Active BE 0466.123.206Private limited company (pre-2019)Open bankruptcy

PADEM CONSULTANTS

Nieuwstraat 86 ·3590 Diepenbeek, Belgium· 27 yrs active

Sector: Financial services (64210)

Conclusion Checked

A bankruptcy procedure is open for PADEM CONSULTANTS according to publications in the Belgian State Gazette. The 2022 annual accounts show negative equity (€-95k) and a net result of €-84k.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€-95k
Net result	€-84k
Active	27 yrs
Locations	1

Snowflake analysis 5 axes · computed by Checked

33 / 100

Fragile profile — watch health in particular.

Health 0

Profitability 100

Solvency 33

Growth 32

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios — and hence the score — carry no meaning here.

Financial overview10 NBB filings

Annual accounts filed on 28-02-2023 with the NBB · fiscal year 2022 · verkort

Operating resultNet result

Net profit

€-84k

-160.8% far below sector median

Total assets

€131k

-35.0% -98% vs sector

Equity

€-95k

-718.0% far below sector median

Debt

€227k

+28.5% -84% vs sector

Debt ≤ 1y

€227k

+28.5% -2% vs sector

Solvency

-72.7%

-1159.0% far below sector median

ROE

87.8%

-68.1% far above sector median

ROA

-63.8%

-301.5% far below sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Revenue	n/a
EBITDA	n/a
Net profit	€-84k
Cash flow	n/a
Staff costs	—
Income taxes	—
Dividends	—
Total assets	€131k
Equity	€-95k
Debt	€227k
of which ≤ 1y	€227k
of which > 1y	—
Working capital	n/a
Employees (FTE)	—

Ratios (computed)

	2022
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	-72.7%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	-63.8%
ROE	87.8%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2022

Assets

Fixed assets €17k · 13.0% Current assets €114k · 87.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet — Assets
TOTAL ASSETS	20/58	€131k
Fixed assets	21/28	€17k
Financial fixed assets	28	€17k
Current assets	29/58	€114k
Amounts receivable within one year	40/41	€100k
Cash & bank	54/58	€14k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€131k
Equity	10/15	€-95k
Contributions / capital	10/11	€19k
Reserves	13	€2k
Accumulated profits (losses)	14	€-116k
Amounts payable	17/49	€227k
Amounts payable within one year	42/48	€227k
Trade debts payable within one year	44	€11k
Income statement
Gross operating margin	9900	€-75k
Operating result	9901	€-83k
Financial income	75	€5
Financial charges	65	€333
Result before taxes	9903	€-84k
Net result for the period	9904	€-84k
Result to be appropriated	9905	€-84k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	CARL SCHREURS EUROPALAAN 50, 3600 GENK- ↔ Also on 87 other cases	23-03-2023 → present	Belgian State Gazette

Legal Structure

NACE primary	Financial services(64210)
Legal form	Private limited company (pre-2019)(015)
Incorporation	28-05-1999
Status	Active
Postal code	3590
First BS signal	29-03-2023
Latest BS signal	29-03-2023

Company structure — linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 1 location

PADEM CONSULTANTS

Nieuwstraat 86, 3590 DiepenbeekVerhuur van woningen, exclusief sociale woningen

since 19992.092.651.175

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71011I2426/00B000	Flanders	2,751 m²	1 · 236 m²	15.8 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023

29-03-2023

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Hasselt · PADEM CONSULTANTS BV NIEUWSTRAAT 86, 3590 DIEPENBEEK · event 23-03-2023

28-02-2023