Checked.be
Active
BE 0473.348.122Private limited company
Panter Pneus
Paviljoenstraat 5 ·1030 Schaarbeek, Belgium· 25 yrs active
Sector: Detailhandel in onderdelen en accessoires van motorvoertuigen
(47820)
Conclusion
The computed 12-month bankruptcy probability of Panter Pneus is 1.9% (moderate). The 2024 annual accounts show negative equity (€-15k) and a net result of €4k. Equity is shrinking by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 6698 sector peers (fiscal year 2024). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Key figures
| Equity | €-15k |
| Net result | €4k |
| Staff (FTE) | 2.3 |
| Better than sector | 24% |
Snowflake analysis
45
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
21
Profitability
0
Solvency
42
Growth
64
Stability
100
Bankruptcy probability (12 mo)
1.9%
Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region
+Higher-failure-rate sector
+Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2000, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
21
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 29-06-2026 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~6.8%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -4.9% | 20.4% | |
| Net result | €4k | €4k | |
| Equity | €-15k | €16k | |
| Gross operating margin | €80k | €24k | |
| Staff costs | €44k | €33k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€699k
+60.8%
18-24
€28k
+73.4%
18-24
€4k
+1904.8%
18-24
€20k
+54.5%
18-24
€296k
+19.4%
18-24
€-15k
+20.4%
18-24
€-39k
+29.7%
18-24
2
-23.3%
18-24
€44k
-48.3%
18-24
€6k
+1125.4%
18-24
€311k
+16.6%
18-24
€302k
+13.5%
18-24
€8k
-
18-24
0.87
+10.1%
18-24
0.66
+18.8%
18-24
-4.9%
+33.3%
18-24
-21.35
-46.5%
18-24
-25.6%
-2418.4%
18-24
1.3%
+1579.5%
18-24
1.3%
-
18-24
3.9%
-
18-24
11.67
+98.2%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €28k |
| Net profit | €4k |
| Cash flow | €20k |
| Staff costs | €44k |
| Income taxes | €6k |
| Dividends | - |
| Total assets | €296k |
| Equity | €-15k |
| Debt | €311k |
| of which ≤ 1y | €302k |
| of which > 1y | €8k |
| Working capital | €-39k |
| Employees (FTE) | 2.3 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.87 |
| Quick ratio | 0.66 |
| Working capital ratio | -13.3% |
| Solvency | -4.9% |
| Debt / equity | -21.35 |
| Long-term debt ratio | -0.51 |
| Interest coverage | 11.67 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.3% |
| ROE | -25.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €296k |
| Fixed assets | 21/28 | €33k |
| Tangible fixed assets | 22/27 | €30k |
| Financial fixed assets | 28 | €4k |
| Current assets | 29/58 | €263k |
| Stocks & contracts in progress | 3 | €64k |
| Amounts receivable within one year | 40/41 | €145k |
| Cash & bank | 54/58 | €40k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €296k |
| Equity | 10/15 | €-15k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €70k |
| Accumulated profits (losses) | 14 | €-104k |
| Amounts payable | 17/49 | €311k |
| Amounts payable after one year | 17 | €8k |
| Amounts payable within one year | 42/48 | €302k |
| Trade debts payable within one year | 44 | €18k |
| Income statement | ||
| Gross operating margin | 9900 | €80k |
| Operating result | 9901 | €12k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €9k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
Current directors & mandates
-
KAYALI HalilAssocié actifState Gazette act 21143039 (07-12-2021)Current07-12-2021 → present
-
KOYUNCU EdizGérantState Gazette act 21143039 (07-12-2021)Current22-01-2020 → present
2 events
- 07-12-2021 Appointed· Gérant
- 22-01-2020 Appointed· Associé actif
-
Mustafa KoyuncuDirectorState Gazette act 21366094 (09-11-2021)Current20-10-2017 → present
3 events
- 07-12-2021 Resigned· Gérant
- 09-11-2021 Appointed· Director
- 20-10-2017 Appointed· Associé actif
Former directors (6)
-
KARAGOZ MushapAssocié actifState Gazette act 21143039 (07-12-2021)Former07-12-2021 → 15-06-2023
3 events
- 15-06-2023 Resigned· Director
- 10-05-2023 Resigned· Associé actif
- 07-12-2021 Appointed· Associé actif
-
VATANSEVER KadirAssocié actifState Gazette act 20012422 (22-01-2020)Former- → 22-01-2020
-
KOYUNCU YasarGérantState Gazette act 18183145 (24-12-2018)Former- → 24-12-2018
