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Complete company report
Generated 08-08-2026
Active BE 0870.488.589Private limited company

PAJ

Chaussée de Ghlin 9 ·7000 Mons, Belgium· 21 yrs active
Sector: Retail trade (47621)
Conclusion Checked

The computed 12-month bankruptcy probability of PAJ is 0.7% (low). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 21 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2004, 21 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 02-07-2025 2025-00214398
31-12-2023 micro 26-06-2024 2024-00163050
31-12-2022 micro 14-06-2023 2023-00124324
31-12-2021 micro 21-06-2022 2022-20080698
31-12-2020 micro 02-06-2021 2021-17100416
31-12-2019 volledig 09-09-2020 2020-52100590
31-12-2018 micro 22-08-2019 2019-50100233
31-12-2017 micro 27-08-2018 2018-51000352
31-12-2016 micro 30-08-2017 2017-53900584
31-12-2015 volledig 05-07-2016 2016-28300599
Legal Structure
NACE primary Retail trade(47621)
Legal form Private limited company(610)
Incorporation09-12-2004
StatusActive
Postal code7000
Establishment units 1 location
LIBRAIRIE PAJ
Chaussée de Ghlin 9, 7000 Monsde kleinhandel in boeken, kranten, tijdschriften en kantoorbehoeften
since 20052.144.166.588
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53402A0190/00M000 Wallonia 3.5 ha 1 · 1.2 ha 11.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
02-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
26-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
29-11-2023
State Gazette act Director changes
Géry LEFEBVRE
14-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
21-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
02-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
09-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
22-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
27-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
05-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
29-11-2023 Discharge granted to the board Director changes·Géry LEFEBVRE
Notary: Géry LEFEBVRE · Audregnies-QuiévrainFirm: Société à responsabilité limitée « Société Notariale Géry LEFEBVRE »
Technical details 
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  "events": [
    {
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      "role": "directeur",
      "person": {
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      "reason": null,
      "subkind": "additional",
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      "effective_date": "2023-11-22",
      "evidence_quote": "L\u2019Assembl\u00E9e G\u00E9n\u00E9rale d\u00E9cide de mettre fin \u00E0 la fonction de g\u00E9rante de Madame Nadine WAROQUIER et proc\u00E8de imm\u00E9diatement \u00E0 la nomination comme administratrice non statutaire pour une dur\u00E9e illimit\u00E9e de Madame Nadine WAROQUIER qui est ici pr\u00E9sente et accepte.",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": "immediate"
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    {
      "kind": "decharge_granted",
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      "decharge_status": "granted",
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    },
    {
      "kind": "board_snapshot",
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      "reason": null,
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      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2023-11-22",
      "evidence_quote": "L\u2019Assembl\u00E9e G\u00E9n\u00E9rale d\u00E9cide de mettre fin \u00E0 la fonction de g\u00E9rante de Madame Nadine WAROQUIER et proc\u00E8de imm\u00E9diatement \u00E0 la nomination comme administratrice non statutaire pour une dur\u00E9e illimit\u00E9e de Madame Nadine WAROQUIER qui est ici pr\u00E9sente et accepte.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "board_snapshot",
      "role": "administrateur",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-11-22",
      "evidence_quote": "L\u2019Assembl\u00E9e d\u00E9cide de fixer le nombre d\u2019administrateurs \u00E0 UN ; aucune autre nomination n\u2019intervient aux pr\u00E9sentes.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "correction",
      "role": null,
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      "evidence_quote": "",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "G\u00E9ry LEFEBVRE",
    "firm_city": null,
    "firm_name": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u00AB Soci\u00E9t\u00E9 Notariale G\u00E9ry LEFEBVRE \u00BB",
    "office_city": "Audregnies-Qui\u00E9vrain",
    "is_associated": true
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-11-29",
    "filing_date": "2023-11-27",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-22",
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    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-22",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-22",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0870.488.589",
    "name_full": "PAJ",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621Detailhandel in boeken, kranten, tijdschriften en kantoorbehoeften52470Detailhandel in dranken in gespecialiseerde winkels, algemeen assortiment47252Detailhandel in dranken, algemeen assortiment47252Detailhandel in tabaksproducten in gespecialiseerde winkels47260Detailhandel in tabaksproducten47260Detailhandel in uurwerken en sieraden in gespecialiseerde winkels47770Detailhandel in uurwerken en sieraden47770Detailhandel in alcoholische en andere dranken52250Detailhandel in tabaksproducten52260Gespecialiseerde detailhandel in uurwerken en sieradenhorloges en sieraden52484Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142
Primary activity highlighted.
Names & trade names
Legal nameFR PAJ
Registered office
Chaussée de Ghlin 9
7000 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative