PANAM
A bankruptcy procedure is open for PANAM according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €20k and a net result of €8k.
| Equity | €20k |
| Net result | €8k |
| Staff (FTE) | 0.9 |
| Better than sector | 55% |
Mixed profile: strong on profitability, weaker on stability.
All 5 axes are computed from data Checked has read.
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 39.9% | 36.4% | |
| Net result | €8k | €12k | |
| Equity | €20k | €26k | |
| Gross operating margin | €25k | €32k | |
| Staff costs | €12k | €26k |
| Fiscal year | 2022 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €13k |
| Net profit | €8k |
| Cash flow | €10k |
| Staff costs | €12k |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €51k |
| Equity | €20k |
| Debt | €30k |
| of which ≤ 1y | €30k |
| of which > 1y | - |
| Working capital | €9k |
| Employees (FTE) | 0.9 |
| 2022 | |
|---|---|
| Current ratio | 1.31 |
| Quick ratio | 0.44 |
| Working capital ratio | 18.5% |
| Solvency | 39.9% |
| Debt / equity | 1.51 |
| Long-term debt ratio | - |
| Interest coverage | 63.40 |
| Gross margin | - |
| Net margin | - |
| ROA | 16.2% |
| ROE | 40.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €51k |
| Fixed assets | 21/28 | €11k |
| Tangible fixed assets | 22/27 | €11k |
| Financial fixed assets | 28 | €110 |
| Current assets | 29/58 | €40k |
| Stocks & contracts in progress | 3 | €26k |
| Amounts receivable within one year | 40/41 | €6k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €51k |
| Equity | 10/15 | €20k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €250 |
| Accumulated profits (losses) | 14 | €17k |
| Amounts payable | 17/49 | €30k |
| Amounts payable within one year | 42/48 | €30k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €25k |
| Operating result | 9901 | €11k |
| Financial charges | 65 | €198 |
| Result before taxes | 9903 | €11k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €8k |
| Result to be appropriated | 9905 | €8k |
-
Current30-03-2023 → present
Former directors (1)
-
Former- → 30-03-2023
| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| SARDA JonathanCurrent Statutory auditor |
- | 01-07-2023 → present |
| LOFORTE Carle Statutory auditor |
- | - → 23-02-2026 |
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | CHRISTELLE GRODENT RUE NEUVE 5,
4032 CHENEE |
02-03-2026 → present | Belgian State Gazette |
| Curator | LEON LEDUC PLACE DE
BRONCKART 1, 4000 LIEGE 1 |
02-03-2026 → present | Belgian State Gazette |
| NACE primary | Overige gespecialiseerde bouwactiviteiten, neg(43990) |
| Legal form | Private limited company(610) |
| Incorporation | 18-01-2021 |
| Status | Active |
| Postal code | 4453 |
| First BS signal | 09-03-2026 |
| Latest BS signal | 09-03-2026 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62107A0615/00B000 | Wallonia | 739 m² | 1 · 181 m² | 8.2 m · 2 fl. |
| 62112A0216/00V032 | Wallonia | 452 m² | 1 · 92 m² | 10.7 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
23-02-2026 LOFORTE Carle resigns as statutory auditor
- LOFORTE Carle, Commissaris
Technical details
{
"events": [
{
"kind": "commissaris_out",
"role": "commissaris",
"person": {
"rrn": null,
"name": "LOFORTE Carle",
"address": null,
"birth_date": null
},
"evidence_quote": "D\u00E9mission de Madame LOFORTE Carle de son poste d\u0027associ\u00E9e et coadministratrice de la soci\u00E9t\u00E9 et d\u00E9charge des toutes responsabilit\u00E9s envers la soci\u00E9t\u00E9.",
"discharge_granted": true
}
],
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0761.716.452",
"name_full": "PANAM",
"legal_form": "SRL"
}
}24-10-2023 SARDA Jonathan appointed as statutory auditor
- SARDA Jonathan, Commissaris
Technical details
{
"events": [
{
"kind": "commissaris_in",
"role": "commissaris",
"person": {
"rrn": null,
"name": "SARDA Jonathan",
"address": null,
"birth_date": null
},
"effective_date": "2023-07-01",
"evidence_quote": "Monsieur SARDA Jonathan (NN 830321 391 64) n\u00E9 le 21/03/1993, domicili\u00E9 Rue Guillaume Mar\u00E9chal 2 K 02 \u00E0 4453 VILLERS SAINT SIMEON est propos\u00E9 comme nouvel associ\u00E9 et coadministrateur de la soci\u00E9t\u00E9."
