AYMAN ADNAN
ActiveThe computed 12-month bankruptcy probability of AYMAN ADNAN is 3.4% (moderate). The 2025 annual accounts show equity of €35k and a net result of €2k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 17964 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-76
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 5.64 against 3.19 in 2024), and 16% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
13 d early
2024
13 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▲ 5.0%
2024 · €33k
2023: €21k
2024: €33k
2023 → 2025
Total assets
€42k▼ 9.0%
2024 · €46k
2023: €25k
2024: €46k
2023 → 2025
Net result
€2k▼ 86.7%
2024 · €12k
2023: €6k
2024: €12k
2023 → 2025
Working capital
€31k▲ 13.4%
2024 · €27k
2023: €13k
2024: €27k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€21k-€33k▲ 59.7%€35k▲ 5.0%
Operating result€8k-€16k▲ 97.0%€4k▼ 76.4%
Net result€6k-€12k▲ 113%€2k▼ 86.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€4k▼ 33.3%
Current assets
€38k▼ 5.4%
Equity and liabilities €42k
Equity
€35k▲ 5.0%
Debt
€7k▼ 46.4%
The debt ratio falls from 27.2% to 16.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€6k▼
2024 · €18k
Cash flow
€4k▼
2024 · €14k
Solvency
84.0%▲
2024 · 72.8%
Current ratio
5.64▲
2024 · 3.19
Quick ratio
2.64▲
2024 · 2.35
Debt / equity
0.19▼
2024 · 0.37
ROE
4.7%▼
2024 · 37.4%
ROA
4.0%▼
2024 · 27.2%
Interest coverage
3.41▼
2024 · 47.58
Debt
€7k▼
2024 · €12k
Debt ≤ 1 year
€7k▼
2024 · €12k
Income taxes
€414▼
2024 · €3k
Staff costs
€18k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€42k▼
Fixed assets21/28€6k€4k▼
Intangible fixed assets21€6k€4k▼
Current assets29/58€40k€38k▼
Stocks and contracts in progress3€11k€20k▲
Stocks30/36€11k€20k▲
Amounts receivable within one year40/41€20k€10k▼
Other amounts receivable41€20k€10k▼
Cash at bank and in hand54/58€9k€8k▼
Equity and liabilities
Total equity and liabilities10/49€46k€42k▼
Equity10/15€33k€35k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€18k€20k▲
Amounts payable17/49€12k€7k▼
Amounts payable within one year42/48€12k€7k▼
Trade debts44€6k€817▼
Suppliers440/4€6k€817▼
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€17k€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Gross operating margin9900€35k€23k▼
Operating profit (loss)9901€16k€4k▼
Financial charges65/66B€377€2k▲
Recurring financial charges65€377€2k▲
Profit (loss) for the period before taxes9903€16k€2k▼
Income taxes67/77€3k€414▼
Profit (loss) for the period9904€12k€2k▼
Profit (loss) for the period to be appropriated9905€12k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€20k▲
Profit (loss) brought forward from the previous period14P€6k€18k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼86.7%
Net result drops to €2k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €12k ▲113%
Operating result €16k, net result €12k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Léon Delacroixstraat 231070 AnderlechtGround area
237 m²
Building footprint
217 m²
Volume, LiDAR
3,551 m³
2 parcels, Brussels · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
AYMAN ADNAN
since 20232.346.310.828
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0026/00P002 | Brussels | 121 m² | 1 · 112 m² | 20.8 m · 6 fl. |
| 21304B0061/00E005 | Brussels | 116 m² | 1 · 105 m² | 16.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVorst2.346.310.828
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Of 10,411 companies in sector 47110 we hold annual accounts for 5,786. 4,454 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2023
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:asma09akter@gmail.com
Phone:0498690491