2 events
- 24-12-2018 Resigned· Gérant
- 08-05-2017 Resigned· Associé actif
-
SHAKIROV DzhuneytAssocié actifState Gazette act 16145576 (21-10-2016)Former21-10-2016 → 20-10-2017
2 events
- 20-10-2017 Resigned· Associé actif
- 21-10-2016 Appointed· Associé actif
-
KOYUNCU BurakAssocié actifState Gazette act 15042074 (20-03-2015)Former20-03-2015 → 21-10-2016
2 events
- 21-10-2016 Resigned· Associé actif
- 20-03-2015 Appointed· Associé actif
-
YumerAssocié actifState Gazette act 14182776 (08-10-2014)Former- → 08-10-2014
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
| NACE primary | Detailhandel in onderdelen en accessoires van motorvoertuigen(47820) |
| Legal form | Private limited company(610) |
| Incorporation | 24-11-2000 |
| Status | Active |
| Postal code | 1030 |
Establishment units
Panter Pneus - Kalabak Su
since 20112.232.183.497
Panter Pneus
since 20222.387.735.073
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0067/02G000 | Brussels | 874 m² | 1 · 875 m² | 23.7 m · 5 fl. |
| 21910E0052/02A000 | Brussels | 153 m² | 1 · 77 m² | 13.7 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
29-06-2026
NBB filing
Annual accounts filed
2024
28-10-2024
NBB filing
Annual accounts filed
2023
17-07-2023
NBB filing
Annual accounts filed
16-06-2023
NBB filing
Annual accounts filed
15-06-2023
State Gazette act
Director changes
12-05-2023
NBB filing
Annual accounts filed
10-05-2023
State Gazette act
Director changes
2021
07-12-2021
State Gazette act
Director changes
09-11-2021
State Gazette act
Statutes amendment
2020
29-12-2020
NBB filing
Annual accounts filed
22-01-2020
State Gazette act
Director changes
2019
30-09-2019
NBB filing
Annual accounts filed
2018
24-12-2018
State Gazette act
Director changes
31-08-2018
NBB filing
Annual accounts filed
2017
20-10-2017
State Gazette act
Director changes
08-05-2017
State Gazette act
Director changes
2016
21-10-2016
State Gazette act
Director changes
30-09-2016
NBB filing
Annual accounts filed
2015
29-08-2015
NBB filing
Annual accounts filed
20-03-2015
State Gazette act
Capital & shares
2014
08-10-2014
State Gazette act
Director changes
Belgisch Staatsblad, acts
Capital history · 1
20-03-2015
v3.2
All acts · 11
updated 3 years ago
2023
15-06-2023 KARAGOZ Mushap resigns as director
- KARAGOZ Mushap, Bestuurder
Summary:
v3.2
Technical details
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{
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"name": "KARAGOZ Mushap",
"address": null,
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}
}
],
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"act_meta": {
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},
"subject_company": {
"kbo": "0473.348.122",
"name_full": "PANTER PNEUS - KALABAK SU"
}
}10-05-2023 KARAGOZ Mushap resigns as associé actif
- KARAGOZ Mushap, Associé actif
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "associ\u00E9 actif",
"person": {
"rrn": null,
"name": "KARAGOZ Mushap",
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}
}
],
"schema": "v3.2",
"act_meta": {
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"subject_company": {
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}
}2021
07-12-2021 3 directors appointed, 1 resigning
- KAYALI Halil, Associé actif
- KARAGOZ Mushap, Associé actif
- KOYUNCU Ediz, Gérant
- KOYUNCU Mustafa, Gérant
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "g\u00E9rant",
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"name": "KOYUNCU Mustafa",
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},
{
"kind": "director_in",
"role": "associ\u00E9 actif",
"person": {
"rrn": null,
"name": "KAYALI Halil",
"address": null,
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}
},
{
"kind": "director_in",
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},
{
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"person": {
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"name": "KOYUNCU Ediz",
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}
}
],
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"act_meta": {
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},
"subject_company": {
"kbo": "0473.348.122",
