packconsult
Activepackconsult has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €396k and a net result of €53k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 28.04 against 22.98 in 2024; short-term debt: 3.6% and cash: 47.1% of total assets), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.3%
Return on assets
12.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
on the day
2023
2 d early
2022
7 d early
2021
on the day
2020
2 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€396k▲ 15.3%
2024 · €343k
2019: €235k
2020: €287k
2021: €275k
2022: €251k
2023: €287k
2024: €343k
2019 → 2025
Total assets
€411k▲ 14.4%
2024 · €359k
2019: €276k
2020: €288k
2021: €285k
2022: €263k
2023: €297k
2024: €359k
2019 → 2025
Net result
€53k▼ 6.2%
2024 · €56k
2019: €77k
2020: €52k
2021: €41k
2022: €27k
2023: €36k
2024: €56k
2019 → 2025
Working capital
€396k▲ 16.2%
2024 · €341k
2019: €234k
2020: €286k
2021: €275k
2022: €251k
2023: €277k
2024: €341k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€275k-€251k▼ 8.5%€287k▲ 14.2%€343k▲ 19.6%€396k▲ 15.3%
Operating result€62k-€41k▼ 33.3%€51k▲ 24.2%€79k▲ 54.5%€73k▼ 7.1%
Net result€41k-€27k▼ 35.6%€36k▲ 33.4%€56k▲ 57.7%€53k▼ 6.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €411k
Equity
€396k▲ 15.3%
Debt
€15k▼ 4.9%
The debt ratio falls from 4.5% to 3.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €87k
Cash flow
€55k▼
2024 · €64k
Solvency
96.3%▲
2024 · 95.5%
Current ratio
28.04▲
2024 · 22.98
Quick ratio
28.04▲
2024 · 22.98
Debt / equity
0.04▼
2024 · 0.05
ROE
13.3%▼
2024 · 16.4%
ROA
12.8%▼
2024 · 15.6%
Interest coverage
488.62▼
2024 · 586.63
Debt
€15k▼
2024 · €16k
Debt ≤ 1 year
€15k▼
2024 · €16k
Income taxes
€27k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€359k€411k▲
Fixed assets21/28€3k-
Tangible fixed assets22/27€3k-
Furniture and vehicles24€3k-
Current assets29/58€356k€411k▲
Amounts receivable after more than one year29€200k€200k=
Other amounts receivable291€200k€200k=
Amounts receivable within one year40/41€12k€12k▼
Trade receivables40€12k€11k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€139k€194k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€359k€411k▲
Equity10/15€343k€396k▲
Contributions10/11€6k€6k=
Reserves13€337k€389k▲
Distributable reserves133€337k€389k▲
Amounts payable17/49€16k€15k▼
Amounts payable within one year42/48€16k€15k▼
Trade debts44€68€132▲
Suppliers440/4€68€132▲
Taxes, remuneration and social security45€7k€1k▼
Taxes450/3€7k€1k▼
Other amounts payable47/48€8k€13k▲
Accrued charges and deferred income492/3€573€650▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€3k▼
Other operating charges640/8€818€628▼
Gross operating margin9900€88k€77k▼
Operating profit (loss)9901€79k€73k▼
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€148€155▲
Recurring financial charges65€148€155▲
Profit (loss) for the period before taxes9903€84k€79k▼
Income taxes67/77€28k€27k▼
Profit (loss) for the period9904€56k€53k▼
Profit (loss) for the period to be appropriated9905€56k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€53k▼
Transfer to equity691/2€56k€53k▼
To other reserves6921€56k€53k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €27k ▼35.6%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity times 42current ratio 281.59
Current ratio from 6.76 to 281.59; short-term debt falls from €41k to €1k.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schransstraat 352280 GrobbendonkGround area
1.2 ha
Building footprint
363 m²
Volume, LiDAR
4,302 m³
Parcel 13010B0216/00L000, Flanders · tallest building 20.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PACKCONSULT
since 20042.139.313.719
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010B0216/00L000 | Flanders | 1.2 ha | 1 · 363 m² | 20.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MARNELL
BE 0656.500.156
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SMOOVED
BE 0722.904.277
Leuven · Eq €395k
ANSO
BE 0445.028.773
Beveren-Kruibeke-Zwijndrecht · Eq €396k
Hucar
BE 1018.371.524
Antwerpen · Eq €395k
MVDB
BE 0502.481.576
Tervuren · Eq €395k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 36,447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2004
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.