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Packsolutions BE

Active
Private limited companyfounded 20179 yrs activeMarloie, Aux Minières 2, 6900 Marche-en-Famenne, BelgiumKBO/BCE: BE 0675.723.972
Summary

Packsolutions BE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,193 and a net result of -€3,748. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 22% of 8160 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability31▼-40
Solvency41▼-12
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.19 against 1.38 in 2024; short-term debt: 83.7% and cash: 3.6% of total assets), and 83.8% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.2%
Return on assets
-2.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8160 sector peers (2025).
NBB · sector comparison
Position among 8160 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
23 d early
2024
38 d early
2023
29 d early
2022
34 d early
2021
17 d early
2020
18 d early
2019
111 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 May 2017, Packsolutions BE was incorporated.1 Total assets went from EUR 77,245 in 2018 to EUR 149,661 in 2025 and headcount from 1.6 to 1.9 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€3,748
2024 · €13,409
Working capital
€24,038▼ 13.4%
2024 · €27,752
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€7,736▲ 18.8%-€4,171▲ 46.1%€13,445€19,859▲ 47.7%€818▼ 95.9%
Net result-€8,824below the sector's middle half▲ 16.6%-€5,304below the sector's middle half▲ 39.9%€11,867within the sector's middle half€13,409within the sector's middle half▲ 13.0%-€3,748below the sector's middle half
Equity€7,969below the sector's middle half▼ 52.5%€2,665below the sector's middle half▼ 66.6%€14,532below the sector's middle half▲ 445%€27,941below the sector's middle half▲ 92.3%€24,193below the sector's middle half▼ 13.4%
Total assets€29,103below the sector's middle half▼ 16.7%€46,262below the sector's middle half▲ 59.0%€21,248below the sector's middle half▼ 54.1%€101,520below the sector's middle half▲ 378%€149,661below the sector's middle half▲ 47.4%
Debt€21,134▲ 16.5%€43,597▲ 106%€6,716▼ 84.6%€73,579▲ 996%€125,468▲ 70.5%
Working capital€4,437below the sector's middle half▼ 38.9%€2,302below the sector's middle half▼ 48.1%€14,169below the sector's middle half▲ 516%€27,752below the sector's middle half▲ 95.9%€24,038within the sector's middle half▼ 13.4%
Solvency27.4%within the sector's middle half▼ 20.7pp5.8%below the sector's middle half▼ 21.6pp68.4%above the sector's middle half▲ 62.6pp27.5%within the sector's middle half▼ 40.9pp16.2%below the sector's middle half▼ 11.4pp
Current ratio1.21within the sector's middle half▼ 0.201.05below the sector's middle half▼ 0.163.11above the sector's middle half▲ 2.061.38within the sector's middle half▼ 1.731.19within the sector's middle half▼ 0.19
Return on assets (ROA)-30.3%below the sector's middle half▼ 0.1pp-11.5%below the sector's middle half▲ 18.9pp55.8%above the sector's middle half▲ 67.3pp13.2%above the sector's middle half▼ 42.6pp-2.5%below the sector's middle half▼ 15.7pp
Staff (FTE)1below the sector's middle half=0.8below the sector's middle half▼ 20.0%0.7below the sector's middle half1.9within the sector's middle half▲ 171%
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2021: -€7,736-€7,736Net result 2021: -€8,824-€8,824Operating result 2022: -€4,171-€4,171Net result 2022: -€5,304-€5,304Operating result 2023: €13,445€13,445Net result 2023: €11,867€11,867Operating result 2024: €19,859€19,859Net result 2024: €13,409€13,409Operating result 2025: €818€818Net result 2025: -€3,748-€3,74820212022202320242025-€10,000€0€10,000€20,000Operating result 2023: €13,445€13,400Net result 2023: €11,867€11,900Operating result 2024: €19,859€19,900Net result 2024: €13,409€13,400Operating result 2025: €818€818Net result 2025: -€3,748-€3,750202320242025
