schema)
Financially healthy?
46 Fair Checked score 2025
Bankruptcy chance 12 m
0.7%
Who decides
Accounts 35 d early0 of 2 deeds read
Why 46- Limited track record- Higher-failure-rate sector- Persistent losses+ Lower-risk legal formLatest accounts filed on timeShow the evidence

Checked score

Score 2025
46 / 100
Fair
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▲+14
Solvency57▼-15
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.4 in 2024; short-term debt: 39.7% and cash: 0.5% of total assets), and 68.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€59,305
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
35 d early
2024
313 d late
2023
57 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 112 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 September (3 of the last 3 filed years within 255 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€59,305

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€59,305 View
  • Caution: Among the weakest 5% on net resultsector median €8,231 · 1,598 companies -€59,305 View
  • Total assets 20253 fiscal years filed €697,392 View

By topic

Financials

Fiscal year
2025
Total assets
€697,392
Loss
-€59,305
Solvency
31.8%
Total assets▲ 23.6%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 26-06-2026Annual accounts filed
  2. 09-06-2026Annual accounts filed
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Activity
Manufacture of food productsNACE 10711
Founded
24-03-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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