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Complete company report
Generated 27-07-2026
Active BE 1002.353.656Private limited company

Panimas

Wolterslaan 132 ·9000 Gent, Belgium· 2 yrs active
Sector: Retail trade (47221)
Conclusion Checked

The computed 12-month bankruptcy probability of Panimas is 1.8% (moderate). The 2025 annual accounts show equity of €38k and a net result of €34k. Its solvency ranks better than 27% of 473 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €38k
Net result €34k
Staff (FTE) 3.4
Better than sector 27%
Snowflake analysis 5 axes · computed by Checked
Health43Profitability100Solvency5Growth50Stability67
53 / 100

Mixed profile: strong on profitability, weaker on solvency.

Health 43
Profitability 100
Solvency 5
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
1.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
43 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 26-03-2026 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 7.3% 21.1%
better than 27% of 473 sector peers
Net result €34k €32k
better than 51% of 471 sector peers
Equity €38k €162k
better than 25% of 473 sector peers
Gross operating margin €276k €282k
better than 49% of 473 sector peers
Staff costs €166k €223k
higher than 41% of 381 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA€109k
Net profit€34k
Cash flow€93k
Staff costs€166k
Income taxes€3k
Dividends-
Total assets€524k
Equity€38k
Debt€485k
of which ≤ 1y€263k
of which > 1y€222k
Working capital€-190k
Employees (FTE)3.4
Ratios (computed)
2025
Current ratio0.28
Quick ratio0.26
Working capital ratio-36.3%
Solvency7.3%
Debt / equity12.68
Long-term debt ratio5.80
Interest coverage8.47
Gross margin-
Net margin-
ROA6.5%
ROE89.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€524k
Fixed assets 21/28€450k
Intangible fixed assets 21€2k
Tangible fixed assets 22/27€447k
Financial fixed assets 28€777
Current assets 29/58€73k
Stocks & contracts in progress 3€6k
Amounts receivable within one year 40/41€8k
Cash & bank 54/58€58k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€524k
Equity 10/15€38k
Contributions / capital 10/11€4k
Reserves 13€34k
Amounts payable 17/49€485k
Amounts payable after one year 17€222k
Amounts payable within one year 42/48€263k
Trade debts payable within one year 44€75k
Income statement
Gross operating margin 9900€276k
Operating result 9901€50k
Financial income 75€95
Financial charges 65€13k
Result before taxes 9903€37k
Income taxes 67/77€3k
Net result for the period 9904€34k
Result to be appropriated 9905€34k
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47221)
Legal form Private limited company(610)
Incorporation16-11-2023
StatusActive
Postal code9000
Establishment units 1 location
Wolterslaan 132, 9000 Gent
Groothandel in niet-elektrische huishoudelijke artikelen
since 20232.352.181.506
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44811L0012/00F005 Flanders 148 m² 1 · 148 m² 13.2 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
26-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in vlees en vleesproducten in gespecialiseerde winkels, m.u.v. vlees van wild en van gevogelte47221Detailhandel in vlees en vleesproducten, muv vlees van wild en van gevogelte47221Detailhandel in groenten en fruit in gespecialiseerde winkels47210Detailhandel in groenten en fruit47210Detailhandel in vlees van wild en van gevogelte in gespecialiseerde winkels47222Detailhandel in vlees van wild en van gevogelte47222Detailhandel in zuivelproducten en eieren47271Detailhandel in zuivelproducten en eieren in gespecialiseerde winkels47291Catering56210Catering van evenementen56210Verhuur en lease van vaat- en glaswerk, keuken- en tafelgerei, elektrische huishoudapparaten en andere huishoudelijke benodigdheden77223Verhuur en lease van vaat- en glaswerk, keuken- en tafelgerei, elektrische huishoudapparaten en andere huishoudelijke benodigdheden77293
Primary activity highlighted.
Names & trade names
Legal nameNL Panimas
Registered office
Wolterslaan 132
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative