Equity
€127,644 ▲ 11.5%
LUCODEX has made a profit in every financial year since 2018.
LUCODEX
Lifetime
8 annual accounts with figures on one time axispeak €358,891 (2025)
€358,891▲ 0.6%
peak €16,930 (2022)
€13,196▼ 8.0%
peak €127,644 (2025)
€127,644▲ 11.5%
€57,368▼ 11.7%
peak 4 FTE (2023)
3.8 FTE▼ 5.0%
Board2 names since 2021
2 directorsCOOLEN Johannes Godefridus Francisca Petrus and 1 other
Documentsfilings and deeds
27-07-20264 days before the deadline
2025abbreviated format
Registered office moved from Schelle to Willebroek 06-02Cash from €44,530 to €29,508
Key points
from the 2025 annual accountsFilings
8 annual accounts since 2018
The last five annual accounts were filed 0 to 36 days before the end of the period.
At the same address
40 companies
Checked score
84
Excellent
Financially stronger than 68% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024lowest value
02-2025: 0.5%● unchanged vs 01-2025lowest value
03-2025: 0.9%▲ +0.4 percentage points vs 02-2025
04-2025: 1.0%▲ +0.1 percentage points vs 03-2025
05-2025: 1.2%▲ +0.2 percentage points vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.4%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 0.5%▼ -0.9 percentage points vs 07-2025
09-2025: 0.6%▲ +0.1 percentage points vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.5%▼ -0.1 percentage points vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.6%▲ +0.1 percentage points vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 0.5%▼ -0.2 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Size: 3.8 FTE, total assets €185,013
lowers risk
Liquidity: current ratio 2.93, cash €29,508
Figures for financial year 2025 (filed on 27-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 74% of them on solvency, 63% on liquidity, 68% on profitability and 67% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as LUCODEX has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LUCODEX itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for LUCODEX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.93 (2.49 in 2024), above the usual 1.5. Short-term debt is 31% and cash 15.9% of total assets. 31% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
4 days early
2024
on the day
2023
36 days early
2022
31 days early
2021
19 days early
2020
17 days early
2019
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0694648969
Registered office moved from Schelle to Willebroek
New registered office: Antwerpsesteenweg 45, 2830 Willebroek · Previous registered office: Brandekensweg 9, 2627 Schelle, België · Board meeting of 17-01-2025 · Gazette deed
Changes of role: VOGELS Gerarda Petronella Hendrika (director) and COOLEN Johannes Godefridus Francisca Petrus (director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: VOGELS Gerarda Petronella Hendrika · Director discharge: COOLEN Johannes Godefridus Francisca Petrus · General meeting of 10-02-2022 · Gazette deed
Registered office moved from Niel to Schelle
New registered office: Brandekensweg 9, 2627 Schelle · Previous registered office: Dorpsstraat 53, 2845 Niel, België · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LUCODEX Willebroek | €185,013 | €358,891 | 69.0% | 3.8 |
| ROTH BENELUX Keerbergen | €185,193 | €558,753 | 32.7% | 5.8 |
| VARAMAR Antwerp | €295,771 | €289,323 | -6.0% | 3.3 |
| FABIOLA FOOD Waterloo | €184,302 | €365,495 | 3.4% | 5.9 |
| Marko - Sandrine Ferrières | €589,403 | €271,544 | 29.5% | 4.1 |
| ZEDD Antwerp | €308,778 | €191,090 | 73.6% | 2.6 |
| MARKET DIRECT DISTRIBUTION Essen | €470,949 | €212,801 | 7.9% | 3.6 |
These companies have the same main activity as LUCODEX: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €184,000 and €589,000, founded between 2008 and 2022.
Official details
Source: KBO- Status
- Active since 28-03-2018Normal situation
- Registered office
- 41 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Agents in non-specialised wholesale tradeNACE 46190and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.276.270.7892830 Willebroek, since 28-03-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 26-11-2025
Annual accounts 2025
- ≈ €1.8mestimated
- €185,013▲ 3.1%
- Employeeson 31-12-2025
- 3▼ 25.0%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on LUCODEX
LUCODEX files the abbreviated format. That format states no turnover. The gross margin rose from €202,880 in 2018 to €358,891 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LUCODEX
- What is the company number of LUCODEX?
- The company number of LUCODEX is 0694.648.969. The VAT number is the same number with BE in front: BE 0694.648.969.
- Where is LUCODEX based?
- The registered office is at Antwerpsesteenweg 45, 2830 Willebroek.Company details
- What does LUCODEX do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of LUCODEX?
- LUCODEX is a private limited company (BV).
- When was LUCODEX founded?
- LUCODEX was founded on 28-03-2018.
- Is LUCODEX still active?
- Yes, LUCODEX is an active enterprise in the KBO register.
- How many employees does LUCODEX have?
- LUCODEX had an average of 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does LUCODEX fall under?
- In its 2025 annual accounts, LUCODEX states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of LUCODEX?
- The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €358,891 and 139 comparable companies (NACE 46). It probably lies between €1.1m and €3.1m.
- Is LUCODEX profitable?
- In financial year 2025, LUCODEX made a profit of €13,196.
- Where can I find the annual accounts of LUCODEX?
- LUCODEX filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LUCODEX due?
- LUCODEX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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