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3A Solutionss

Active
Private limited companyfounded 20215 yrs activeGenèvestraat 4, 1140 Evere, BelgiumKBO/BCE: BE 0771.431.496

3A Solutionss has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €22k. Equity is shrinking by ~32.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 47% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
91 / 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency76▼-24
Growth32=
Stability94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 5.36 in 2024), but 58.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.9%
Return on assets
23.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
17 d early
2024
26 d late
2023
23 d late
2022
24 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€39k▼ 58.6%
2024 · €93k
2022: €105k 2023: €136k 2024: €93k
2022 → 2025
Total assets
€92k▼ 16.9%
2024 · €111k
2022: €189k 2023: €137k 2024: €111k
2022 → 2025
Net result
€22k
2024 · €-2k
2022: €174k 2023: €31k 2024: €-2k
2022 → 2025
Working capital
€29k▼ 61.7%
2024 · €77k
2022: €105k 2023: €113k 2024: €77k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€105k-€136k▲ 29.6%€93k▼ 31.6%€39k▼ 58.6%
Operating result€215k-€53k▼ 75.4%€-1k€29k
Net result€174k-€31k▼ 82.2%€-2k€22k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2022: €215k€215kNet result 2022: €174k€174kOperating result 2023: €53k€53kNet result 2023: €31k€31kOperating result 2024: €-1k€-1kNet result 2024: €-2k€-2kOperating result 2025: €29k€29kNet result 2025: €22k€22k2022202320242025
The operating result returns to profit in 2025: €29k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets €9k▼ 44.1%
Current assets €83k▼ 12.1%
Equity and liabilities €92k
Equity €39k▼ 58.6%
Debt €53k▲ 204%
The debt ratio rises from 15.9% to 58.1%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€37k
2024 · €7k
Cash flow
€30k
2024 · €6k
Solvency
41.9%
2024 · 84.1%
Current ratio
1.55
2024 · 5.36
Quick ratio
1.55
2024 · 5.36
Debt / equity
1.39
2024 · 0.19
ROE
56.9%
2024 · -1.9%
ROA
23.9%
2024 · -1.6%
Interest coverage
106.23
2024 · 44.04
Debt
€53k
2024 · €18k
Debt ≤ 1 year
€53k
2024 · €18k
Income taxes
€6k
2024 · €457
Staff costs
€122k
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€111k€92k
Fixed assets21/28€17k€9k
Tangible fixed assets22/27€17k€9k
Furniture and vehicles24€17k€9k
Current assets29/58€94k€83k
Amounts receivable within one year40/41€32k€13k
Trade receivables40€27k€10k
Other amounts receivable41€5k€3k
Cash at bank and in hand54/58€62k€69k
Deferred charges and accrued income490/1-€155
Equity and liabilities
Total equity and liabilities10/49€111k€92k
Equity10/15€93k€39k
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Other1109/19€2k€2k=
Reserves13-€37k
Distributable reserves133-€37k
Profit (loss) carried forward14€91k-
Amounts payable17/49€18k€53k
Amounts payable within one year42/48€18k€53k
Trade debts44€4k€10k
Suppliers440/4€4k€10k
Taxes, remuneration and social security45€13k€23k
Taxes450/3€8k-
Remuneration and social security454/9€5k€23k
Other amounts payable47/48€43€20k
Income statement Code20242025
Remuneration, social security and pensions62€11k€122k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k
Other operating charges640/8€428€391
Gross operating margin9900€18k€159k
Operating profit (loss)9901€-1k€29k
Financial charges65/66B€153€347
Recurring financial charges65€153€347
Profit (loss) for the period before taxes9903€-1k€28k
Income taxes67/77€457€6k
Profit (loss) for the period9904€-2k€22k
Profit (loss) for the period to be appropriated9905€-2k€22k
Appropriation of the result
Profit (loss) to be appropriated9906€132k€22k
Profit (loss) brought forward from the previous period14P€134k-
Transfer from equity791/2-€77k
Transfer to equity691/2-€22k
To other reserves6921-€22k
Profit to be distributed694/7€41k€77k
Return on contributions (dividend)694€41k€77k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €22k
Net result €22k after one loss-making year.
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial Weakest financial yearnet €-2k ▼106%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial Liquidity times 48current ratio 108.06
Current ratio from 2.24 to 108.06; short-term debt falls from €84k to €1k.
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Genèvestraat 41140 Evere
Ground area
7,826 m²
Building footprint
2,483 m²
Volume, LiDAR
79,449 m³
2 parcels, Brussels · tallest building 47.0 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
Franz Guillaumelaan 76, 1140 Evere
Computer programming, consultancy and related activities
since 20212.319.959.490
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21372D0317/00L009 Brussels 6,061 m² 1 · 1,472 m² 47.0 m · 14 fl.
21372C0076/00R004 Brussels 1,766 m² 1 · 1,010 m² 20.9 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 14,873 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-07-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:amol.ambade24@gmail.com
Establishment Evere 2.319.959.490
Phone:0465/556.263
Establishment Evere 2.319.959.490