PANISA
The computed 12-month bankruptcy probability of PANISA is 3.4% (moderate). The 2022 annual accounts show equity of €19k and a net result of €4k. Equity is shrinking by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 6533 sector peers (fiscal year 2022). The company has been active since 1986 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
| Equity | €19k |
| Net result | €4k |
| Better than sector | 95% |
| Active | 40 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 88.6% | 36.4% | |
| Net result | €4k | €12k | |
| Equity | €19k | €26k | |
| Gross operating margin | €21k | €32k | |
| Staff costs | €15k | €26k |
| Fiscal year | 2022 |
|---|---|
| Deposit | micro |
| Revenue | €45k |
| EBITDA | - |
| Net profit | €4k |
| Cash flow | - |
| Staff costs | €15k |
| Income taxes | - |
| Dividends | - |
| Total assets | €21k |
| Equity | €19k |
| Debt | €2k |
| of which ≤ 1y | €2k |
| of which > 1y | - |
| Working capital | €17k |
| Employees (FTE) | - |
| 2022 | |
|---|---|
| Current ratio | 11.46 |
| Quick ratio | 11.46 |
| Working capital ratio | 81.4% |
| Solvency | 88.6% |
| Debt / equity | 0.09 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | 41.6% |
| Net margin | 9.2% |
| ROA | 19.6% |
| ROE | 22.2% |
| EBITDA margin | - |
| Days sales outstanding | 139d |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €21k |
| Fixed assets | 21/28 | €2k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €19k |
| Amounts receivable within one year | 40/41 | €17k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €21k |
| Equity | 10/15 | €19k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €3k |
| Accumulated profits (losses) | 14 | €-2k |
| Provisions & deferred taxes | 16 | €773 |
| Amounts payable | 17/49 | €2k |
| Amounts payable within one year | 42/48 | €2k |
| Income statement | ||
| Turnover | 70 | €45k |
| Gross operating margin | 9900 | €21k |
| Operating result | 9901 | €5k |
| Financial charges | 65 | €276 |
| Result before taxes | 9903 | €4k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
-
Munteanu-Zaharia Mircea-MihaiDirectorState Gazette act 24111153 (23-07-2024)Current23-04-2024 → present
2 events
- 23-07-2024 Appointed· Director
- 23-04-2024 Appointed· Co administrateur
Former directors (3)
-
INFANTINO GiuseppeDirectorState Gazette act 23354734 (12-06-2023)Former07-11-2022 → 23-07-2024
3 events
- 23-07-2024 Resigned· Director
- 12-06-2023 Appointed· Director
- 07-11-2022 Appointed· Manager
-
El Guenouni AbdeslamManagerState Gazette act 22130978 (07-11-2022)Former- → 07-11-2022
-
Mahbub HassanManagerState Gazette act 22130978 (07-11-2022)Former- → 07-11-2022
| NACE primary | Metselwerk(43910) |
| Legal form | Private limited company(610) |
| Incorporation | 05-05-1986 |
| Status | Active |
| Postal code | - |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1778/00D000 | Brussels | 670 m² | 1 · 488 m² | 27.7 m · 8 fl. |
| 52061B0493/00Z000 | Wallonia | 51 m² | 1 · 46 m² | 10.9 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
23-07-2024 Transaction in capital or shares
Technical details
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"subject_company": {
"kbo": "0428.957.259",
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}
}23-04-2024 MUNTEANU-ZAHARIA MIRCEA-MIHAI appointed as co administrateur
- MUNTEANU-ZAHARIA MIRCEA-MIHAI, Co administrateur
Technical details
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}12-06-2023 INFANTINO Giuseppe appointed as director
- INFANTINO Giuseppe, Bestuurder
Technical details
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}
}07-11-2022 Registered office moved from Anderlecht to Roux
- Ch De Mons 150, 1070 Anderlecht → 6044 Roux; Rue De Jumet 142/001
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "6044 Roux; Rue De Jumet 142/001",
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"region": "waals_gewest",
"street": "Rue De Jumet",
"country": "BE",
"postcode": "6044",
"box_number": "001",
"street_number": "142",
"locality_suffix": null
},
"old_address": {
"raw": "Ch De Mons 150, 1070 Anderlecht",
"city": "Anderlecht",
"region": "brussels_hoofdstedelijk_gewest",
"street": "Ch De Mons",
"country": "BE",
"postcode": "1070",
"box_number": null,
"street_number": "150",
"locality_suffix": null
},
"effective_date": "2022-10-20",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale prend acte du transfert du si\u00E8ge social \u00E0 6044 Roux; Rue De Jumet 142/001",
"region_changed": true,
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"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": true,
"effective_date_is_approximate": false
}
],
"notary": {
"name": "El Guenouni Abdeslam",
"firm_city": null,
"firm_name": null,
"office_city": "Bruxelles",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": null,
"filing_date": "2022-10-25",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2022-10-20",
"unanimous": true
},
"subject_company": {
"kbo": "0428.957.259",
"name_full": "PANISA",
"legal_form": "SPRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "El Guenouni Abdeslam",
"org_rep_person_name": null,
"person_role_at_subject": "pr\u00E9sident de l\u0027assembl\u00E9e g\u00E9n\u00E9rale"
},
"co_filed_documents": [
"Proc\u00E8s-verbal de l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire",
"D\u00E9claration de cession des parts",
"D\u00E9mission et nomination des g\u00E9rants"
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | PANISA |
- 13-06-2025 Address struck