PAGE LAURA
ActiveSummary
The computed 12-month bankruptcy probability of PAGE LAURA is 2.4% (moderate). The 2025 annual accounts show equity of €50k and a net result of €13k. Equity is growing by ~45.8% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.93 against 4.56 in 2024; short-term debt: 14.6% and cash: 32.1% of total assets), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.4%
Return on assets
23.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
on the day
2022
22 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 37.1%
2024 · €36k
2022: €17k
2023: €23k
2024: €36k
2022 → 2025
Total assets
€58k▲ 31.4%
2024 · €44k
2022: €29k
2023: €32k
2024: €44k
2022 → 2025
Net result
€13k▲ 1.4%
2024 · €13k
2022: €14k
2023: €7k
2024: €13k
2022 → 2025
Working capital
€34k▲ 27.1%
2024 · €26k
2022: €12k
2023: €13k
2024: €26k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€17k-€23k▲ 39.5%€36k▲ 57.8%€50k▲ 37.1%
Operating result€19k-€9k▼ 50.8%€18k▲ 99.2%€19k▲ 1.8%
Net result€14k-€7k▼ 51.8%€13k▲ 104%€13k▲ 1.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€16k ▲ 53.8%
Current assets
€42k ▲ 24.4%
Equity and liabilities €58k
Equity
€50k ▲ 37.1%
Debt
€9k ▲ 5.5%
Debt's share of the balance-sheet total falls from 18.2% to 14.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €21k
Cash flow
€17k▲
2024 · €15k
Current ratio
4.93▲
2024 · 4.56
Debt to equity
0.17▼
2024 · 0.22
ROE
27.1%▼
2024 · 36.6%
ROA
23.1%▼
2024 · 29.9%
Interest coverage
296.27▼
2024 · 297.54
Debt ≤ 1 year
€9k▲
2024 · €7k
Income taxes
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€44k€58k▲
Fixed assets21/28€11k€16k▲
Tangible fixed assets22/27€11k€16k▲
Land and buildings22€5k€6k▲
Plant, machinery and equipment23-€5k
Furniture and vehicles24€6k€6k▲
Current assets29/58€34k€42k▲
Amounts receivable within one year40/41€4k€4k▲
Trade receivables40€3k€3k▼
Other amounts receivable41€427€1k▲
Current investments50/53€11k€17k▲
Cash at bank and in hand54/58€17k€19k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€44k€58k▲
Equity10/15€36k€50k▲
Contributions10/11€3k€3k=
Reserves13€33k€47k▲
Distributable reserves133€33k€47k▲
Amounts payable17/49€8k€9k▲
Amounts payable within one year42/48€7k€9k▲
Trade debts44€159€4k▲
Suppliers440/4€159€4k▲
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€5k€2k▼
Remuneration and social security454/9€2k€2k=
Accrued charges and deferred income492/3€663-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8-€579
Gross operating margin9900€21k€22k▲
Operating profit (loss)9901€18k€19k▲
Financial income75/76B€136€127▼
Recurring financial income75€136€127▼
Non-recurring financial income76B€136-
Financial charges65/66B€69€74▲
Recurring financial charges65€69€74▲
Profit (loss) for the period before taxes9903€18k€19k▲
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€13k€13k▲
Profit (loss) for the period to be appropriated9905€13k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€13k▲
Transfer to equity691/2€13k€13k▲
To other reserves6921€13k€13k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €7k ▼51.8%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruiseleedsesteenweg 49C8700 TieltGround area
953 m²
Building footprint
131 m²
Volume, LiDAR
15 m³
Parcel 37302E0788/00A002, Flanders · tallest building 1.1 m. Linked by address, not a title deed.
1 establishment unit
PAGE LAURA
since 20212.315.242.520
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37302E0788/00A002 | Flanders | 953 m² | 1 · 131 m² | 1.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2021
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.