SAINT QUIRIN
ActiveSAINT QUIRIN has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €359k and a net result of €295k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 13% of 477 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+11
Solvency34▲+6
Growth85=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.64 in 2024; short-term debt: 63.4% and cash: 30.4% of total assets), and 91.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.7%
Return on assets
7.1%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 477 sector peers (2025).
NBB · sector comparisonPosition among 477 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
43 d early
2022
1 d early
2021
3 d late
2020
2 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2.85M▲ 224%
2024 · €880k
2019: €227k
2020: €136k
2021: €358k
2022: €547k
2023: €970k
2024: €880k
2019 → 2025
EBIT margin
11.7%▲ 10.3pp
2024 · 1.4%
2019: 0.2%
2020: 0.6%
2021: 0.5%
2022: 0.2%
2023: 1.6%
2024: 1.4%
2019 → 2025
Net result
€295k▲ 3,265%
2024 · €9k
2019: €122
2020: €666
2021: €2k
2022: €879
2023: €14k
2024: €9k
2019 → 2025
Working capital
€-1.06M▼ 120%
2024 · €-483k
2019: €-16k
2020: €-56k
2021: €-35k
2022: €-199k
2023: €-237k
2024: €-483k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€358k-€547k▲ 52.9%€970k▲ 77.3%€880k▼ 9.3%€2.85M▲ 224%
Equity€40k-€41k▲ 2.2%€55k▲ 34.8%€63k▲ 16.1%€359k▲ 466%
Operating result€2k-€1k▼ 34.6%€16k▲ 1,133%€12k▼ 21.3%€334k▲ 2,595%
Net result€2k-€879▼ 45.2%€14k▲ 1,502%€9k▼ 37.7%€295k▲ 3,265%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,595% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.14M
Fixed assets
€2.58M▲ 151%
Current assets
€1.56M▲ 79.4%
Equity and liabilities €4.14M
Equity
€359k▲ 466%
Provisions
€33k
Debt
€3.75M▲ 104%
The debt ratio falls from 96.7% to 90.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€653k▲
2024 · €138k
Cash flow
€614k▲
2024 · €134k
Solvency
8.7%▲
2024 · 3.3%
Current ratio
0.59▼
2024 · 0.64
Quick ratio
0.59▼
2024 · 0.62
Debt / equity
10.44▼
2024 · 28.95
ROE
82.3%▲
2024 · 13.8%
ROA
7.1%▲
2024 · 0.5%
Interest coverage
116.89▲
2024 · 93.37
Debt
€3.75M▲
2024 · €1.84M
Debt ≤ 1 year
€2.62M▲
2024 · €1.35M
Debt > 1 year
€1.12M▲
2024 · €376k
Income taxes
€36▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.90M€4.14M▲
Fixed assets21/28€1.03M€2.58M▲
Tangible fixed assets22/27€1.03M€2.58M▲
Land and buildings22€452k€789k▲
Plant, machinery and equipment23€486k€1.61M▲
Furniture and vehicles24€91k€176k▲
Current assets29/58€870k€1.56M▲
Stocks and contracts in progress3€32k€4k▼
Stocks30/36€32k€4k▼
Amounts receivable within one year40/41€443k€297k▼
Trade receivables40€426k€288k▼
Other amounts receivable41€17k€10k▼
Cash at bank and in hand54/58€393k€1.26M▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.90M€4.14M▲
Equity10/15€63k€359k▲
Contributions10/11€12k€12k=
Reserves13€5k€105k▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Tax-exempt reserves132-€100k
Profit (loss) carried forward14€46k€242k▲
Provisions and deferred taxes16-€33k
Deferred taxes168-€33k
Amounts payable17/49€1.84M€3.75M▲
Amounts payable after more than one year17€376k€1.12M▲
Financial debts170/4€376k€1.12M▲
Amounts payable within one year42/48€1.35M€2.62M▲
Current portion of amounts payable after more than one year42€107k€237k▲
Trade debts44€1.05M€2.34M▲
Suppliers440/4€1.05M€2.34M▲
Other amounts payable47/48€195k€47k▼
Accrued charges and deferred income492/3€106k-
Income statement
Code20242025
Turnover70€880k€2.85M▲
Non-recurring operating income76A€26k€138k▲
Goods, raw materials, services and sundry goods60/61€764k€2.28M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€125k€319k▲
Other operating charges640/8€2k€46k▲
Non-recurring operating charges66A€1k€6k▲
Gross operating margin9900€142k€706k▲
Operating profit (loss)9901€12k€334k▲
Financial income75/76B-€13
Recurring financial income75-€13
Financial charges65/66B€1k€6k▲
Recurring financial charges65€1k€6k▲
Profit (loss) for the period before taxes9903€11k€329k▲
Transfer from deferred taxes780-€1k
Transfer to deferred taxes680-€35k
Income taxes67/77€2k€36▼
Profit (loss) for the period9904€9k€295k▲
Transfer from tax-exempt reserves789-€4k
Transfer to tax-exempt reserves689-€104k
Profit (loss) for the period to be appropriated9905€9k€196k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€242k▲
Profit (loss) brought forward from the previous period14P€37k€46k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Highest result since 2019net €295k ▲3265%
Operating result €334k, net result €295k, both a record.
30-06
Financial
Equity above €200kEq €359k ▲466%
7 profitable years in a row build equity to €359k.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Le Chat(Lig) 617812 AthGround area
315 m²
Building footprint
127 m²
Volume, LiDAR
873 m³
Parcel 57049A0131/00H000, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAINT QUIRIN
since 19992.090.649.908
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57049A0131/00H000 | Wallonia | 315 m² | 1 · 126 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAth2.090.649.908
Similar companies · same sector, comparable size
COOPERATIVE AGRICOLE LE JOLY BOIS
BE 0474.267.147
Soignies · Eq €359k
HORTI PAN
BE 0886.359.076
Silly · Eq €358k
AGRIBOVERIE
BE 1023.747.896
Anhée · Eq €355k
TATERKUILEN
BE 0866.625.714
Tongeren-Borgloon · Eq €354k
AGRIFOOD
BE 0427.325.976
Gembloux · Eq €353k
Of 5,167 companies in sector 01110 we hold annual accounts for 612. 498 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-1999
Fiscal year end30-06
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.