PALDAMAN
ActiveSummary
PALDAMAN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €11k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 33% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-4
Solvency56▼-44
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 3.41 in 2024; short-term debt: 68.6% and cash: 36.8% of total assets), and 68.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
21 d late
2023
26 d late
2022
22 d late
2021
17 d late
2020
10 d late
2019
14 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▼ 58.3%
2024 · €181k
2018: €216k
2019: €215k
2020: €199k
2021: €209k
2022: €217k
2023: €203k
2024: €181k
2018 → 2025
Total assets
€241k▼ 0.3%
2024 · €241k
2018: €218k
2019: €257k
2020: €256k
2021: €284k
2022: €277k
2023: €240k
2024: €241k
2018 → 2025
Net result
€11k▼ 41.4%
2024 · €18k
2018: €42k
2019: €41k
2020: €41k
2021: €44k
2022: €39k
2023: €23k
2024: €18k
2018 → 2025
Working capital
€48k▼ 66.9%
2024 · €145k
2018: €216k
2019: €213k
2020: €197k
2021: €207k
2022: €215k
2023: €201k
2024: €145k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€209k-€217k▲ 3.8%€203k▼ 6.4%€181k▼ 10.7%€76k▼ 58.3%
Operating result€61k-€52k▼ 14.8%€32k▼ 37.9%€25k▼ 22.9%€14k▼ 44.5%
Net result€44k-€39k▼ 11.9%€23k▼ 40.4%€18k▼ 21.1%€11k▼ 41.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 45% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €241k
Fixed assets
€28k ▼ 24.2%
Current assets
€213k ▲ 3.9%
Equity and liabilities €241k
Equity
€76k ▼ 58.3%
Debt
€165k ▲ 175%
Debt's share of the balance-sheet total rises from 24.9% to 68.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23k▼
2024 · €30k
Cash flow
€20k▼
2024 · €24k
Current ratio
1.29▼
2024 · 3.41
Quick ratio
1.28▼
2024 · 3.38
Debt to equity
2.19▲
2024 · 0.33
ROE
14.2%▲
2024 · 10.1%
ROA
4.5%▼
2024 · 7.6%
Interest coverage
501.67▲
2024 · 479.22
Debt ≤ 1 year
€165k▲
2024 · €60k
Income taxes
€5k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€241k€241k▼
Fixed assets21/28€36k€28k▼
Tangible fixed assets22/27€36k€28k▼
Furniture and vehicles24€36k€28k▼
Current assets29/58€205k€213k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€10k€19k▲
Trade receivables40€7k€11k▲
Other amounts receivable41€3k€8k▲
Current investments50/53€100k€102k▲
Cash at bank and in hand54/58€90k€88k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€241k€241k▼
Equity10/15€181k€76k▼
Contributions10/11€6k€6k=
Reserves13€159k€54k▼
Non-distributable reserves130/1€159k€54k▼
Reserves not available under the articles1311€159k€54k▼
Profit (loss) carried forward14€16k€16k=
Amounts payable17/49€60k€165k▲
Amounts payable within one year42/48€60k€165k▲
Trade debts44€149€1k▲
Suppliers440/4€149€1k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€58k€162k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8-€63
Gross operating margin9900€30k€23k▼
Operating profit (loss)9901€25k€14k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€63€45▼
Recurring financial charges65€63€45▼
Profit (loss) for the period before taxes9903€26k€16k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€18k€11k▼
Profit (loss) for the period to be appropriated9905€18k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€26k▼
Profit (loss) brought forward from the previous period14P€15k€16k▲
Transfer from equity791/2€40k€117k▲
Transfer to equity691/2€18k€11k▼
To other reserves6921€18k€11k▼
Profit to be distributed694/7€40k€117k▲
Return on contributions (dividend)694€40k€117k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €11k ▼41.4%
Net result drops to €11k, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Highest result since 2018net €44k ▲8.1%
Operating result €61k, net result €44k, both a record.
31-12
Financial
Equity above €200kEq €209k ▲5.1%
4 profitable years in a row build equity to €209k.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Perwez · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Bruants 461360 PerwezGround area
657 m²
Building footprint
252 m²
Volume, LiDAR
495 m³
2 parcels, Flanders, Wallonia · tallest building 8.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PALDAMAN
since 20062.152.807.409
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002B0064/00Y005 | Flanders | 372 m² | 1 · 96 m² | 8.8 m · 3 fl. |
| 25084D0488/00T003 | Wallonia | 285 m² | 1 · 155 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,713 companies in sector 73200 we hold annual accounts for 1,783. 1,264 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
46140Agents in the wholesale of industrial machinery, ships and aircraft
56112Limited-service restaurants, excluding mobile food services
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.