PAND-X
The computed 12-month bankruptcy probability of PAND-X is 0.7% (low). The 2024 annual accounts show equity of €62k and a net result of €57k. Equity is growing by ~193.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 4962 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €62k |
| Net result | €57k |
| Staff (FTE) | 1.3 |
| Better than sector | 76% |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 54.8% | 16.7% | |
| Net result | €57k | €2k | |
| Equity | €62k | €27k | |
| Gross operating margin | €137k | €27k | |
| Staff costs | €59k | €20k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €76k |
| Net profit | €57k |
| Cash flow | €61k |
| Staff costs | €59k |
| Income taxes | €15k |
| Dividends | €833 |
| Total assets | €114k |
| Equity | €62k |
| Debt | €51k |
| of which ≤ 1y | €51k |
| of which > 1y | - |
| Working capital | €42k |
| Employees (FTE) | 1.3 |
| 2024 | |
|---|---|
| Current ratio | 1.82 |
| Quick ratio | 1.82 |
| Working capital ratio | 36.7% |
| Solvency | 54.8% |
| Debt / equity | 0.82 |
| Long-term debt ratio | - |
| Interest coverage | 278.95 |
| Gross margin | - |
| Net margin | - |
| ROA | 49.8% |
| ROE | 90.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €114k |
| Fixed assets | 21/28 | €21k |
| Tangible fixed assets | 22/27 | €21k |
| Current assets | 29/58 | €93k |
| Amounts receivable within one year | 40/41 | €44k |
| Cash & bank | 54/58 | €48k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €114k |
| Equity | 10/15 | €62k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €11k |
| Accumulated profits (losses) | 14 | €50k |
| Amounts payable | 17/49 | €51k |
| Amounts payable within one year | 42/48 | €51k |
| Trade debts payable within one year | 44 | €20k |
| Income statement | ||
| Gross operating margin | 9900 | €137k |
| Operating result | 9901 | €72k |
| Financial income | 75 | €524 |
| Financial charges | 65 | €274 |
| Result before taxes | 9903 | €72k |
| Income taxes | 67/77 | €15k |
| Net result for the period | 9904 | €57k |
| Result to be appropriated | 9905 | €57k |
Former directors (1)
-
Luc IckxDirectorState Gazette act 25005941 (13-01-2025)Former- → 15-12-2024
| NACE primary | Bemiddeling in verband met exploitatie van en handel in onroerend goed(68310) |
| Legal form | Private limited company(610) |
| Incorporation | 11-08-2021 |
| Status | Active |
| Postal code | 1730 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095B0028/00Z002 | Flanders | 1,052 m² | 1 · 1,052 m² | 9.2 m · 2 fl. |
| 23322L0385/00F000 | Flanders | 281 m² | 1 · 217 m² | 15.6 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
13-01-2025 Luc Ickx resigns as director
- Luc Ickx, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Luc Ickx",
"address": "1730 Asse Heierveld 48",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": "niet_statutair",
"compensated": null,
"effective_date": "2024-12-15",
"evidence_quote": "De algemene vergadering beslist tot het ontslag van Luc Ickx, met woonplaats te 1730 Asse Heierveld 48, als niet-statutaire bestuurder, en dit met ingang op 15/12/2024.",
"decharge_status": "granted",
"mandate_duration": null,
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"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "decharge_granted",
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},
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"evidence_quote": "De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
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}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Brussel",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-01-13",
"filing_date": "2025-01-03",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2024-12-15",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0772.458.609",
"name_full": "PAND-X",
"legal_form": "BV"
},
"publication_proxy": {
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"org_kbo": null,
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"person_name": "Lo\u00EFc Ickx",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}19-12-2024 Registered office moved from Zellik to Asse
- Z.3 Doornveld 184, 1731 Zellik → Gemeenteplein 12A, 1730 Asse
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "combined",
"new_address": {
"raw": "Gemeenteplein 12A, 1730 Asse",
"city": "Asse",
"region": "vlaams_gewest",
"street": "Gemeenteplein",
"country": "BE",
"postcode": "1730",
"box_number": null,
"street_number": "12A",
"locality_suffix": null
},
"old_address": {
"raw": "Z.3 Doornveld 184, 1731 Zellik",
"city": "Zellik",
"region": "vlaams_gewest",
"street": "Doornveld",
"country": "BE",
"postcode": "1731",
"box_number": null,
"street_number": "184",
"locality_suffix": null
},
"effective_date": "2024-12-06",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "act_body",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "beide",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-12-19",
"filing_date": "2024-12-11",
"act_kind_objet": "Zetel (zetelverplaatsing)"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2024-12-06",
"unanimous": null
},
"subject_company": {
"kbo": "0772.458.609",
"name_full": null,
"legal_form": "BV"
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"publication_proxy": {
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"org_kbo": null,
"org_name": null,
"person_name": "Lo\u00EFc Ickx",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": []
}| Legal nameNL | PAND-X |