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PALETTEN ROELS

Active
Private limited companyfounded 2012active for 14 yearsDijkstraat 12, 9160 Lokeren, BelgiumKBO/BCE: BE 0848.299.543
Summary

PALETTEN ROELS has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.0m and a net result of €520,084. Equity is growing by about 59% per year across the filed financial years. Its solvency ranks better than 42% of 4,925 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Retail trade
NACE 47522Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials NACE 16240
2 sites
Size
€37.6mturnover 2025
Staff
5.8 FTE
Equity
€6.0m
Profit
€520,084
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Accounts 73 days early0 of 5 deeds read
Why 64raises riskLiquidity: current ratio 1.22, cash €41,990, halved1 of the last 3 late2 establishment unitslowers riskFounded in 2012Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 39% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Average
Solvency 54+2
equity 29.1% of total assets
Liquidity 36-5
short-term debt 32.9% · cash 0.2%
Profitability 57+24
return on assets 2.5%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,192 companies, NACE 47, micro)
Last 24 months 11-2024: 2.3% 12-2024: 2.3%● unchanged vs 11-2024 01-2025: 1.4%▼ -0.9 percentage points vs 12-2024 02-2025: 1.3%▼ -0.1 percentage points vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.4%▲ +0.1 percentage points vs 04-2025 06-2025: 1.5%▲ +0.1 percentage points vs 05-2025 07-2025: 1.8%▲ +0.3 percentage points vs 06-2025 08-2025: 2.6%▲ +0.8 percentage points vs 07-2025 09-2025: 3.0%▲ +0.4 percentage points vs 08-2025 10-2025: 4.7%▲ +1.7 percentage points vs 09-2025 11-2025: 4.8%▲ +0.1 percentage points vs 10-2025 12-2025: 6.0%▲ +1.2 percentage points vs 11-2025 01-2026: 7.7%▲ +1.7 percentage points vs 12-2025highest value 02-2026: 7.7%● unchanged vs 01-2026highest value 03-2026: 1.2%▼ -6.5 percentage points vs 02-2026lowest value 04-2026: 1.2%● unchanged vs 03-2026lowest value 05-2026: 1.2%● unchanged vs 04-2026lowest value 06-2026: 1.2%● unchanged vs 05-2026lowest value 07-2026: 1.2%● unchanged vs 06-2026lowest value 08-2026: 1.2%● unchanged vs 07-2026lowest value 09-2026: 1.2%● unchanged vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026
Credit of up to €380,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.22, compared with 1.3 in 2023, below the usual 1.5; short-term debt: 32.9% and cash: 0.2% of total assets), and 70.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 45% on solvency, 33% on liquidity and 40% on profitability.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.22, cash €41,990, halved
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Founded in 2012
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 2 establishment units
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-02-2026, 73 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
73 days early
2023
68 days late
2022
31 days early
2021
30 days early
2020
4 days early
2019
32 days early
2018
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median (NACE 47) for financial year 2023 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Back to profitnet €520,084
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Positive: Among the best 8% on equitysector median €451,516 · 4,926 companies €6.0m View
  • Known shareholdersaccounts at 30-09-2025 100% View
  • Turnover 20252 financial years filed €37.6m View

By topic

Financials

Financial year
2025
Turnover
€37.6m
Profit
€520,084
Solvency
29.1%
Turnover▲ 72.6%
Net result
20232025
Go to Financials

Timeline

Events
18
Since
2014
  1. 31-12-2023Weakest financial year
  2. 30-06-2023Annual accounts filed
  3. 31-12-2022Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail tradeNACE 47522
Founded
29-08-2012
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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