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PAHVO SOLUTIONS

Active
Private limited companyfounded 2021active for 5 yearsVlaamse Ardennenstraat(O.) 8, 9790 Wortegem-Petegem, BelgiumKBO/BCE: BE 0776.380.080
Summary

PAHVO SOLUTIONS has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€12,031) and a net result of -€3,584. Equity is shrinking by about 115% per year across the filed financial years. Its solvency ranks better than 5% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow ReportCompare
PAHVO SOLUTIONSActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100
1 site
Size
≈ €67,000turnover 2025, estimated
Equity
-€12,031
Loss
-€3,584
Turnover estimated from the gross margin
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
2025 accounts 40 days early2 of 3 deeds summarised
Why 53raises riskCapped at 59: negative equity1 change of registered office in 24 monthsNegative equity -€12,031lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €5,662Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 13% of its sector peers (NACE 62, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -212.5% of total assets
Liquidity 28+16
short-term debt 312.5% · cash 22.3%
Profitability 50+50
return on assets -63.3%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,887 companies, NACE 62, micro)
Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.5%▲ +0.2 percentage points vs 12-2024 02-2025: 1.4%▲ +0.9 percentage points vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025highest value 06-2025: 1.4%● unchanged vs 05-2025highest value 07-2025: 1.2%▼ -0.2 percentage points vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.1%▼ -0.1 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 0.6%▼ -0.5 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.09, compared with 0.13 in 2024, below 1; short-term debt: 312.5% and cash: 22.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 3% on solvency, 10% on liquidity, 21% on profitability and 16% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €5,662
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity -€12,031
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€12,031
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
40 days early
2024
31 days early
2023
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 36 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 26 December (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end28-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: Riyanto CHOVANETZ (director)Name change · Purpose change…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Registered officeRegistered-office move

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€12,031 View
  • Risk: 3 loss-making years in a rowloss financial year 2025 -€3,584 View
  • Caution: Among the weakest 5% on solvencysector median 60.0% · 21,080 companies -212.5% View
  • New directorlatest change 20-10-2026 · 1 in office 1 joined View

By topic

Financials

Financial year
2025
Total assets
€5,662
Loss
-€3,584
Solvency
-212.5%
Total assets▼ 74.1%
Net result
20232025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-01-2027
  1. 31-12-2024Annual accounts filed
  2. 30-06-2024Weakest financial year
  3. 26-12-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
22-10-2021
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
3
Financial year
From 1 January to 31 December
Annual meeting
Third Saturday of June at 17:00
Go to Articles of association

Key facts about PAHVO SOLUTIONS

What is the company number of PAHVO SOLUTIONS?
0776.380.080. In Belgium the VAT number is the company number with BE in front: BE 0776.380.080.
Where is PAHVO SOLUTIONS based?
The registered office is at Vlaamse Ardennenstraat(O.) 8, 9790 Wortegem-Petegem.Company details
What does PAHVO SOLUTIONS do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of PAHVO SOLUTIONS?
Private limited company (BV).
When was PAHVO SOLUTIONS founded?
On 22-10-2021.
Is PAHVO SOLUTIONS still active?
Yes, PAHVO SOLUTIONS is an active enterprise in the KBO register.
What is the turnover of PAHVO SOLUTIONS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PAHVO SOLUTIONS profitable?
In financial year 2025, PAHVO SOLUTIONS made a loss of €3,584.
Where can I find the annual accounts of PAHVO SOLUTIONS?
PAHVO SOLUTIONS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PAHVO SOLUTIONS due?
By 31-01-2027, for financial year 2026.Timeline

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