Financials
- Fiscal year
- 2025
- Total assets
- €6,645
- Profit
- €1,339
- Solvency
- -293.0%
Total assets▲ 249%
Net result
20242025
PAMVEER
ActiveSummary
PAMVEER has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€19,468) and a net result of €1,339. Its solvency ranks better than 5% of 2830 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
What they do
Washing and cleaning of motor vehicles
NACE 95316NACE 45206
1 site
How big
€6,645total assets 2025
- Equity
- -€19,468
- Profit
- €1,339
Turnover not published (abridged schema)
Who decides
Accounts on time0 of 1 deed read
Why 55Capped at 59: negative equity- Founded in 2024- Negative equity -€19,468+ Liquidity: current ratio 0.27, cash €6,570+ Size: total assets €6,645Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 44% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency
0=
equity -293.0% of total assets
Liquidity
50=
short-term debt 374.5% · cash 98.9%
Profitability
88+88
return on assets 20.2%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 0.27, cash €6,570 lowers the probability
- Founded in 2024 raises the probability for this profile
- Negative equity -€19,468 raises the probability
- Size: total assets €6,645 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.27; short-term debt: 374.5% and cash: 98.9% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 6%, liquidity 47%, profitability 77%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2830 sector peers (2025).
NBB · sector comparisonPosition among 2830 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
8 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 4 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €1,339
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 31-07-2027
- 31-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 08-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Washing and cleaning of motor vehiclesNACE 95316
- Founded
- 15-01-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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