The operating result falls in 2025; 2025 is 96% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149,661
Fixed assets €363 =
Current assets €149,298 ▲ 47.6%
Equity and liabilities €149,661
Equity €24,193 ▼ 13.4%
Debt €125,468 ▲ 70.5%
Debt's share of the balance-sheet total rises from 72.5% to 83.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
5.19▲
2024 · 2.63
ROE
-15.5%▼
2024 · 48.0%
Debt ≤ 1 year
€125,259▲
2024 · €73,405
Income taxes
€2,282▼
2024 · €3,832
Staff costs
€172,794▲
2024 · €82,194
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,548 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a small loss
4.3% went bankrupt
3.9% stopped otherwise
91% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€101,520€149,661▲
Fixed assets21/28€363€363=
Financial fixed assets28€363€363=
Current assets29/58€101,157€149,298▲
Amounts receivable within one year40/41€74,750€125,974▲
Trade receivables40€69,350€122,974▲
Other amounts receivable41€5,399€3,000▼
Cash at bank and in hand54/58€1,407€5,324▲
Deferred charges and accrued income490/1€25,000€18,000▼
Equity and liabilities
Total equity and liabilities10/49€101,520€149,661▲
Equity10/15€27,941€24,193▼
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Distributable reserves133€1,860€1,860=
Profit (loss) carried forward14€7,481€3,733▼
Amounts payable17/49€73,579€125,468▲
Amounts payable within one year42/48€73,405€125,259▲
Trade debts44€30,168€32,405▲
Suppliers440/4€30,168€32,405▲
Taxes, remuneration and social security45€26,237€64,757▲
Taxes450/3€11,229€31,023▲
Remuneration and social security454/9€15,008€33,734▲
Other amounts payable47/48€17,000€28,097▲
Accrued charges and deferred income492/3€174€208▲
Income statement Code20242025
Remuneration, social security and pensions62€82,194€172,794▲
Other operating charges640/8€5,268€620▼
Gross operating margin9900€107,321€174,232▲
Operating profit (loss)9901€19,859€818▼
Financial charges65/66B€2,618€2,283▼
Recurring financial charges65€2,618€2,283▼
Profit (loss) for the period before taxes9903€17,241-€1,466▼
Income taxes67/77€3,832€2,282▼
Profit (loss) for the period9904€13,409-€3,748▼
Profit (loss) for the period to be appropriated9905€13,409-€3,748▼
Appropriation of the result
Profit (loss) to be appropriated9906€7,481€3,733▼
Profit (loss) brought forward from the previous period14P-€5,928€7,481▲
Social balance
Average headcount (FTE)90870.71.9▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€22,685€56,031€4,053€82,194€172,794▲ 110%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,344€3,168----
Other operating charges640/8€893€827€589€5,268€620▼ 88.2%
Non-recurring operating charges66A€1,875-----
Gross operating margin9900€22,061€55,855€18,087€107,321€174,232▲ 62.3%
Operating profit (loss)9901-€7,736-€4,171€13,445€19,859€818▼ 95.9%
Financial charges65/66B€912€989€1,578€2,618€2,283▼ 12.8%
Recurring financial charges65€912€989€1,578€2,618€2,283▼ 12.8%
Profit (loss) for the period before taxes9903-€8,649-€5,159€11,867€17,241-€1,466▼ 109%
Income taxes67/77€175€144-€3,832€2,282▼ 40.5%
Profit (loss) for the period9904-€8,824-€5,304€11,867€13,409-€3,748▼ 128%
Profit (loss) for the period to be appropriated9905-€8,824-€5,304€11,867€13,409-€3,748▼ 128%
Line20212022202320242025Change
Assets
Total assets20/58€29,103€46,262€21,248€101,520€149,661▲ 47.4%
Fixed assets21/28€3,531€363€363€363€363=
Intangible fixed assets21€95-----
Tangible fixed assets22/27€3,073-----
Furniture and vehicles24€3,073-----
Financial fixed assets28€363€363€363€363€363=
Current assets29/58€25,572€45,899€20,885€101,157€149,298▲ 47.6%
Amounts receivable within one year40/41€19,532€970€387€74,750€125,974▲ 68.5%
Trade receivables40€15,775€67-€69,350€122,974▲ 77.3%
Other amounts receivable41€3,758€903€387€5,399€3,000▼ 44.4%
Cash at bank and in hand54/58€5,579€4,193€7,998€1,407€5,324▲ 278%
Deferred charges and accrued income490/1€460€40,735€12,500€25,000€18,000▼ 28.0%
Equity and liabilities
Total equity and liabilities10/49€29,103€46,262€21,248€101,520€149,661▲ 47.4%
Equity10/15€7,969€2,665€14,532€27,941€24,193▼ 13.4%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Distributable reserves133--€1,860€1,860€1,860=
Profit (loss) carried forward14-€12,492-€17,795-€5,928€7,481€3,733▼ 50.1%
Amounts payable17/49€21,134€43,597€6,716€73,579€125,468▲ 70.5%
Amounts payable within one year42/48€21,134€43,597€6,716€73,405€125,259▲ 70.6%
Trade debts44€14,511€25,237€6,716€30,168€32,405▲ 7.4%
Suppliers440/4€14,511€25,237€6,716€30,168€32,405▲ 7.4%
Taxes, remuneration and social security45€6,623€319-€26,237€64,757▲ 147%
Taxes450/3€175€319-€11,229€31,023▲ 176%
Remuneration and social security454/9€6,448--€15,008€33,734▲ 125%
Other amounts payable47/48-€18,040-€17,000€28,097▲ 65.3%
Accrued charges and deferred income492/3---€174€208▲ 19.7%
Line20212022202320242025Change
Profit (loss) for the period9904-€8,824-€5,304€11,867€13,409-€3,748▼ 128%
+ Depreciation and write-downs630€4,344€3,168----
Operating cash flow (approximation)-€4,480-€2,135€11,867€13,409-€3,748▼ 128%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€1,386€3,805-€6,591€3,917▲ 159%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2018net €13,409 ▲13%
Operating result €19,859, net result €13,409, both a record.
02-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Back to profitnet €11,867
Net result €11,867 after 3 loss-making years.
31-12
Financial Liquidity triplescurrent ratio 3.11
Current ratio from 1.05 to 3.11; short-term debt falls from €43,597 to €6,716.
27-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
14-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
13-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Weakest financial yearnet -€10,574
Net result drops to -€10,574, the lowest in the series; recovery starts the following year.
19-11
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 111 days late
2019
23-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 2 establishment units since 2017
establishment 1 of 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Marloie, Aux Minières 26900 Marche-en-Famenne
Ground area
1,436 m²
Building footprint
329 m²
Volume, LiDAR
2,027 m³
Parcel 62818E0541/00N002, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Packsolutions BE
Rue Sainte-Walburge 306, 4000 LiègeWholesale of electrical household appliances and audio-video equipment
since 20172.264.434.613
Marloie, Aux Minières 3, 6900 Marche-en-Famenne
Wholesale of electrical household appliances and audio-video equipment
since 20172.269.734.276
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62818E0541/00N002 Wallonia 1,436 m² 1 · 329 m² 7.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. IOME 99.86%
  2. CUISIBAINS-C.P.A 80%
  3. Packsolutions BE

Highest known parent: IOME. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 979 companies in sector 46431 we hold annual accounts for 706. 316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-05-2017
Fiscal year end31-12
Abbreviation FR Packsolutions
Activities, NACEBEL 2025
46431Wholesale of electrical household appliances and audio-video equipment
46471Wholesale trade
46494Wholesale of non-electrical household articles
46499Wholesale of other household goods
46836Wholesale trade
82990Other business support services
Contact
Website www.pack-solutions.beLiège
E-mail contact@packsolutions.beLiège
Phone 0474/06.69.91Liège
E-invoicing
Reachable via Peppol
Peppol ID 0208:0675723972
Also 9925:BE0675723972
Registered 19-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.