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DYO

Active
Private limited companyfounded 201511 yrs activeLaagsimsestraat 86, 3570 Alken, BelgiumKBO/BCE: BE 0632.747.925
Summary

DYO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-18k) and a net result of €61k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
59 / 100
Fair
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.59 against 0.26 in 2023; short-term debt: 168.3% and cash: 31.1% of total assets), and equity is negative.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-72.4%
Return on assets
248.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 37953 sector peers (2024).
NBB · sector comparison
Position among 37953 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
44 d early
2023
33 d early
2022
35 d early
2021
11 d early
2020
39 d early
2019
2 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€-18k▲ 77.5%
2023 · €-79k
2018: €187k 2019: €191k▲ +2.1% vs 2018 2020: €217k▲ +13.7% vs 2019highest in 7 years 2021: €103k▼ -52.6% vs 2020 2022: €102k▼ -1.1% vs 2021 2023: €-79k▼ -177% vs 2022lowest in 7 years 2024: €-18k▲ +77.5% vs 2023
2018 → 2024
Total assets
€25k▼ 9.1%
2023 · €27k
2018: €301k 2019: €301k● -0.0% vs 2018 2020: €336k▲ +11.5% vs 2019highest in 7 years 2021: €311k▼ -7.3% vs 2020 2022: €301k▼ -3.3% vs 2021 2023: €27k▼ -91.0% vs 2022 2024: €25k▼ -9.1% vs 2023lowest in 7 years
2018 → 2024
Net result
€61k
2023 · €-162k
2018: €18k 2019: €4k▼ -77.7% vs 2018 2020: €26k▲ +553% vs 2019 2021: €26k▲ +0.7% vs 2020 2022: €19k▼ -27.4% vs 2021 2023: €-162k▼ -949% vs 2022lowest in 7 years 2024: €61k▲ +138% vs 2023highest in 7 years
2018 → 2024
Working capital
€-17k▲ 78.5%
2023 · €-78k
2018: €-74k 2019: €-91k▼ -22.8% vs 2018 2020: €-75k▲ +17.1% vs 2019 2021: €-191k▼ -153% vs 2020 2022: €-192k▼ -0.6% vs 2021lowest in 7 years 2023: €-78k▲ +59.6% vs 2022 2024: €-17k▲ +78.5% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€217k-€103k▼ 52.6%€102k▼ 1.1%€-79k€-18k▲ 77.5% 2020: €217khighest in 5 years 2021: €103k▼ -52.6% vs 2020 2022: €102k▼ -1.1% vs 2021 2023: €-79k▼ -177% vs 2022lowest in 5 years 2024: €-18k▲ +77.5% vs 2023
Operating result€40k-€40k▼ 0.8%€29k▼ 27.6%€78k▲ 168%€83k▲ 6.6% 2020: €40k 2021: €40k▼ -0.8% vs 2020 2022: €29k▼ -27.6% vs 2021lowest in 5 years 2023: €78k▲ +168% vs 2022 2024: €83k▲ +6.6% vs 2023highest in 5 years
Net result€26k-€26k▲ 0.7%€19k▼ 27.4%€-162k€61k 2020: €26k 2021: €26k▲ +0.7% vs 2020 2022: €19k▼ -27.4% vs 2021 2023: €-162k▼ -949% vs 2022lowest in 5 years 2024: €61k▲ +138% vs 2023highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100kOperating result 2020: €40k€40kNet result 2020: €26k€26kOperating result 2021: €40k€40kNet result 2021: €26k€26kOperating result 2022: €29k€29kNet result 2022: €19k€19kOperating result 2023: €78k€78kNet result 2023: €-162k€-162kOperating result 2024: €83k€83kNet result 2024: €61k€61k20202021202220232024€-200k€-100k€0€100kOperating result 2022: €29k€29kNet result 2022: €19k€19kOperating result 2023: €78k€78kNet result 2023: €-162k€-162kOperating result 2024: €83k€83kNet result 2024: €61k€61k202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 7% above 2023 and is the highest result in the available series.
