Financials
- Fiscal year
- 2025
- Total assets
- €112,310
- Profit
- €76,770
- Solvency
- 71.7%
Total assets▼ 42.7%
Net result
20242025
Palm Technology Services
ActiveSummary
Palm Technology Services has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,553 and a net result of €76,770. Its solvency ranks better than 63% of 19955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Computer consultancy and computer facilities management
NACE 62200NACE 62010IT consultancy NACE 62020
1 site
Size
€112,310total assets 2025
- Staff
- 2 FTE
- Equity
- €80,553
- Profit
- €76,770
Turnover not published (abridged schema)
Structure
Accounts 36 d early0 of 3 deeds read
Why 95- 1 change of registered office in 24 months+ Liquidity: current ratio 3.51, cash €77,809+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €112,310Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
97+5
equity 71.7% of total assets
Liquidity
89+3
short-term debt 28.3% · cash 69.3%
Profitability
100=
return on assets 68.4%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.1%
12-2024: 1.1%● 0.0% vs 11-2024
01-2025: 1.1%● 0.0% vs 12-2024
02-2025: 1.1%● 0.0% vs 01-2025
03-2025: 1.1%● 0.0% vs 02-2025
04-2025: 1.1%▲ +0.3% vs 03-2025
05-2025: 1.1%▲ +1.0% vs 04-2025highest value
06-2025: 1.1%● 0.0% vs 05-2025highest value
07-2025: 1.1%● 0.0% vs 06-2025highest value
08-2025: 1.1%● 0.0% vs 07-2025highest value
09-2025: < 0.1%▼ -97.0% vs 08-2025lowest value
10-2025: < 0.1%▲ +36.4% vs 09-2025
11-2025: < 0.1%▼ -2.2% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%▼ -4.5% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: < 0.1%● 0.0% vs 03-2026
05-2026: < 0.1%▲ +4.8% vs 04-2026
06-2026: < 0.1%▲ +2.3% vs 05-2026
07-2026: < 0.1%▼ -8.9% vs 06-2026
08-2026: < 0.1%● 0.0% vs 07-2026
09-2026: < 0.1%● 0.0% vs 08-2026
10-2026: < 0.1%● 0.0% vs 09-2026
- Liquidity: current ratio 3.51, cash €77,809 lowers the probability
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- 1 change of registered office in 24 months raises the probability
- Size: total assets €112,310 lowers the probability for this profile
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 3.51 against 3.04 in 2024; short-term debt: 28.3% and cash: 69.3% of total assets), and 28.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 65%, liquidity 74%, profitability 83%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
36 d early
2024
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- Next accounts
- by 31-07-2027
- 25-06-2026Annual accounts filed
- 29-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 15-02-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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