INFOSULT
ActiveINFOSULT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2022 annual accounts show equity of €151k and a net result of €-20k. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 68% of 16089 sector peers (fiscal year 2022). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2022
Axes · tick = 2021
Profitability0▼-28
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 3.75 against 9.6 in 2021), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
74.1%
Return on assets
-9.8%
Age of the figures
50 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
30-06-2023 close31-01-2024 deadline14-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2022 was due by 31-01-2023 and was filed on 11-04-2024, 436 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
436 d late
2021
801 d late
2020
28 d late
2019
179 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€151k▼ 11.7%
2021 · €171k
2019: €182k
2020: €182k
2021: €171k
2019 → 2022
Total assets
€204k▲ 7.2%
2021 · €190k
2019: €207k
2020: €197k
2021: €190k
2019 → 2022
Net result
€-20k
2021 · €9k
2019: €27k
2020: €95
2021: €9k
2019 → 2022
Working capital
€145k▼ 11.1%
2021 · €163k
2019: €181k
2020: €181k
2021: €163k
2019 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202020212022Trend
Equity€182k-€182k▲ 0.1%€171k▼ 6.0%€151k▼ 11.7%
Operating result€41k-€8k▼ 80.3%€14k▲ 71.7%€-23k
Net result€27k-€95▼ 99.6%€9k▲ 9,938%€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2022: a loss of €23k after €14k in 2021, the lowest year so far.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €204k
Fixed assets
€6k▼ 22.7%
Current assets
€198k▲ 8.5%
Equity and liabilities €204k
Equity
€151k▼ 11.7%
Debt
€53k▲ 177%
The debt ratio rises from 10.0% to 25.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-20k▼
2021 · €15k
Cash flow
€-18k▼
2021 · €10k
Solvency
74.1%▼
2021 · 90.0%
Current ratio
3.75▼
2021 · 9.60
Quick ratio
3.75▼
2021 · 9.60
Debt / equity
0.35▲
2021 · 0.11
ROE
-13.2%▼
2021 · 5.5%
ROA
-9.8%▼
2021 · 5.0%
Interest coverage
-114.84▼
2021 · 85.93
Debt
€53k▲
2021 · €19k
Debt ≤ 1 year
€53k▲
2021 · €19k
Income taxes
€-150▼
2021 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€190k€204k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€470€645▲
Furniture and vehicles24€7k€5k▼
Current assets29/58€182k€198k▲
Amounts receivable after more than one year29€70k€100k▲
Other amounts receivable291€70k€100k▲
Amounts receivable within one year40/41€39k€33k▼
Trade receivables40€12k€5k▼
Other amounts receivable41€27k€28k▲
Current investments50/53€30k€30k=
Cash at bank and in hand54/58€34k€23k▼
Deferred charges and accrued income490/1€9k€12k▲
Equity and liabilities
Total equity and liabilities10/49€190k€204k▲
Equity10/15€171k€151k▼
Reserves13€59k€59k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€112k€92k▼
Amounts payable17/49€19k€53k▲
Amounts payable within one year42/48€19k€53k▲
Trade debts44€10k€11k▲
Suppliers440/4€10k€11k▲
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€9k€15k▲
Other amounts payable47/48€567€27k▲
Income statement
Code20212022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€686€2k▲
Other operating charges640/8€1k€531▼
Gross operating margin9900€16k€-20k▼
Operating profit (loss)9901€14k€-23k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€171€175▲
Recurring financial charges65€171€175▲
Profit (loss) for the period before taxes9903€16k€-20k▼
Income taxes67/77€6k€-150▼
Profit (loss) for the period9904€9k€-20k▼
Profit (loss) for the period to be appropriated9905€9k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€121k€92k▼
Profit (loss) brought forward from the previous period14P€112k€112k▲
Transfer to equity691/2€9k-
To other reserves6921€9k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 436 days late
11-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 801 days late
2022
30-06
Financial
Weakest financial yearnet €-20k ▼311%
Net result drops to €-20k, the lowest in the series.
2021
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 179 days late
27-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 543 days late
2017
09-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 37 days late
2016
11-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 40 days late
11-03
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 405 days late
2014
28-02
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 28 days late
2013
28-02
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrouweneikstraat (W.) 169790 Wortegem-PetegemGround area
1,225 m²
Building footprint
326 m²
Volume, LiDAR
859 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Begonialaan 17, 9840 Nazareth-De Pinte
since 20022.095.546.230
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45055B0418/00C000 | Flanders | 1,098 m² | 1 · 178 m² | 7.5 m · 2 fl. |
| 44012B0676/00Y000 | Flanders | 127 m² | 1 · 148 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TAILOR MADE SOLUTIONS
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SYLHO GROUP
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Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 6,815 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-07-2001
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.