"name_full": "PANTER PNEUS - KALABAK SU DEMOSATRECULE"
}
}09-11-2021 Articles of association amended
Summary:
v3.2
Technical details
{
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"name_change": {
"new": "Panter Pneus",
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"changed": true
},
"seat_change": {
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},
"object_change": {
"changed": true
},
"subject_company": {
"kbo": "0473.348.122",
"name_full": "PANTER PNEUS - KALABAK SU"
},
"legal_form_change": {
"new": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
"old": "Soci\u00E9t\u00E9 priv\u00E9e \u00E0 responsabilit\u00E9 limit\u00E9e",
"changed": false
}
}2020
22-01-2020 1 director appointed, 1 resigning
- KOYUNCU Ediz, Associé actif
- VATANSEVER Kadir, Associé actif
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "associ\u00E9 actif",
"person": {
"rrn": null,
"name": "VATANSEVER Kadir",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "associ\u00E9 actif",
"person": {
"rrn": null,
"name": "KOYUNCU Ediz",
"address": null,
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}
],
"schema": "v3.2",
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},
"subject_company": {
"kbo": "0473.348.122",
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}
}2018
24-12-2018 Koyuncu Yasar resigns as gérant
- Koyuncu Yasar, Gérant
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "g\u00E9rant",
"person": {
"rrn": null,
"name": "Koyuncu Yasar",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0473.348.122",
"name_full": "PANTER PNEUS - KALABAK SU"
}
}2017
20-10-2017 1 director appointed, 1 resigning
- KOYUNCU Mustafa, Associé actif
- SHAKIROV Dzhuneyt, Associé actif
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "associ\u00E9 actif",
"person": {
"rrn": null,
"name": "SHAKIROV Dzhuneyt",
"address": null,
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}
},
{
"kind": "director_in",
"role": "associ\u00E9 actif",
"person": {
"rrn": null,
"name": "KOYUNCU Mustafa",
"address": null,
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}
}
],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
"kbo": "0473.348.122",
"name_full": "PANTER PNEUS - KALABAK SU"
}
}08-05-2017 KOYUNCU Yasar resigns as associé actif
- KOYUNCU Yasar, Associé actif
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "associ\u00E9 actif",
"person": {
"rrn": null,
"name": "KOYUNCU Yasar",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0473.348.122",
"name_full": "PANTER PNEUS-KALABAK SA"
}
}2016
21-10-2016 1 director appointed, 1 resigning
- SHAKIROV Dzhuneyt, Associé actif
- KOYUNCU Burak, Associé actif
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "associ\u00E9 actif",
"person": {
"rrn": null,
"name": "KOYUNCU Burak",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "associ\u00E9 actif",
"person": {
"rrn": null,
"name": "SHAKIROV Dzhuneyt",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
"kbo": "0473.348.122",
"name_full": "PANTER PNEUS - KALABAK SU"
}
}2015
20-03-2015 Transaction in capital or shares
Summary:
v3.2
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
"kbo": "0473.348.122",
"name_full": "PANTER PNEUS - KALABAK SU"
}
}2014
08-10-2014 Yumer resigns as associé actif
- Yumer, Associé actif
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "associ\u00E9 actif",
"person": {
"rrn": null,
"name": "Yumer",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0473.348.122",
"name_full": "PANTER PNEUS-KALABAK SU"
}
}Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE)
Activities
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Detailhandel in onderdelen en accessoires van motorvoertuigen45320Detailhandel in onderdelen en accessoires van motorvoertuigen47820Kleinhandel in onderdelen en accessoires van auto's50302Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Onderhoud en reparatie van auto's50200Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311
Primary activity highlighted.
Names & trade names
| Legal nameFR | Panter Pneus |
Registered office
Paviljoenstraat 5
1030 Schaarbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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