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Generated 19-08-2026
Active BE 0773.558.667Private limited company

Painblanc Consult

Wijnegemsteenweg 22 ·2970 Schilde, Belgium· 4 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of Painblanc Consult is 0.4% (very low). The 2024 annual accounts show equity of €201k and a net result of €46k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 70% of 1398 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €201k
Net result €46k
Better than sector 70%
Active 4 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health100Profitability100Solvency100Growth52Stability94
89 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 14-07-2025 with the NBB · fiscal year 2024 · verkort
€0€100k€200kOperating result 2022: €205k€205kNet result 2022: €147k€147kOperating result 2023: €22k€22kNet result 2023: €6k€6kOperating result 2024: €87k€87kNet result 2024: €46k€46k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~17%/year over 3 fiscal years, indicative, assuming unchanged policy.
€100k€150k€200k€250k€300k2025: €227k (€211k - €244k)2026: €254k (€238k - €270k)2027: €280k (€264k - €296k)2022: €149k2023: €155k2024: €201k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 65.8% 43.5%
better than 70% of 1398 sector peers
Net result €46k €42k
better than 53% of 1399 sector peers
Equity €201k €163k
better than 55% of 1399 sector peers
Gross operating margin €89k €72k
better than 56% of 1398 sector peers
Total assets €306k €607k
better than 37% of 1398 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€88k
-57.1% 22-24
Net profit
€46k
+660.7% 22-24
Cash flow
€48k
-67.3% 22-24
Total assets
€306k
+70.6% 22-24
Equity
€201k
+30.0% 22-24
Working capital
€191k
+23.2% 22-24
Income taxes
€17k
+123.2% 22-24
Debt
€105k
+325.2% 22-24
Show 8 other metrics
Debt ≤ 1y
€105k
+325.2% 22-24
Current ratio
2.82
-61.3% 22-24
Quick ratio
2.39
-43.9% 22-24
Solvency
65.8%
-23.8% 22-24
Debt / equity
0.52
+227.1% 22-24
ROE
23.1%
+485.1% 22-24
ROA
15.2%
+346.0% 22-24
Interest coverage
3.23
-87.9% 22-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€88k
Net profit€46k
Cash flow€48k
Staff costs-
Income taxes€17k
Dividends-
Total assets€306k
Equity€201k
Debt€105k
of which ≤ 1y€105k
of which > 1y-
Working capital€191k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.82
Quick ratio2.39
Working capital ratio62.3%
Solvency65.8%
Debt / equity0.52
Long-term debt ratio-
Interest coverage3.23
Gross margin-
Net margin-
ROA15.2%
ROE23.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€306k
Fixed assets 21/28€11k
Tangible fixed assets 22/27€11k
Current assets 29/58€295k
Stocks & contracts in progress 3€45k
Amounts receivable within one year 40/41€65k
Cash & bank 54/58€61k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€306k
Equity 10/15€201k
Contributions / capital 10/11€2k
Reserves 13€199k
Amounts payable 17/49€105k
Amounts payable within one year 42/48€105k
Trade debts payable within one year 44€66k
Income statement
Gross operating margin 9900€89k
Operating result 9901€87k
Financial income 75€4k
Financial charges 65€27k
Result before taxes 9903€63k
Income taxes 67/77€17k
Net result for the period 9904€46k
Result to be appropriated 9905€46k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation06-09-2021
StatusActive
Postal code2970
Connections & network 1 connected companies
Group structure
Bermaso
We sit on their board · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 1 parties
Painblanc ConsultBE 0773.558.667
controls
Where this company holds controlthis company sits on their board1
Bermaso
1 location

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
Painblanc Consult
Wijnegemsteenweg 22, 2970 SchildeOntwikkeling van residentiële bouwprojecten
since 20212.322.063.402
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11041B0587/00G000 Flanders 647 m² 1 · 401 m² 25.3 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
05-05-2026
State Gazette act Open capture
Merger · Accounting effect · Permanent representative · Power of attorney
05-05-2026
State Gazette act Open capture
Merger · Accounting effect · Permanent representative · Power of attorney
2025
14-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
11-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 3 months ago
2026
05-05-2026 Merger · Accounting effect · Permanent representative · Power of attorney Open-capture extraction
  • Filing: 2026-04-03 · BERMASO NV
  • Merger: type: geruisloze fusie, description: met fusie door overneming gelijkgestelde verrichtingproposed · GRONDVENNOOTSCHAP NEERHOF BV
  • Accounting effect: 2026-03-01proposed · GRONDVENNOOTSCHAP NEERHOF BV
  • Permanent representative: role: vast vertegenwoordigdproposed · BIBI FASHION NV
  • Permanent representative: role: vast vertegenwoordigdproposed · PAINBLANC CONSULT BV
  • Permanent representative: role: vast vertegenwoordigdproposed · PADOXA NV
  • Permanent representative: role: vast vertegenwoordigdproposed · PAINBLANC CONSULT BV
  • Power of attorney: purpose: neerlegging van onderhavig voorstel tot geruisloze fusieproposed · GRONDVENNOOTSCHAP NEERHOF BV
  • Power of attorney: purpose: neerlegging van onderhavig voorstel tot geruisloze fusieproposed · BERMASO NV
  • Power of attorney: purpose: neerlegging van onderhavig voorstel tot geruisloze fusieproposed · GRONDVENNOOTSCHAP NEERHOF BV
  • Power of attorney: purpose: neerlegging van onderhavig voorstel tot geruisloze fusieproposed · BERMASO NV
  • Tax qualification: basis: artikelen 183bis juncto 211, §1, vierde lid en 212 van het Wetboek van de Inkomstenbelastingen 1992, regime: geruisloze fusieproposed · GRONDVENNOOTSCHAP NEERHOF BV
  • Publication: 2026-05-05
  • Act object: Voorstel tot geruisloze fusie (met fusie door overneming gelijkgestelde
Summary: Merger · Accounting effect · Permanent representative · Power of attorney
Technical details 
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      "object": "e6",
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      "quote": "verlenen bij deze volmacht aan Bart Goetschalckx en alle andere aangestelden van Fiduciaire Ten Hove II ... teneinde al het nodige te doen met het oog op de neerlegging van onderhavig voorstel tot geruisloze fusie",
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      "quote": "verlenen bij deze volmacht aan Bart Goetschalckx en alle andere aangestelden van Fiduciaire Ten Hove II ... teneinde al het nodige te doen met het oog op de neerlegging van onderhavig voorstel tot geruisloze fusie",
      "value": {
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      "value": {
        "purpose": "neerlegging van onderhavig voorstel tot geruisloze fusie",
        "subdelegation": true
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      "object": "e8",
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      "type": "power_of_attorney",
      "quote": "verlenen bij deze volmacht aan Bart Goetschalckx en alle andere aangestelden van Fiduciaire Ten Hove II ... teneinde al het nodige te doen met het oog op de neerlegging van onderhavig voorstel tot geruisloze fusie",
      "value": {
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05-05-2026 Merger · Accounting effect · Permanent representative · Power of attorney Open-capture extraction
  • Filing: 2026-04-03 · GRONDVENNOOTSCHAP NEERHOF
  • Publication: 2026-05-05
  • Merger: type: geruisloze fusie, description: met fusie door overneming gelijkgestelde verrichtingproposed · GRONDVENNOOTSCHAP NEERHOF
  • Accounting effect: 2026-03-01proposed · GRONDVENNOOTSCHAP NEERHOF
  • Permanent representative: vast vertegenwoordigdproposed · BIBI FASHION
  • Permanent representative: vast vertegenwoordigdproposed · PAINBLANC CONSULT
  • Permanent representative: vast vertegenwoordigdproposed · PADOXA
  • Permanent representative: vast vertegenwoordigdproposed · PAINBLANC CONSULT
  • Power of attorney: purpose: neerlegging van onderhavig voorstel tot geruisloze fusieproposed · GRONDVENNOOTSCHAP NEERHOF
  • Power of attorney: purpose: neerlegging van onderhavig voorstel tot geruisloze fusieproposed · BERMASO
  • Tax qualification: geruisloze fusieproposed · GRONDVENNOOTSCHAP NEERHOF
  • Act object: Voorstel tot geruisloze fusie (met fusie door overneming gelijkgestelde
Summary: Merger · Accounting effect · Permanent representative · Power of attorney
Technical details 
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      "attrs": {
        "rpr": "RPR Antwerpen, afdeling Antwerpen",
        "seat": "Wijnegemsteenweg 22 bus 1, 2970 \u0027s Gravenwezel, Belgi\u00EB",
        "legal_form": "Besloten vennootschap"
      }
    },
    {
      "id": "e2",
      "kbo": "0466.251.878",
      "kind": "company",
      "name": "BERMASO",
      "attrs": {
        "rpr": "RPR Antwerpen, afdeling Antwerpen",
        "seat": "Wijnegemsteenweg 22 bus 1, 2970 \u0027s Gravenwezel, Belgi\u00EB",
        "legal_form": "Naamloze vennootschap"
      }
    },
    {
      "id": "e3",
      "kbo": "0444.703.428",
      "kind": "company",
      "name": "BIBI FASHION",
      "attrs": {
        "rpr": "RPR Antwerpen, afdeling Antwerpen",
        "legal_form": "Naamloze vennootschap"
      }
    },
    {
      "id": "e4",
      "kbo": "0773.558.667",
      "kind": "company",
      "name": "PAINBLANC CONSULT",
      "attrs": {
        "rpr": "RPR Antwerpen, afdeling Antwerpen",
        "legal_form": "Besloten vennootschap"
      }
    },
    {
      "id": "e5",
      "kbo": null,
      "kind": "person",
      "name": "Xavier Painblanc",
      "attrs": {
        "rrn": "62.11.06-237-89"
      }
    },
    {
      "id": "e6",
      "kbo": null,
      "kind": "person",
      "name": "Bernard Painblanc",
      "attrs": {
        "rrn": "97.12.18-523-88"
      }
    },
    {
      "id": "e7",
      "kbo": "0435.094.092",
      "kind": "company",
      "name": "PADOXA",
      "attrs": {
        "rpr": "RPR Antwerpen, afdeling Antwerpen",
        "legal_form": "Naamloze vennootschap"
      }
    },
    {
      "id": "e8",
      "kbo": "0459.925.894",
      "kind": "company",
      "name": "Fiduciaire Ten Hove II",
      "attrs": {
        "rpr": "RPR Antwerpen, afdeling Antwerpen",
        "seat": "Herentalsebaan 271, 2150 Borsbeek",
        "legal_form": "Besloten vennootschap"
      }
    },
    {
      "id": "e9",
      "kbo": null,
      "kind": "person",
      "name": "Bart Goetschalckx",
      "attrs": {}
    }
  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199Activiteiten van verzekeringsagenten en -makelaars66220Vermogensbeheer66300Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311
Primary activity highlighted.
Names & trade names
Legal nameNL Painblanc Consult
Registered office
Wijnegemsteenweg 22 bus 1
2970 Schilde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative