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Complete company report
Generated 13-08-2026
Active BE 0700.227.855Private limited company

PALAZZO

Hundelgemsesteenweg 281 ·9820 Merelbeke-Melle, Belgium· 8 yrs active
Sector: Activiteiten van eetgelegenheden met volledige bediening (56111)
Conclusion Checked

The computed 12-month bankruptcy probability of PALAZZO is 1.9% (moderate). The 2024 annual accounts show equity of €70k and a net result of €62k. Its solvency ranks better than 61% of 5615 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €70k
Net result €62k
Staff (FTE) 6
Better than sector 61%
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health78Profitability100Solvency51Growth-Stability85
78 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 100
Solvency 51
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
1.9% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
78 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 30-10-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 29.9% 19.3%
better than 61% of 5615 sector peers
Net result €62k €4k
better than 93% of 5603 sector peers
Equity €70k €14k
better than 83% of 5626 sector peers
Gross operating margin €230k €52k
better than 89% of 5589 sector peers
Staff costs €120k €49k
higher than 77% of 4064 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€103k
Net profit€62k
Cash flow€83k
Staff costs€120k
Income taxes€20k
Dividends€90k
Total assets€232k
Equity€70k
Debt€163k
of which ≤ 1y€158k
of which > 1y€5k
Working capital€29k
Employees (FTE)6.0
Ratios (computed)
2024
Current ratio1.18
Quick ratio1.16
Working capital ratio12.4%
Solvency29.9%
Debt / equity2.34
Long-term debt ratio0.07
Interest coverage29.51
Gross margin-
Net margin-
ROA26.7%
ROE89.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€232k
Fixed assets 21/28€46k
Tangible fixed assets 22/27€45k
Financial fixed assets 28€246
Current assets 29/58€187k
Stocks & contracts in progress 3€4k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€180k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€232k
Equity 10/15€70k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€69k
Amounts payable 17/49€163k
Amounts payable after one year 17€5k
Amounts payable within one year 42/48€158k
Trade debts payable within one year 44€8k
Income statement
Gross operating margin 9900€230k
Operating result 9901€83k
Financial income 75€3k
Financial charges 65€4k
Result before taxes 9903€82k
Income taxes 67/77€20k
Net result for the period 9904€62k
Result to be appropriated 9905€62k
Ratios computed by Checked.
Directors & mandates 4 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (24409722). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • PALAZZO Leonardo
    Director
    State Gazette act 24409722 (27-06-2024)
    Current
    27-06-2024 → present
    2 events
    • 27-06-2024 Resigned· Director
    • 27-06-2024 Appointed· Director
  • PALAZZO Mauro
    Director
    State Gazette act 24409722 (27-06-2024)
    Current
    27-06-2024 → present
    2 events
    • 27-06-2024 Resigned· Director
    • 27-06-2024 Appointed· Director
  • PALAZZO Natalia
    Director
    State Gazette act 24409722 (27-06-2024)
    Current
    27-06-2024 → present
    2 events
    • 27-06-2024 Resigned· Director
    • 27-06-2024 Appointed· Director
Former directors (1)
  • BALDINI Francesca
    Director
    State Gazette act 22100125 (22-08-2022)
    Former
    - → 22-08-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van eetgelegenheden met volledige bediening(56111)
Legal form Private limited company(610)
Incorporation17-07-2018
StatusActive
Postal code9820
Establishment units 1 location
PALAZZO
Hundelgemsesteenweg 281, 9820 Merelbeke-MelleActiviteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
since 20182.278.361.536
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44043A0666/00R035 Flanders 495 m² 1 · 289 m² 12.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
27-06-2024
State Gazette act Director changes
Ward BULTEREYS
2022
22-08-2022
State Gazette act Director changes
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2024
27-06-2024 3 directors appointed, 3 resigning Director changes·Ward BULTEREYS
  • PALAZZO Leonardo, Bestuurder
  • PALAZZO Mauro, Bestuurder
  • PALAZZO Natalia, Bestuurder
  • PALAZZO Leonardo, Bestuurder
  • PALAZZO Mauro, Bestuurder
  • PALAZZO Natalia, Bestuurder
Notary: Ward BULTEREYS · MerelbekeFirm: Henrist, De Mulder en Bultereys, Geassocieerde Notarissen
Technical details 
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2022
22-08-2022 BALDINI Francesca resigns as director Director changes
  • BALDINI Francesca, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111
Primary activity highlighted.
Names & trade names
Legal nameNL PALAZZO
Registered office
Hundelgemsesteenweg 281
9820 Merelbeke-Melle, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative