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Active
BE 0423.477.947Private limited company (pre-2019)Open bankruptcy
PALOMBO L. et T.
Avenue Reine Astrid 216 ·4802 Verviers, Belgium· 43 yrs active
Sector: Plaatsen van vloer- en wandtegels
(43331)
Conclusion
A bankruptcy procedure is open for PALOMBO L. et T. according to publications in the Belgian State Gazette. The 2021 annual accounts show equity of €97k and a net result of €5k.
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €97k |
| Net result | €5k |
| Staff (FTE) | 2.7 |
| Active | 43 yrs |
Financial profile
40
/ 100
Fragile profile, watch stability in particular.
All 5 axes are computed from data Checked has read.
Health
24
Profitability
24
Solvency
100
Growth
52
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskRegister: open bankruptcyThis score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
24
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2021 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview
Annual accounts filed on 08-07-2022 with the NBB · fiscal year 2021 · full schema
€11k
-55.5%
18-21
€5k
-
18-21
€10k
-
18-21
€129k
+11.5%
18-21
€97k
+5.1%
18-21
€68k
+15.0%
18-21
3
0.0%
18-21
€51k
-
18-21
Show 12 other metrics
€115
-56.0%
18-21
€50k
-
18-21
€32k
+37.1%
18-21
€32k
+37.7%
18-21
€3k
-51.8%
18-21
3.12
-11.9%
18-21
2.68
-10.0%
18-21
75.2%
-5.8%
18-21
0.33
+637.8%
18-21
4.8%
-
18-21
3.6%
-
18-21
9.54
-
18-21
Figures by fiscal year
| Fiscal year | 2021 |
|---|---|
| Deposit | full schema |
| Revenue | - |
| EBITDA | €11k |
| Net profit | €5k |
| Cash flow | €10k |
| Staff costs | €51k |
| Income taxes | - |
| Dividends | - |
| Total assets | €129k |
| Equity | €97k |
| Debt | €32k |
| of which ≤ 1y | €32k |
| of which > 1y | - |
| Working capital | €68k |
| Employees (FTE) | 2.7 |
Ratios (computed)
| 2021 | |
|---|---|
| Current ratio | 3.12 |
| Quick ratio | 2.68 |
| Working capital ratio | 52.6% |
| Solvency | 75.2% |
| Debt / equity | 0.33 |
| Long-term debt ratio | - |
| Interest coverage | 9.54 |
| Gross margin | - |
| Net margin | - |
| ROA | 3.6% |
| ROE | 4.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2021
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2021 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €129k |
| Fixed assets | 21/28 | €29k |
| Tangible fixed assets | 22/27 | €28k |
| Financial fixed assets | 28 | €677 |
| Current assets | 29/58 | €100k |
| Stocks & contracts in progress | 3 | €14k |
| Amounts receivable within one year | 40/41 | €77k |
| Investments | 50/53 | €2k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €129k |
| Equity | 10/15 | €97k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €82k |
| Accumulated profits (losses) | 14 | €-4k |
| Amounts payable | 17/49 | €32k |
| Amounts payable within one year | 42/48 | €32k |
| Trade debts payable within one year | 44 | €15k |
| Income statement | ||
| Gross operating margin | 9900 | €64k |
| Operating result | 9901 | €6k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €5k |
| Net result for the period | 9904 | €5k |
| Result to be appropriated | 9905 | €5k |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | ANDRE RENETTE RUE PAUL DEVAUX 2,
4000 LIEGE 1 |
31-08-2023 → present | Belgian State Gazette |
| Curator | LAURENT STAS DE RICHELLE RUE CONSTANTIN DE GERLACHE 41, 4000 LIEGE 1- |
31-08-2023 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Plaatsen van vloer- en wandtegels(43331) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 21-12-1982 |
| Status | Active |
| Postal code | 4802 |
| First insolvency signal | 07-09-2023 |
| Latest insolvency signal | 07-09-2023 |
Establishment units
Avenue Reine Astrid 216, 4802 Verviers
since 19832.021.507.516
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63036A0594/00X007 | Wallonia | 441 m² | 1 · 84 m² | 11.7 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2023
07-09-2023
Bankruptcy
Opening
2022
08-07-2022
NBB filing
Annual accounts filed
2021
23-06-2021
NBB filing
Annual accounts filed
2020
14-08-2020
NBB filing
Annual accounts filed
2019
23-08-2019
NBB filing
Annual accounts filed
2018
25-06-2018
NBB filing
Annual accounts filed
2017
29-05-2017
NBB filing
Annual accounts filed
2016
01-07-2016
NBB filing
Annual accounts filed
2015
01-07-2015
NBB filing
Annual accounts filed
2014
10-06-2014
NBB filing
Annual accounts filed
2013
14-05-2013
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
07-09-2023
Bankruptcy
Opening
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Plaatsen van vloer- en wandtegels43331Groothandel in bouwmaterialen, algemeen assortiment46831Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair51532Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m252461
Primary activity highlighted.
Names & trade names
| Legal nameFR | PALOMBO L. et T. |
Registered office
Avenue Reine Astrid 216
4802 Verviers, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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