Active BE 0804.975.680Private limited company

PAMBO

Bernard De Vadderlaan 1 ·2950 Kapellen, Belgium· 2 yrs active

Sector: Real estate rental (68203)

Conclusion Checked

The computed 12-month bankruptcy probability of PAMBO is 0.7% (low). The 2024 annual accounts show equity of €8.33M and a net result of €-1k. Its solvency ranks better than 83% of 4908 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€8.33M
Net result	€-1k
Better than sector	83%
Active	2 yrs

Snowflake analysis 5 axes · computed by Checked

53 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 52

Profitability 0

Solvency 100

Growth 32

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

0.7% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

52 / 100 Fair

050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →

Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 01-10-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	67.3%	16.6%	better than 83% of 4908 sector peers
Net result	€-1k	€2k	better than 42% of 4899 sector peers
Equity	€8.33M	€27k	better than 95% of 4910 sector peers
Gross operating margin	€15k	€27k	better than 39% of 4894 sector peers
Total assets	€12.37M	€301k	better than 95% of 4910 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-23k

- 23-24

Net profit

€-1k

- 23-24

Cash flow

€101k

-62.3% 23-24

Total assets

€12.37M

+1.0% 23-24

Equity

€8.33M

0.0% 23-24

Working capital

€7.44M

-1.1% 23-24

Income taxes

€0

-100.0% 23-24

Debt

€4.04M

+3.1% 23-24

Debt ≤ 1y

€194k

+40.0% 23-24

Debt > 1y

€3.84M

+1.6% 23-24

Current ratio

39.30

-28.8% 23-24

Quick ratio

39.30

-28.8% 23-24

Solvency

67.3%

-1.0% 23-24

Debt / equity

0.49

+3.1% 23-24

ROE

0.0%

- 23-24

ROA

0.0%

- 23-24

Interest coverage

-0.18

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€-23k
Net profit	€-1k
Cash flow	€101k
Staff costs	-
Income taxes	€0
Dividends	-
Total assets	€12.37M
Equity	€8.33M
Debt	€4.04M
of which ≤ 1y	€194k
of which > 1y	€3.84M
Working capital	€7.44M
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	39.30
Quick ratio	39.30
Working capital ratio	60.1%
Solvency	67.3%
Debt / equity	0.49
Long-term debt ratio	0.46
Interest coverage	-0.18
Gross margin	-
Net margin	-
ROA	0.0%
ROE	0.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €4.74M · 38.3% Current assets €7.63M · 61.7%

Equity & liabilities

Equity €8.33M · 67.3% Debt €4.04M · 32.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€12.37M
Fixed assets	21/28	€4.74M
Tangible fixed assets	22/27	€4.58M
Financial fixed assets	28	€155k
Current assets	29/58	€7.63M
Amounts receivable within one year	40/41	€131k
Investments	50/53	€3.17M
Cash & bank	54/58	€176k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€12.37M
Equity	10/15	€8.33M
Contributions / capital	10/11	€998k
Reserves	13	€7.33M
Accumulated profits (losses)	14	€13
Amounts payable	17/49	€4.04M
Amounts payable after one year	17	€3.84M
Amounts payable within one year	42/48	€194k
Trade debts payable within one year	44	€32k
Income statement
Gross operating margin	9900	€15k
Operating result	9901	€-125k
Financial income	75	€251k
Financial charges	65	€128k
Result before taxes	9903	€-1k
Income taxes	67/77	€0
Net result for the period	9904	€-1k
Result to be appropriated	9905	€-1k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Real estate rental(68203)
Legal form	Private limited company(610)
Incorporation	31-07-2023
Status	Active
Postal code	2950

Establishment units 1 location

PAMBO

Bernard De Vadderlaan 1, 2950 KapellenGastenkamers

since 20232.348.746.518

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11362M0390/00R005	Flanders	2,840 m²	1 · 163 m²	15.5 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

01-10-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

30-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Gastenkamers55204Gastenkamers55204Holdings64200Activiteiten van holdings64210Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201

Primary activity highlighted.

Names & trade names

Legal nameNL

PAMBO

Registered office

Bernard De Vadderlaan 1

2950 Kapellen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same NACE

Nobel BE 0413.832.385 · Antwerpen

TOLEDA INVEST BE 0416.300.640 · Gent

Beaulieu Real Estate BE 0415.327.571 · Waregem

Diamantclub van Antwerpen BE 0404.697.361 · Antwerpen

De Wallen BE 0418.402.471 · Antwerpen