PAESMANS FRUIT
ActivePAESMANS FRUIT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.46M and a net result of €555k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 479 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+49
Solvency42▲+5
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity short (current ratio 0.58 against 0.4 in 2024; short-term debt: 33.4% and cash: 0.7% of total assets), and 82.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.5%
Return on assets
6.6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 479 sector peers (2025).
NBB · sector comparisonPosition among 479 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
26 d late
2022
27 d late
2021
24 d late
2020
2 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€3.00M
EBIT margin
28.5%
Net result
€555k
2024 · €-202k
2019: €315k
2020: €234k
2021: €52k
2022: €-217k
2023: €62k
2024: €-202k
2019 → 2025
Working capital
€-1.18M▲ 7.6%
2024 · €-1.27M
2019: €660k
2020: €869k
2021: €424k
2022: €-813k
2023: €-1.16M
2024: €-1.27M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€3.00M
Equity€1.28M-€1.06M▼ 17.3%€1.11M▲ 5.5%€907k▼ 18.5%€1.46M▲ 60.9%
Operating result€69k-€-185k€86k€30k▼ 65.4%€855k▲ 2,759%
Net result€52k-€-217k€62k€-202k€555k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,759% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.35M
Fixed assets
€6.74M▲ 0.4%
Current assets
€1.61M▲ 91.6%
Equity and liabilities €8.35M
Equity
€1.46M▲ 60.9%
Provisions
€33k▼ 6.0%
Debt
€6.85M▲ 3.7%
The debt ratio falls from 87.5% to 82.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.50M▲
2024 · €616k
Cash flow
€1.20M▲
2024 · €384k
Solvency
17.5%▲
2024 · 12.0%
Current ratio
0.58▲
2024 · 0.40
Quick ratio
0.58▲
2024 · 0.40
Debt / equity
4.69▼
2024 · 7.28
ROE
38.0%▲
2024 · -22.3%
ROA
6.6%▲
2024 · -2.7%
Interest coverage
6.56▲
2024 · 2.49
Debt
€6.85M▲
2024 · €6.61M
Debt ≤ 1 year
€2.79M▲
2024 · €2.11M
Debt > 1 year
€4.07M▼
2024 · €4.49M
Income taxes
€72k▲
2024 · €601
Staff costs
€1.25M▲
2024 · €1.14M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.55M€8.35M▲
Fixed assets21/28€6.71M€6.74M▲
Tangible fixed assets22/27€6.71M€6.74M▲
Land and buildings22€4.38M€4.27M▼
Plant, machinery and equipment23€2.25M€2.36M▲
Furniture and vehicles24€81k€105k▲
Financial fixed assets28€3k€0▼
Other financial fixed assets284/8-€0
Shares284-€0
Current assets29/58€841k€1.61M▲
Stocks and contracts in progress3-€0
Amounts receivable within one year40/41€505k€1.23M▲
Trade receivables40€501k€1.23M▲
Other amounts receivable41€4k€3k▼
Current investments50/53€294k€323k▲
Other investments51/53-€323k
Cash at bank and in hand54/58€42k€55k▲
Deferred charges and accrued income490/1€212€2k▲
Equity and liabilities
Total equity and liabilities10/49€7.55M€8.35M▲
Equity10/15€907k€1.46M▲
Contributions10/11€20k€20k=
Reserves13€1.17M€1.17M▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€84k€79k▼
Distributable reserves133€1.09M€1.09M=
Profit (loss) carried forward14€-289k€271k▲
Investment grants15€2k€0▼
Provisions and deferred taxes16€35k€33k▼
Deferred taxes168€35k€33k▼
Amounts payable17/49€6.61M€6.85M▲
Amounts payable after more than one year17€4.49M€4.07M▼
Financial debts170/4€4.49M€4.07M▼
Credit institutions173-€4.07M
Amounts payable within one year42/48€2.11M€2.79M▲
Current portion of amounts payable after more than one year42€429k€425k▼
Trade debts44€369k€723k▲
Suppliers440/4€369k€723k▲
Advances received on contracts in progress46€3k€3k=
Taxes, remuneration and social security45€72k€203k▲
Taxes450/3€25k€124k▲
Remuneration and social security454/9€47k€79k▲
Other amounts payable47/48€1.24M€1.43M▲
Accrued charges and deferred income492/3€6k€511▼
Income statement
Code20242025
Operating income70/76A-€3.14M
Turnover70-€3.00M
Other operating income74-€137k
Operating charges60/66A-€2.29M
Goods for resale, raw materials and consumables60-€9k
Purchases600/8-€9k
Services and other goods61-€344k
Remuneration, social security and pensions62€1.14M€1.25M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€586k€646k▲
Other operating charges640/8€12k€36k▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€1.77M-
Operating profit (loss)9901€30k€855k▲
Financial income75/76B€13k€4k▼
Recurring financial income75€13k€4k▼
Income from financial fixed assets750-€1k
Income from current assets751-€149
Other financial income752/9-€2k
Financial charges65/66B€247k€233k▼
Recurring financial charges65€247k€233k▼
Debt charges650-€229k
Other financial charges652/9-€5k
Profit (loss) for the period before taxes9903€-204k€625k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€601€72k▲
Taxes670/3-€72k
Profit (loss) for the period9904€-202k€555k▲
Transfer from tax-exempt reserves789€130k€5k▼
Profit (loss) for the period to be appropriated9905€-73k€560k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-164k€271k▲
Profit (loss) brought forward from the previous period14P€-91k€-289k▼
Transfer to equity691/2€125k€0▼
To other reserves6921€125k€0▼
Social balance
Average headcount (FTE)908726.325.9▼
The notes to these accounts (50 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
30-06
Financial
Back to profitnet €555k
Net result €555k after one loss-making year.
30-06
Financial
Equity above €1MEq €1.46M ▲60.9%
Equity rises from €907k to €1.46M.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
30-06
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 27 days late
2022
30-06
Financial
Weakest financial yearnet €-217k ▼515%
Net result drops to €-217k, the lowest in the series; recovery starts the following year.
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
30-06
Financial
Equity above €1MEq €1.23M ▲23.1%
2 profitable years in a row build equity to €1.23M.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 6 days late
2018
14-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 14 days late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.) · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mierhoopweg 343850 Nieuwerkerken (Limb.)Ground area
2,336 m²
Building footprint
283 m²
Volume, LiDAR
1,496 m³
Parcel 71060B0546/00A002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PAESMANS FRUIT FRUITSNACKS
since 20012.100.172.635
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71060B0546/00A002 | Flanders | 2,336 m² | 1 · 283 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,305 EUR awarded · 1,305 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,305 EUR | 1,305 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteNieuwerkerken (Limb.)2.100.172.635
Legal Entity Identifier
967600L826Z7OBG4EI41
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Of 20,593 companies in sector 01500 we hold annual accounts for 1,149. 706 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2001
Fiscal year end30-06
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
01500Mixed farming
01410Raising of dairy cattle
68204Real estate activities
70204
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.