Pair-up
ActiveSummary
Pair-up has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101,620 and a net result of €47,186. Its solvency ranks better than 64% of 39,200 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €101,620
- Profit
- €47,186
Why 97raises riskFounded in 2023lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 3.05, cash €74,427Equity €101,620 (69.0% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 65% on solvency, 79% on liquidity, 84% on profitability and 87% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 2 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €101,620 ▲86.7%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 12% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25 | €411 | ▲ 16× |
| Other operating charges640/8 | €1,321 | €544 | ▼ 58.8% |
| Gross operating margin9900 | €71,445 | €62,526 | ▼ 12.5% |
| Operating profit (loss)9901 | €70,099 | €61,571 | ▼ 12.2% |
| Financial income75/76B | €139 | €436 | ▲ 213% |
| Recurring financial income75 | €139 | €436 | ▲ 213% |
| Financial charges65/66B | €127 | €1,191 | ▲ 837% |
| Recurring financial charges65 | €127 | €1,191 | ▲ 837% |
| Profit (loss) for the period before taxes9903 | €70,111 | €60,816 | ▼ 13.3% |
| Income taxes67/77 | €20,677 | €13,630 | ▼ 34.1% |
| Profit (loss) for the period9904 | €49,434 | €47,186 | ▼ 4.5% |
| Profit (loss) for the period to be appropriated9905 | €49,434 | €47,186 | ▼ 4.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €118,353 | €147,256 | ▲ 24.4% |
| Fixed assets21/28 | €9,107 | €7,935 | ▼ 12.9% |
| Tangible fixed assets22/27 | €9,107 | €7,935 | ▼ 12.9% |
| Furniture and vehicles24 | €9,107 | €7,935 | ▼ 12.9% |
| Current assets29/58 | €109,245 | €139,321 | ▲ 27.5% |
| Amounts receivable within one year40/41 | €39,227 | €48,826 | ▲ 24.5% |
| Trade receivables40 | €37,355 | €45,848 | ▲ 22.7% |
| Other amounts receivable41 | €1,871 | €2,979 | ▲ 59.2% |
| Cash at bank and in hand54/58 | €70,019 | €74,427 | ▲ 6.3% |
| Deferred charges and accrued income490/1 | - | €16,068 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €118,353 | €147,256 | ▲ 24.4% |
| Equity10/15 | €54,434 | €101,620 | ▲ 86.7% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €49,434 | €96,620 | ▲ 95.5% |
| Distributable reserves133 | €49,434 | €96,620 | ▲ 95.5% |
| Amounts payable17/49 | €63,919 | €45,635 | ▼ 28.6% |
| Amounts payable within one year42/48 | €63,919 | €45,635 | ▼ 28.6% |
| Financial debts43 | €296 | €873 | ▲ 195% |
| Credit institutions430/8 | €296 | €873 | ▲ 195% |
| Trade debts44 | €32,050 | €8,731 | ▼ 72.8% |
| Suppliers440/4 | €32,050 | €8,731 | ▼ 72.8% |
| Taxes, remuneration and social security45 | €31,573 | €36,032 | ▲ 14.1% |
| Taxes450/3 | €31,573 | €36,032 | ▲ 14.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €49,434 | €47,186 | ▼ 4.5% |
| + Depreciation and write-downs630 | €25 | €411 | ▲ 16× |
| Operating cash flow (approximation) | €49,459 | €47,598 | ▼ 3.8% |
| Investment in fixed assets (approximation) | - | €761 | - |
| Change in cash | - | €4,408 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 30-06-2026 | 2026-00220698 |
| 31-12-2024 | micro format | 28-08-2025 | 2025-00419333 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2023 to 2025 · 3 entries · €1,386 awarded · €1,386 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €195 | €508 |
| 2024 | 1 | €313 | €0 |
| 2023 | 1 | €878 | €878 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Peter Cleyman |
|
| FIMMERS Philip Guido Luc Rita |
|
Owners and capital
Capital and shareholders
- FIMMERS Philip Guido Luc Rita 100 shares (100%) · €5,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 03-07-2023 Incorporation · €5,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
27-02
Gazette deed
Resignation: Philip Fimmers (director)Appointment: Peter Cleyman (director) · Director discharge · Registered-office move5 facts ▸
- General meeting, 30-12-2023
- Director resignation, Philip Fimmers (director (not named in the articles))
- Director discharge, Philip Fimmers (director (not named in the articles))
