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FRANCENNE B.

Active
Private limited companyfounded 1999active for 27 yearsIjzeren Bareel 53, 8587 Spiere-Helkijn, BelgiumKBO/BCE: BE 0467.183.969
Summary

FRANCENNE B. has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.7m and a net result of €390,246. Equity has been growing by about 4.5% per year since 2018. Its solvency ranks better than 90% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-11-1999 Normal situation
Activity
Retail trade NACE 47522and 2 others
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.131.823.438 8587 Spiere-Helkijn, since 16-12-1999
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • Francenne BrunoDirector · since 20-09-2023
  • Francenne BéatriceDirector · since 20-09-2023
  • Francenne BénédicteDirector · since 20-09-2023
and 1 other
Shareholders
  • Francenne· score 832025 annual accounts of Francenne

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€888,031
▲ 12.3%
Turnover
≈ €4.6m
estimated
Profit
€390,246
▲ 11.4%
Equity
€2.7m
▲ 5.5%
Total assets
€3.4m
▲ 1.9%
Employees on 31-12-2025
5
=
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 3 of the last 3 accounts latelowers riskLiquidity: current ratio 3.36, cash €1.0mFounded in 1999Equity €2.7m (80.5% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 80.5% of total assets
Liquidity 81+26
short-term debt 19.5% · cash 29.9%
Profitability 83+1
return on assets 11.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025highest value 10-2025: 0.1%▼ -0.4 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €260,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.36 (2.88 in 2024), above the usual 1.5. Short-term debt is 19.5% and cash 29.9% of total assets. 19.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 85% on liquidity, 77% on profitability and 53% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 3.36, cash €1.0m
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1999
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €2.7m (80.5% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
35 days late
2023
34 days late
2022
46 days late
2021
52 days late
2020
72 days late
2019
82 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 50 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in retail tradesector median €27,601 · 12,766 companies €390,246 View
  • Positive: 8 profitable years in a rowprofit 2025: €390,246 8 years View

Recent changes

  1. · Gazette deed Appointment: FRANCENNE Xavier (statutory director)
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as FRANCENNE B.: retail trade (NACE 47522). They are comparable in size and age: total assets between €1.5m and €2.7m, founded between 1978 and 2009.

CompanyTotal assetsGross margin
FRANCENNE B. Spiere-Helkijn€3.4m€0.9m
DELEERSNIJDER - BOCAEGE Zulte€2.7m€1.1m
DASNOIS Nicolas & Co Bertrix€2.4m€0.8m
Prindal-Hout Ninove€2.2m€0.8m
4 SEASONS OUTDOOR BELGIUM Alken€1.7m€0.6m
FEBRUS Schoten€1.5m€0.5m
RCPB TOOLS Soumagne€2.2m€0.3m
Full comparison

Key facts about FRANCENNE B.

What is the company number of FRANCENNE B.?
The company number of FRANCENNE B. is 0467.183.969. The VAT number is the same number with BE in front: BE 0467.183.969.
Where is FRANCENNE B. based?
The registered office is at Ijzeren Bareel 53, 8587 Spiere-Helkijn.Company details
What does FRANCENNE B. do?
According to the KBO register, the main activity is retail trade (NACE 47522).
What is the legal form of FRANCENNE B.?
The legal form of FRANCENNE B. is Private limited company (BV).
When was FRANCENNE B. founded?
FRANCENNE B. was founded on 02-11-1999.
Is FRANCENNE B. still active?
Yes, FRANCENNE B. is an active enterprise in the KBO register.
How many employees does FRANCENNE B. have?
FRANCENNE B. had an average of 5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does FRANCENNE B. fall under?
In its 2025 annual accounts, FRANCENNE B. states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of FRANCENNE B.?
The turnover in financial year 2025 is ≈ €4.6m. This figure is estimated from the gross margin of €888,031 and 34 comparable companies (NACE 475). It probably lies between €3.2m and €7.0m.
Is FRANCENNE B. profitable?
In financial year 2025, FRANCENNE B. made a profit of €390,246.
Where can I find the annual accounts of FRANCENNE B.?
FRANCENNE B. filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FRANCENNE B. due?
FRANCENNE B. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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