}
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"kbo": "0761.716.452",
"name_full": "PANAM",
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}07-06-2023 Registered office moved from LIEGE to VILLERS SAINT SIMEON
- Quai de Ardennes 50/58, 4020 LIEGE → Rue Guillaume Maréchal 2, 4453 VILLERS SAINT SIMEON
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "VILLERS SAINT SIMEON",
"region": null,
"street": "Rue Guillaume Mar\u00E9chal",
"country": "BE",
"postcode": "4453",
"box_number": "K 02",
"street_number": "2"
},
"old_address": {
"city": "LIEGE",
"region": null,
"street": "Quai de Ardennes",
"country": "BE",
"postcode": "4020",
"box_number": null,
"street_number": "50/58"
},
"effective_date": "2023-03-01",
"evidence_quote": "Le si\u00E8ge social est transf\u00E9rer \u00E0 4453 VILLERS SAINT SIMEON Rue Guillaume Mar\u00E9chal 2 K 02"
}
],
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"subject_company": {
"kbo": "0761.716.452",
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"legal_form": "SRL"
}
}30-03-2023 1 director appointed, 1 resigning
- LOFORTE Carla, Bestuurder
- SARDA Jonathan, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "SARDA Jonathan",
"address": null,
"birth_date": null
},
"evidence_quote": "D\u00E9mission de Monsieur SARDA Jonathan de son poste d\u0027associ\u00E9 et d\u0027administrateur de la soci\u00E9t\u00E9."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "LOFORTE Carla",
"address": null,
"birth_date": null
},
"evidence_quote": "Nomination de Madame LOFORTE Carla n\u00E9e le 21 mars 1981 \u00E0 LIEGE, domicili\u00E9e \u00E0 4430 ANS Rue Cl\u00E9menceau 11 NN 810321 080 42 au poste d\u0027associ\u00E9e et d\u0027administratrice de la soci\u00E9t\u00E9."
}
],
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},
"subject_company": {
"kbo": "0761.716.452",
"name_full": "PANAM",
"legal_form": "SRL"
}
}08-11-2022 Registered office moved within LIEGE
- Rue A. Tilkin 28, 4000 LIEGE → Quai des Ardennes 50/58, 4020 LIEGE
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "LIEGE",
"region": null,
"street": "Quai des Ardennes",
"country": "BE",
"postcode": "4020",
"box_number": null,
"street_number": "50/58"
},
"old_address": {
"city": "LIEGE",
"region": null,
"street": "Rue A. Tilkin",
"country": "BE",
"postcode": "4000",
"box_number": "1",
"street_number": "28"
},
"effective_date": "2022-01-01",
"evidence_quote": "Transfert du si\u00E8ge sociale au 50/58 Quai des Ardennes 4020 LIEGE"
}
],
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0761.716.452",
"name_full": "PANAM",
"legal_form": "SRL"
}
}22-07-2021 Articles of association amended
Technical details
{
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},
"statute_change": {
"name_change": false,
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"object_change": true,
"effective_date": "2021-03-18",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0761.716.452",
"name_full": "PANAM",
"legal_form": "SRL"
},
"signature_regime": null,
"special_mandates": [],
"governance_change": {
"admin_delegated_added": []
}
}20-01-2021 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "4000 Li\u00E8ge, Rue Alphonse-Tilkin 26 bte 21",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
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},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1983-03-21",
"name": "Jonathan SARDA",
"niss": null,
"address": "4000 Li\u00E8ge, rue Alphonse-Tilkin 26/21"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "Jonathan SARDA",
"is_subscriber_only": false,
"n_shares_subscribed": 25,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 2500,
"subject_company": {
"kbo": "0761.716.452",
"name_full": "PANAM",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2021-01-15",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | PANAM |