PANDAVA
The computed 12-month bankruptcy probability of PANDAVA is 0.5% (low). The 2025 annual accounts show equity of €590k and a net result of €-42k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 61% of 473 sector peers (fiscal year 2025). The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €590k |
| Net result | €-42k |
| Staff (FTE) | 13.4 |
| Better than sector | 61% |
Mixed profile: strong on stability, weaker on profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 28.7% | 21.1% | |
| Net result | €-42k | €32k | |
| Equity | €590k | €162k | |
| Gross operating margin | €793k | €282k | |
| Staff costs | €631k | €223k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €158k |
| Net profit | €-42k |
| Cash flow | €130k |
| Staff costs | €631k |
| Income taxes | - |
| Dividends | - |
| Total assets | €2.05M |
| Equity | €590k |
| Debt | €1.46M |
| of which ≤ 1y | €1.09M |
| of which > 1y | €369k |
| Working capital | €266k |
| Employees (FTE) | 13.4 |
| 2025 | |
|---|---|
| Current ratio | 1.24 |
| Quick ratio | 0.51 |
| Working capital ratio | 13.0% |
| Solvency | 28.7% |
| Debt / equity | 2.48 |
| Long-term debt ratio | 0.63 |
| Interest coverage | 2.47 |
| Gross margin | - |
| Net margin | - |
| ROA | -2.1% |
| ROE | -7.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.05M |
| Fixed assets | 21/28 | €693k |
| Tangible fixed assets | 22/27 | €693k |
| Current assets | 29/58 | €1.36M |
| Stocks & contracts in progress | 3 | €802k |
| Amounts receivable within one year | 40/41 | €420k |
| Cash & bank | 54/58 | €70k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.05M |
| Equity | 10/15 | €590k |
| Contributions / capital | 10/11 | €497k |
| Reserves | 13 | €136k |
| Accumulated profits (losses) | 14 | €-42k |
| Amounts payable | 17/49 | €1.46M |
| Amounts payable after one year | 17 | €369k |
| Amounts payable within one year | 42/48 | €1.09M |
| Trade debts payable within one year | 44 | €391k |
| Income statement | ||
| Gross operating margin | 9900 | €793k |
| Operating result | 9901 | €-15k |
| Financial income | 75 | €36k |
| Financial charges | 65 | €64k |
| Result before taxes | 9903 | €-42k |
| Net result for the period | 9904 | €-42k |
| Result to be appropriated | 9905 | €-42k |
| NACE primary | Retail trade(47621) |
| Legal form | Public limited company(014) |
| Incorporation | 29-12-1978 |
| Status | Active |
| Postal code | 2940 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11020I0478/00H002 | Flanders | 2,761 m² | 1 · 2,052 m² | 8.7 m · 2 fl. |
| 11020I0478/00M002 | Flanders | 1,238 m² | 1 · 163 m² | 9.2 m · 1 fl. |
| 11442C0150/00P005 | Flanders | 405 m² | 1 · 405 m² | 11.5 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
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| Legal nameNL | PANDAVA |