PAEPSEM

Active

Private limited companyfounded 1984active for 42 yearsItterbeekse Laan 368, 1070 Anderlecht, BelgiumKBO/BCE: BE 0425.695.782

Summary

PAEPSEM has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,953 and a net result of €9,553. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 81% of 22,632 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

PAEPSEMActiveChecked score 98/100

Risk analysis Report Compare

Activity

Retail sale of automotive fuel

NACE 47300

1 site

Size

≈ €370,000turnover 2025, estimated

Staff: ≈ 0 FTE, estimated
Equity: €48,953
Profit: €9,553

Turnover estimated from the gross margin

Financial health

98 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

DESSOY DanielDirector

2025 accounts 58 days early1 of 3 deeds summarised

Why 98raises riskSector: Retail trade (NACE 47)Size: total assets €69,496lowers riskLiquidity: current ratio 3.21, cash €47,580Equity €48,953 (70.4% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 82% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 95-5

equity 70.4% of total assets

Liquidity 88-12

short-term debt 29.6% · cash 68.5%

Profitability 86-14

return on assets 13.7%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,263 companies, NACE 47, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025highest value 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €4,500 on 30-day terms is acceptable

Liquidity ample (current ratio 3.21, compared with 10.67 in 2024, above the usual 1.5; short-term debt: 29.6% and cash: 68.5% of total assets), and 29.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 81% on solvency, 90% on liquidity, 80% on profitability and 76% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 3.21, cash €47,580

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Size: total assets €69,496

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €48,953 (70.4% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

58 days early

2024

56 days early

2023

55 days early

2022

18 days late

2021

2 days late

2020

4 days late

2019

39 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 June (4 of the last 5 filed years within 56 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

03-06-2026 Annual accounts filedfinancial year 2025 · micro…
05-06-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Back to profitnet €12,168

Key points

Positive: Among the best 20% on solvencysector median 33.2% · 22,632 companies 70.4% View
Active since 1984founded 07-05-1984 42 years View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €69,496
Profit: €9,553
Solvency: 70.4%

Total assets▲ 61.8%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

DESSOY DanielDirector

Go to Board & ownership

Timeline

Events: 48
Since: 1985
Next accounts: by 31-07-2027

31-12-2024Liquidity more than triples
06-06-2024Annual accounts filed
02-01-2024Resignation: DESSOY Daniel (manager)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of automotive fuelNACE 47300
Founded: 07-05-1984
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 25

Annual meeting: Second Saturday of May at 11:00
Purpose: “La société a pour objet, en Belgique et à l'étranger, tant pour son compte propre que pour…” (deed in French)

Go to Articles of association

Key facts about PAEPSEM

What is the company number of PAEPSEM?: 0425.695.782. In Belgium the VAT number is the company number with BE in front: BE 0425.695.782.
Where is PAEPSEM based?: The registered office is at Itterbeekse Laan 368, 1070 Anderlecht.Company details
What does PAEPSEM do?: According to the KBO register, the main activity is retail sale of automotive fuel (NACE 47300).
What is the legal form of PAEPSEM?: Private limited company (BV).
When was PAEPSEM founded?: On 07-05-1984.
Is PAEPSEM still active?: Yes, PAEPSEM is an active enterprise in the KBO register.
What is the turnover of PAEPSEM?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PAEPSEM profitable?: In financial year 2025, PAEPSEM made a profit of €9,553.
Where can I find the annual accounts of PAEPSEM?: PAEPSEM filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PAEPSEM due?: By 31-07-2027, for financial year 2026.Timeline