Key figures and ratios
2024 value · change against 2023
Solvency
-72.4%▲
2023 · -291.9%
Current ratio
0.59▲
2023 · 0.26
Debt to equity
-2.38▼
2023 · -1.34
ROA
248.8%▲
2023 · -602.1%
Debt
€42k▼
2023 · €106k
Debt ≤ 1 year
€41k▼
2023 · €105k
Income taxes
€22k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet Code20232024
Assets
Total assets20/58€27k€25k▼
Fixed assets21/28€0-
Financial fixed assets28€0-
Current assets29/58€27k€25k▼
Amounts receivable within one year40/41€23k€17k▼
Trade receivables40€23k€17k▼
Cash at bank and in hand54/58€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€27k€25k▼
Equity10/15€-79k€-18k▲
Contributions10/11€6k€6k=
Reserves13€77k€77k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€77k€77k=
Profit (loss) carried forward14€-162k€-101k▲
Amounts payable17/49€106k€42k▼
Amounts payable within one year42/48€105k€41k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€544€117▼
Suppliers440/4€544€117▼
Taxes, remuneration and social security45€16k€13k▼
Taxes450/3€14k€13k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€88k€29k▼
Accrued charges and deferred income492/3€1k€1k=
Income statement Code20232024
Other operating charges640/8€298€534▲
Gross operating margin9900€78k€83k▲
Operating profit (loss)9901€78k€83k▲
Financial income75/76B€50k€0▼
Recurring financial income75€50k€0▼
Financial charges65/66B€274k€40▼
Recurring financial charges65€261€40▼
Non-recurring financial charges66B€274k€0▼
Profit (loss) for the period before taxes9903€-147k€83k▲
Income taxes67/77€16k€22k▲
Profit (loss) for the period9904€-162k€61k▲
Profit (loss) for the period to be appropriated9905€-162k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-162k€-101k▲
Profit (loss) brought forward from the previous period14P-€-162k
Transfer from equity791/2€18k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€18k€0▼
Return on contributions (dividend)694€18k€0▼
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€271-----
Other operating charges640/8-€135€277€298€534▲ 79.5%
Gross operating margin9900€41k€40k€29k€78k€83k▲ 6.9%
Operating profit (loss)9901€40k€40k€29k€78k€83k▲ 6.6%
Financial income75/76B---€50k€0▼ 100%
Recurring financial income75---€50k€0▼ 100%
Financial charges65/66B-€364€176€274k€40▼ 100.0%
Recurring financial charges65€568€364€176€261€40▼ 84.8%
Non-recurring financial charges66B---€274k€0▼ 100%
Profit (loss) for the period before taxes9903€40k€40k€29k€-147k€83k▲ 156%
Income taxes67/77€13k€13k€10k€16k€22k▲ 39.1%
Profit (loss) for the period9904€26k€26k€19k€-162k€61k▲ 138%
Profit (loss) for the period to be appropriated9905€26k€26k€19k€-162k€61k▲ 138%
Line20202021202220232024Change
Assets
Total assets20/58€336k€311k€301k€27k€25k▼ 9.1%
Fixed assets21/28€295k€295k€295k€0--
Financial fixed assets28€295k€295k€295k€0--
Current assets29/58€41k€16k€6k€27k€25k▼ 9.1%
Amounts receivable within one year40/41€34k€14k€4k€23k€17k▼ 26.8%
Trade receivables40-€14k€4k€23k€17k▼ 26.8%
Cash at bank and in hand54/58€7k€2k€3k€4k€8k▲ 96.3%
Equity and liabilities
Total equity and liabilities10/49€336k€311k€301k€27k€25k▼ 9.1%
Equity10/15€217k€103k€102k€-79k€-18k▲ 77.5%
Contributions10/11-€6k€6k€6k€6k=
Reserves13€211k€97k€95k€77k€77k=
Non-distributable reserves130/1-€2k€2k€0--
Reserves not available under the articles1311-€2k€2k€0--
Distributable reserves133-€95k€94k€77k€77k=
Profit (loss) carried forward14---€-162k€-101k▲ 37.6%
Amounts payable17/49€119k€209k€200k€106k€42k▼ 60.0%
Amounts payable after more than one year17€2k-----
Amounts payable within one year42/48€116k€208k€199k€105k€41k▼ 60.6%
Current portion of amounts payable after more than one year42-€9k€8k€0--
Trade debts44€329€510€142€544€117▼ 78.6%
Suppliers440/4-€510€142€544€117▼ 78.6%
Taxes, remuneration and social security45-€25k€14k€16k€13k▼ 20.5%
Taxes450/3-€23k€12k€14k€13k▼ 9.1%
Remuneration and social security454/9-€2k€2k€2k€0▼ 100%
Other amounts payable47/48-€173k€177k€88k€29k▼ 67.6%
Accrued charges and deferred income492/3-€1k€1k€1k€1k=
Line20202021202220232024Change
Profit (loss) for the period9904€26k€26k€19k€-162k€61k▲ 138%
+ Depreciation and write-downs630€271-----
Operating cash flow (approximation)€26k€26k€19k€-162k€61k▲ 138%
Investment in fixed assets (approximation)-€0€0€295k--
Change in cash-€-5k€135€1k€4k▲ 197%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €61k
Net result €61k after one loss-making year.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Weakest financial yearnet €-162k
Net result drops to €-162k, the lowest in the series; recovery starts the following year.
26-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Equity above €200kEq €217k ▲13.7%
3 profitable years in a row build equity to €217k.
29-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
815 m²
Building footprint
103 m²
Volume, LiDAR
601 m³
Parcel 73302F1052/00V000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DYO
Laagsimsestraat 86, 3570 AlkenFinancial service activities, except insurance and pension funding
since 20152.243.234.668
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73302F1052/00V000 Flanders 815 m² 1 · 103 m² 6.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-06-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.