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PAJE-JANS

Active
Private limited companyfounded 20188 years activeRue Dieudonné Jacobs 60, 4420 Saint-Nicolas, BelgiumKBO/BCE: BE 0689.893.395
Summary

The computed 12-month bankruptcy probability of PAJE-JANS is 3.6% (moderate). The 2025 annual accounts show equity of €47,934 and a net result of €36,720. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 84% of 9,039 sector peers (NACE 41, fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€63,043total assets 2025
Equity
€47,934
Profit
€36,720
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2025
Bankruptcy probability, 12 months
3.6%
Structure
Accounts filed 54 days late0 of 4 deeds read
Why 52- Latest accounts 54 days late; 2 of the last 3 late- Size: total assets €63,043- Sector Construction of residential and non-residential buildings (NACE 41)- 1 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 84% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 100+66
equity 76.0% of total assets
Liquidity 52-15
short-term debt 7.6% · cash 1.7%
Profitability 100=
return on assets 58.2%
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,362 companies)
Last 24 months 11-2024: 4.1% 12-2024: 4.1%● unchanged vs 11-2024 01-2025: 4.0%▼ -0.1 percentage points vs 12-2024 02-2025: 4.0%● unchanged vs 01-2025 03-2025: 4.0%● unchanged vs 02-2025 04-2025: 4.0%● unchanged vs 03-2025 05-2025: 6.8%▲ +2.8 percentage points vs 04-2025 06-2025: 6.6%▼ -0.2 percentage points vs 05-2025 07-2025: 6.6%● unchanged vs 06-2025 08-2025: 7.8%▲ +1.2 percentage points vs 07-2025 09-2025: 8.5%▲ +0.7 percentage points vs 08-2025 10-2025: 11.2%▲ +2.7 percentage points vs 09-2025 11-2025: 11.4%▲ +0.2 percentage points vs 10-2025 12-2025: 11.8%▲ +0.4 percentage points vs 11-2025 01-2026: 14.1%▲ +2.3 percentage points vs 12-2025 02-2026: 14.1%● unchanged vs 01-2026 03-2026: 14.2%▲ +0.1 percentage points vs 02-2026 04-2026: 13.0%▼ -1.2 percentage points vs 03-2026 05-2026: 13.0%● unchanged vs 04-2026 06-2026: 12.8%▼ -0.2 percentage points vs 05-2026 07-2026: 11.7%▼ -1.1 percentage points vs 06-2026 08-2026: 12.8%▲ +1.1 percentage points vs 07-2026 09-2026: 14.6%▲ +1.8 percentage points vs 08-2026highest value 10-2026: 3.6%▼ -11.0 percentage points vs 09-2026lowest value
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 12.25 against 0.8 in 2024; short-term debt: 7.6% and cash: 1.7% of total assets), and 24% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 55% on liquidity, 91% on profitability and 97% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 54 days late; 2 of the last 3 late
NBB · filings
raises risk · Size: total assets €63,043
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €47,934
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
54 days late
2024
303 days late
2023
30 days late
2022
32 days late
2021
48 days early
2020
59 days late
2019
15 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 64 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 80 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €36,720 ▲1.3%

Key points

  • Positive: Among the best 17% on solvencysector median 43.5% · 9,039 companies 76.0% View
  • Total assets 20256 fiscal years filed €63,043 View
  • Active since 2018founded 07-02-2018 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€63,043
Profit
€36,720
Solvency
76.0%
Total assets▼ 47.4%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2019
Next accounts
by 31-07-2027
  1. 31-12-2025Liquidity times 15
  2. 31-12-2024Back to profit
  3. 30-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
07-02-2018
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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