- Director appointment, Peter Cleyman (director (not named in the articles))
- Registered-office move, Bokmolenstraat 39, 9250 Waasmunster
03-07
Gazette deed
IncorporationAppointment: FIMMERS Philip Guido Luc Rita (director) · Founder · Founding capital11 facts ▸
- Incorporation, “Pair-up” (deed in Dutch)
- Founder, FIMMERS Philip Guido Luc Rita
- Founding capital, €5,000
- Other provision, “financieel plan, voorafgaandelijk aan het verlijden van de oprichtingsakte” (deed in Dutch)
- Other provision, “aansprakelijkheid oprichter, faillissement van de vennootschap binnen de drie jaar na de oprichting” (deed in Dutch)
- Bank account, 5000, “vennootschap in oprichting” (deed in Dutch)
- Capital contribution, €5,000
- Registered office clause, “9255 Buggenhout (Opdorp), Vierbunderstraat 73, eenparig door comparant” (deed in Dutch)
- Board rule, 1, “eenparig door comparant” (deed in Dutch)
- Director appointment, FIMMERS Philip Guido Luc Rita (director)
- Pre-incorporation commitments, “eenparig door comparant, neerlegging ter griffie van uitgifte oprichtingsakte” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0803.368.153
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 42522B0851/00H000 | Flanders | 896 m² | 1 · 163 m² | 7.4 m · 2 |
| 42023B1234/00N000 | Flanders | 707 m² | 1 · 126 m² | 0.1 m |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Adviesverstrekking,consultancy,managementactiviteiten,teambuilding events,organisatie van events,coaching en…” (deed in Dutch)
12 activities (deed in Dutch)
- Adviesverstrekking,consultancy,managementactiviteiten,teambuilding events,organisatie van events,coaching en bemiddeling,opleidingen,participaties in vennootschappen,expertise ten voordele van raden van bestuur (onafhankelijk bestuurder).
- Opmaken van energieprestatiecertificaten en elektrische keuringen,het verlenen van energieadvies.
- Aan-en verkoop van auto’s,onderhoud van auto’s,renovaties.
- Tuinaanleg en onderhoud,verhuur materieel,klusjesdienst.
- Het uitvoeren van administratieve opdrachten voor diverse partijen evenals het uitvoeren van managementopdrachten,als het verlenen van consulting en adviezen.
- Raadgever en consulent in het algemeen,dit zowel voor eigen rekening als voor rekening van derden. Het geven van advies en raadgeving in het algemeen,uitvoeren van studies. Adviesbureau voor bedrijfsbeheer en bedrijfsvoering. Verlenen van advies en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,enzovoort… Het berekenen van kosten en baten van de voorgestelde maatregelen in verband met planning,organisatie,efficiëntie,enzovoort…
- Het beheer uitoefenen over alle roerende en onroerende goederen die haar toebehoren,alsook alle bewerkingen doen van roerende en onroerende aard.
- Het verstrekken van leningen en voorschotten onder eender welke vorm of duur,aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit,alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen.
- De verwerving en de uitbating van brevetten en licenties.
- Tussenpersoon in de handel,als makelaar in goederen,als zelfstandige handelsvertegenwoordiger en als commissionair.
- De verhuring van alle roerende installaties,uitrusting en materialen
- Asbestdeskundige.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Pair-up
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, bestuursorgaan kan waar dan ook bijkantoren en andere centra van werkzaamheden oprichten,zowel in België als in het…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer bestuurders, algemene vergadering die bestuurder(s) benoemt” (deed in Dutch)1 more provision on this in the deed
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Prijs vermeld in oorspronkelijke bekendmaking of bij betwisting door deskundige bepaald, rechten waarvan overdracht wordt voorgesteld” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Tuesday of June
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Om welke reden en op welk ogenblik ook, bestuurder(s) in functie als vereffenaar(s) krachtens statuten indien geen andere vereffenaar…” (deed in Dutch)