F.D.M.SERVICES
ActiveF.D.M.SERVICES has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €92k. Equity is growing by ~52.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+43
Solvency13▼-22
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.57 in 2024), and 81.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.6%
Return on assets
34.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
25 d late
2023
49 d late
2022
202 d late
2021
1 d late
2019
101 d late
2018
421 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€92k
2024 · €-5k
2018: €-9k
2019: €-6k
2021: €41k
2022: €43k
2023: €18k
2024: €-5k
2018 → 2025
Working capital
€-52k▼ 38.0%
2024 · €-38k
2018: €-91k
2019: €-143k
2021: €91k
2022: €67k
2023: €-17k
2024: €-38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-79k-€-37k▲ 53.6%€-19k▲ 47.6%€-43k▼ 122%€50k
Operating result€43k-€43k▼ 0.1%€21k▼ 50.0%€14k▼ 35.5%€91k▲ 562%
Net result€41k-€43k▲ 2.9%€18k▼ 58.8%€-5k€92k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 562% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€204k▲ 23.6%
Current assets
€62k▲ 25.0%
Equity and liabilities €266k
Equity
€50k
Debt
€217k
Debt finances 81.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€130k▲
2024 · €46k
Cash flow
€132k▲
2024 · €27k
Solvency
18.6%▲
2024 · -20.0%
Current ratio
0.54▼
2024 · 0.57
Quick ratio
0.54▼
2024 · 0.57
Debt / equity
4.37▲
2024 · -6.01
ROE
186.6%▲
2024 · 11.4%
ROA
34.7%▲
2024 · -2.3%
Interest coverage
186.17▲
2024 · 177.19
Debt
€217k▼
2024 · €258k
Debt ≤ 1 year
€114k▲
2024 · €87k
Debt > 1 year
€103k▼
2024 · €170k
Income taxes
€-1k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€266k▲
Fixed assets21/28€165k€204k▲
Tangible fixed assets22/27€95k€134k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€82k€113k▲
Other tangible fixed assets26€9k€19k▲
Financial fixed assets28€70k€70k=
Current assets29/58€50k€62k▲
Stocks and contracts in progress3€299€299=
Stocks30/36€299€299=
Amounts receivable within one year40/41€33k€34k▲
Trade receivables40€33k€34k▲
Other amounts receivable41€3€3▲
Cash at bank and in hand54/58€15k€28k▲
Deferred charges and accrued income490/1€1k€23▼
Equity and liabilities
Total equity and liabilities10/49€215k€266k▲
Equity10/15€-43k€50k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-61k€31k▲
Amounts payable17/49€258k€217k▼
Amounts payable after more than one year17€170k€103k▼
Financial debts170/4€75k€75k=
Other amounts payable178/9€95k€28k▼
Amounts payable within one year42/48€87k€114k▲
Trade debts44€42k€59k▲
Suppliers440/4€42k€59k▲
Taxes, remuneration and social security45€5k€15k▲
Taxes450/3€5k€15k▲
Remuneration and social security454/9€257€257=
Other amounts payable47/48€40k€40k=
Accrued charges and deferred income492/3€200-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€39k▲
Other operating charges640/8€72€402▲
Gross operating margin9900€46k€131k▲
Operating profit (loss)9901€14k€91k▲
Financial income75/76B-€648
Recurring financial income75-€648
Financial charges65/66B€257€701▲
Recurring financial charges65€257€701▲
Profit (loss) for the period before taxes9903€14k€91k▲
Income taxes67/77€18k€-1k▼
Profit (loss) for the period9904€-5k€92k▲
Profit (loss) for the period to be appropriated9905€-5k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-61k€31k▲
Profit (loss) brought forward from the previous period14P€-57k€-61k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
31-12
Financial
Back to profitnet €92k
Net result €92k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 49 days late
18-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 202 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 1 day late
2021
31-12
Financial
Back to profitnet €41k
Net result €41k after 2 loss-making years.
31-12
Financial
Liquidity times 22current ratio 2.69
Current ratio from 0.12 to 2.69; short-term debt falls from €162k to €54k.
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 101 days late
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 421 days late
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 786 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 65 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
de MEESTER de HEYNDONCK François-Xavier Nicolas Gaston Marie Ghislain
CurrentDirector · since 29-01-2024
29-01-2024
Appointed as Director
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Bechetlaan 261950 KraainemGround area
4,820 m²
Building footprint
260 m²
Volume, LiDAR
1,756 m³
Parcel 22002C0071/00F002, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F.D.M. SERVICES
since 20032.131.969.235
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0071/00F002 | Flanders | 4,820 m² | 1 · 260 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THE COUNTRY GARDEN
BE 0454.357.403
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PIRAGRI STREE
BE 1026.658.886
Modave · Eq €49k
SA PREVOT
BE 1006.551.281
La Louvière · Eq €50k
PAEPSEM
BE 0425.695.782
Anderlecht · Eq €49k
EITCH KEI
BE 0685.426.249
Jemeppe-sur-Sambre · Eq €50k
Of 1,262 companies in sector 47300 we hold annual accounts for 945. 707 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2003
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
52630
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.